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LIVA Insurance Company

LIVA Insurance Company

TTADAWUL:8280
11.07
SAR
-0.20
(-1.77%)
0.94EPS
13.31P/E
501.20MMarket Cap
LIVA Insurance Company
TADAWUL:8280
(Saudi Exchange)

Recent

price

11.07

P/E

ratio

13.31

div

yld

- -

ROIC.AI

2010
2011
2012
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
SAR
-0.69
- -
0.04
6.58
5.84
4.52
4.4
3.91
2.33
2.89
5.89
10.87
9.54
11.88
15.51
Revenue per Share
-0.69
- -
0.1
0.76
1.27
1.22
0.61
0.42
-0.15
-0.88
-1.07
0.28
0.82
0.67
0.94
Basic EPS, GAAP
-4.74
-0.41
0.17
1.03
0.73
-0.06
0.83
1.03
-1.02
1
1.02
- -
0.92
1.58
5.39
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
4.71
4.62
3.77
7.31
8.27
9.17
9.72
10.19
10.09
9.51
8.34
9.75
11.01
11.97
12.38
Book Value per Share
4.71
4.62
3.77
7.31
8.27
9.17
9.72
10.15
9.99
9.42
8.29
9.73
10.97
11.91
12.29
Tangible Book Value per Share
36
36
36
40
40
40
40
40
41
40
40
40
40
40
40
Basic Weighted Avg Shares
-25
- -
1
262
234
181
175
155
95
116
236
437
381
475
624
Sales/Revenue/Turnover
- -
- -
- -
- -
21.84
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
1
- -
- -
- -
1
2
3
3
2
1
1
1
Depreciation Expense
-25
- -
4
30
51
49
24
17
-6
-35
-43
11
33
27
38
Net Income, GAAP
- -
- -
- -
- -
- -
- -
28.48
34.03
524.45
- -
- -
35.4
2.14
13.32
12.56
Effective Tax Rate (%)
100
100
291.5
11.53
21.84
27.02
13.91
10.83
-6.44
-30.45
-18.16
2.58
8.59
5.61
6.07
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
172
168
137
292
331
367
389
408
404
380
333
390
441
479
495
Total Equity
- -
- -
- -
- -
16.36
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
14.03
16.36
14.04
6.46
4.21
-1.51
- -
- -
3.11
7.89
5.8
8.03
Return on Capital (%)
- -
-0.05
2.46
14.03
16.36
14.04
6.46
4.21
-1.51
-9.02
-12.03
3.11
7.89
5.8
8.03
Return on Common Equity (%)

Capital Structure

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
40
40
40
Market Capitalization
436
404
501

Working Capital

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
131
134
113
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

SAR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.43%
4.09%
8.65%
Free Cash Flow
-368,088.15%
-735,804.81%
71.26%
Net Income, GAAP
39%
108.62%
-18.68%
Sales/Revenue/Turnover
13.54%
44.38%
24.55%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
107
93
116
88
381
2025
107
119
118
140
475
2026
159
207
- -
- -
- -

Quarterly Earnings Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.12
0.17
0.27
0.27
0.82
2025
0.05
0.09
0.28
0.25
0.67
2026
0.18
0.23
- -
- -
- -

Quarterly Dividends Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Liva Insurance Company, trading under 8280.SR, delivers extensive insurance and reinsurance solutions across the Kingdom of Saudi Arabia and key markets throughout the GCC. Its operational segments include Property, Motor, Engineering, Medical, Marine, and Group Life. The company’s diverse product range serves individuals with coverage such as personal medical, accident, home, and travel policies, while also providing businesses with specialized group insurance and comprehensive general lines including motor fleet and liability. Founded in Riyadh in 2009, the entity officially rebranded to Liva Insurance Company in November 2023, evolving from its previous designation, Al Alamiya for Cooperative Insurance Company. This transformation stems from the strategic integration of National Life & General Insurance Company (NLGIC) and Royal & Sun Alliance Insurance (Middle East) B.S.C. (c), establishing Liva as a leading multi-line insurer regionally. Liva Insurance actively pursues strategic expansion, evidenced by ongoing discussions for a potential merger with Malath Cooperative Insurance in Saudi Arabia, and cultivates various partnerships to enhance its customer-focused, digitally-enabled ecosystem. The broader Liva Group consistently demonstrates robust financial performance and a strong commitment to delivering innovative protection.