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    Finance/Rental/Leasing
S.R Accord Ltd.

S.R Accord Ltd.

TTASE:SRAC
5,120.00
ILA
-142.00
(-2.70%)
784.95EPS
7.50P/E
74.30BMarket Cap
S.R Accord Ltd.
TASE:SRAC
(Tel Aviv Stock Exchange)

Recent

price

5,120.00

P/E

ratio

7.50

div

yld

5.36%

ROIC.AI

2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
ILS
41.41
0.15
0.11
7.03
5.12
4.17
5.81
9.43
8.64
9.85
13.42
14.38
14.23
17.09
17.94
Revenue per Share
-451.17
31.1
-0.71
4.94
3
2.09
2.18
4.7
4.24
5.21
5.85
4.91
5.3
6.88
7.56
Basic EPS, GAAP
-209.12
-1.51
-8.33
-23.92
4.04
-3.05
2.82
1.31
-13.09
-1.97
-2.82
11.84
-1.17
12.16
2.79
Free Cash Flow per Basic Share
- -
- -
- -
- -
1.2
0.67
1.43
2.53
2.27
2.66
1.77
1.2
1.52
2.97
2.74
Dividend per Share
- -
3.07
4.55
9.58
7.4
8.9
9.74
10.79
18.04
20.62
24.51
28.08
31.86
35.77
37.75
Book Value per Share
- -
3.07
4.55
9.58
7.4
8.9
9.74
10.79
18.04
20.62
22.93
26.64
30.59
34.67
36.74
Tangible Book Value per Share
- -
1
4
7
11
12
12
12
13
14
14
13
13
13
13
Basic Weighted Avg Shares
1
- -
- -
49
56
50
69
112
114
133
182
191
187
224
235
Sales/Revenue/Turnover
-1,173.3
-3,254.22
-660.14
71.51
60.28
55.97
65.74
67.19
63.92
73.39
63.57
55.17
56.13
54.09
51.74
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
1
1
2
5
4
4
4
4
Depreciation Expense
-11
17
-3
34
33
25
26
56
56
71
79
65
70
90
99
Net Income, GAAP
- -
- -
- -
- -
- -
5.4
42.79
23.9
23.61
23.24
19.53
21.79
22.92
23
22.95
Effective Tax Rate (%)
-1,089.56
20,725.3
-660.14
70.23
58.63
50.08
37.43
49.87
49.05
52.87
43.57
34.18
37.29
40.26
42.15
Profit Margin (%)
- -
4
33
67
82
97
96
84
321
357
215
113
348
378
329
Working Capital
- -
- -
1
- -
- -
- -
- -
- -
139
179
200
91
206
127
84
LT Debt
- -
4
32
67
88
106
116
128
244
279
338
379
432
487
514
Total Equity
- -
- -
- -
24.84
13.57
9.58
6.64
9.86
7.1
6.82
5.88
4.9
4.94
4.54
4.3
Return on Invested Capital (%)
- -
- -
- -
24.99
13.95
9.81
6.88
9.96
8.21
7.88
6.88
5.69
5.57
5.8
5.18
Return on Capital (%)
- -
- -
-15.48
69.84
42.27
25.64
23.34
45.82
30.06
26.95
25.98
18.73
17.7
20.35
21.42
Return on Common Equity (%)

Capital Structure

ILS

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
1,329
1,280
1,389
LT Borrowings
126
117
84
LT Finance Leases
1
1
1
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
13
13
13
Market Capitalization
748
761
743

Working Capital

ILS

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
1,718
1,611
1,727
Cash, Cash Equivalents & STI
77
18
42
Accounts Receivable, Net
3
4
1,679
Inventories
- -
- -
- -
Total Current Liabilities
1,340
1,294
1,398
Payables & Accruals
- -
- -
- -
ST Debt
1,329
1,280
1,389
Deferred Revenue
- -
- -
- -

Growth Rates

ILS

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
23.7%
14.85%
12.79%
Free Cash Flow
-357.47%
-361.53%
-1,142.71%
Net Income, GAAP
14.84%
11.39%
29.72%
Sales/Revenue/Turnover
18.21%
15.2%
20.13%
Total Cash Common Dividend
- -
14.67%
95%

Quarterly Revenue

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
45
48
45
49
187
2025
48
53
60
63
224
2026
57
56
- -
- -
- -

Quarterly Earnings Per Share

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.24
1.21
1.25
1.6
5.3
2025
1.21
1.48
1.82
2.37
6.88
2026
1.65
1.72
- -
- -
- -

Quarterly Dividends Per Share

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
0.91
0.61
1.52
2025
1.14
0.46
0.46
0.91
2.97
2026
0.92
0.46
- -
- -
- -
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Business
S.R. Accord Ltd. (SRAC.TA) is an Israel-based provider of non-bank credit and financing services primarily to small and medium-sized businesses. The company offers cashing of deferred checks, real estate financing, bridging loans, lines of credit; financing for infrastructure projects, business renewal and growth, and public companies; guarantees for project execution; currency services; and business financial support services, targeting corporations, licensed dealers, partnerships, and businessmen mainly in sectors such as real estate, retail, and food-related industries. Founded in 1991 and headquartered in Ramla, Israel, at 10 Klausner Street, it operates exclusively within Israel. Formerly known as Shrem Fudim Group Ltd., the company changed its name to S.R. Accord Ltd. in December 2010. In recent years, APAX Partners (AMI Opportunities Fund) acquired a 20% stake, enhancing its position as a leading publicly traded non-bank credit provider.