1. Israel Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
S.R Accord Ltd.

S.R Accord Ltd.

TTASE:SRAC
5,120.00
ILA
-142.00
(-2.70%)
784.95EPS
7.50P/E
74.30BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.15
0.11
7.03
5.12
4.17
5.81
9.43
8.64
9.85
13.42
14.38
14.23
17.09
17.94
Basic EPS, GAAP
31.1
-0.71
4.94
3
2.09
2.18
4.7
4.24
5.21
5.85
4.91
5.3
6.88
7.56
Free Cash Flow per Basic Share
-1.51
-8.33
-23.92
4.04
-3.05
2.82
1.31
-13.09
-1.97
-2.82
11.84
-1.17
12.16
2.79
Dividend per Share
- -
- -
- -
1.2
0.67
1.43
2.53
2.27
2.66
1.77
1.2
1.52
2.97
2.74
Book Value per Share
3.07
4.55
9.58
7.4
8.9
9.74
10.79
18.04
20.62
24.51
28.08
31.86
35.77
37.75
Tangible Book Value per Share
3.07
4.55
9.58
7.4
8.9
9.74
10.79
18.04
20.62
22.93
26.64
30.59
34.67
36.74
Basic Weighted Avg Shares
1
4
7
11
12
12
12
13
14
14
13
13
13
13
Sales/Revenue/Turnover
- -
- -
49
56
50
69
112
114
133
182
191
187
224
235
Operating Margin (%)
-3,254.22
-660.14
71.51
60.28
55.97
65.74
67.19
63.92
73.39
63.57
55.17
56.13
54.09
51.74
Depreciation Expense
- -
- -
- -
- -
- -
- -
1
1
2
5
4
4
4
4
Net Income, GAAP
17
-3
34
33
25
26
56
56
71
79
65
70
90
99
Effective Tax Rate (%)
- -
- -
- -
- -
5.4
42.79
23.9
23.61
23.24
19.53
21.79
22.92
23
22.95
Profit Margin (%)
20,725.3
-660.14
70.23
58.63
50.08
37.43
49.87
49.05
52.87
43.57
34.18
37.29
40.26
42.15
Working Capital
4
33
67
82
97
96
84
321
357
215
113
348
378
329
LT Debt
- -
1
- -
- -
- -
- -
- -
139
179
200
91
206
127
84
Total Equity
4
32
67
88
106
116
128
244
279
338
379
432
487
514
Return on Invested Capital (%)
- -
- -
24.84
13.57
9.58
6.64
9.86
7.1
6.82
5.88
4.9
4.94
4.54
4.3
Return on Capital (%)
- -
- -
24.99
13.95
9.81
6.88
9.96
8.21
7.88
6.88
5.69
5.57
5.8
5.18
Return on Common Equity (%)
- -
-15.48
69.84
42.27
25.64
23.34
45.82
30.06
26.95
25.98
18.73
17.7
20.35
21.42

Capital Structure

ILS

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
1,329
1,280
1,389
LT Borrowings
126
117
84
LT Finance Leases
1
1
1
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
13
13
13
Market Capitalization
748
761
743

Working Capital

ILS

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
1,718
1,611
1,727
Cash, Cash Equivalents & STI
77
18
42
Accounts Receivable, Net
3
4
1,679
Inventories
- -
- -
- -
Total Current Liabilities
1,340
1,294
1,398
Payables & Accruals
- -
- -
- -
ST Debt
1,329
1,280
1,389
Deferred Revenue
- -
- -
- -

Growth Rates

ILS

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
23.7%
14.85%
12.79%
Free Cash Flow
-357.47%
-361.53%
-1,142.71%
Net Income, GAAP
14.84%
11.39%
29.72%
Sales/Revenue/Turnover
18.21%
15.2%
20.13%
Total Cash Common Dividend
- -
14.67%
95%

Quarterly Revenue

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
45
48
45
49
187
2025
48
53
60
63
224
2026
57
56
- -
- -
- -

Quarterly Earnings Per Share

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.24
1.21
1.25
1.6
5.3
2025
1.21
1.48
1.82
2.37
6.88
2026
1.65
1.72
- -
- -
- -

Quarterly Dividends Per Share

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
0.91
0.61
1.52
2025
1.14
0.46
0.46
0.91
2.97
2026
0.92
0.46
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Gil Dekel Hochboim
Full Time Employees
45
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Klausner 10 Ramla HM Israel 7243224
IPO Date
Jan 1, 1993
Website
sr-accord.com
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Business
S.R. Accord Ltd. (SRAC.TA) is an Israel-based provider of non-bank credit and financing services primarily to small and medium-sized businesses. The company offers cashing of deferred checks, real estate financing, bridging loans, lines of credit; financing for infrastructure projects, business renewal and growth, and public companies; guarantees for project execution; currency services; and business financial support services, targeting corporations, licensed dealers, partnerships, and businessmen mainly in sectors such as real estate, retail, and food-related industries. Founded in 1991 and headquartered in Ramla, Israel, at 10 Klausner Street, it operates exclusively within Israel. Formerly known as Shrem Fudim Group Ltd., the company changed its name to S.R. Accord Ltd. in December 2010. In recent years, APAX Partners (AMI Opportunities Fund) acquired a 20% stake, enhancing its position as a leading publicly traded non-bank credit provider.