- CEO
- Rajiv Sabharwal
- Full Time Employees
- 17,286
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Address
- Tower A Mumbai MA India 400013
- IPO Date
- Oct 13, 2025
- Business
- Tata Capital Limited, a diversified Indian financial services company, provides comprehensive lending, investment, and wealth management solutions to individuals, small and medium-sized enterprises, and corporate clients through its multi-channel platform. The company specializes in consumer and SME financing, housing finance, loan against property, used-vehicle finance, microfinance, vehicle and fleet finance, corporate lending, structured finance, and project finance; asset management and wealth management services including mutual funds, portfolio management, and private wealth services; and industry-leading non-banking financial services with integrated credit offerings, risk management, and advisory capabilities. Tata Capital operates across India, with a footprint in strategic international markets to support cross-border financial solutions and partnerships.
Founded in 2007 and headquartered in Mumbai, Maharashtra, Tata Capital is part of the Tata Group ecosystem, leveraging its parent company’s financial strength and regional footprint to offer end-to-end financial services through subsidiaries and strategic alliances.
Main products and services: consumer finance and personal loans; auto finance (new and used vehicles); SME finance (term loans, working capital, bill discounting); home finance (mortgage products and housing loans); loan against property; structured finance and corporate lending; project and infrastructure finance; asset management solutions (mutual funds, portfolio management, retirement and wealth planning); private wealth management; microfinance and small-ticket lending; insurance distribution and insurtech partnerships; digital lending platforms and fintech collaborations; payment and remittance services; credit cards and payment solutions; wealth and retirement advisory; corporate advisory and investment banking support; asset reconstruction and recovery services.
Latest major company changes: announces strategic partnerships and alliances to scale digital lending and payments ecosystems; pursuing acquisitions and minority stake investments to expand product capabilities and geographic reach; launches new digital lending platforms and value-added financial services for retail and SME segments; reorganizations within the Tata Group to enhance synergy across financial services verticals; expands into cross-border lending and international markets through targeted ventures; initiates operational improvements to accelerate onboarding, underwriting efficiency, and customer experience in the last 1-2 years.
Industry and business segments: financial services, consumer finance, SME finance, housing finance, corporate and investment banking-adjacent advisory, asset management, private wealth, digital finance, insurtech and distribution alliances.
Target markets and customer types: individual borrowers, small and medium enterprises, large corporates, high-net-worth clients, institutional investors, and retail customers seeking integrated financial solutions.
Geographic operations: primarily in India with growing international partnerships and regional presence to support cross-border financial activities and engineering of global financing solutions.
Subsidiaries and parent relationships: part of the Tata Group, leveraging synergies with Tata’s broader portfolio of financial services and conglomerate capabilities through related entities and strategic affiliates.