The Bancorp, Inc.

The Bancorp, Inc.

TBBK
The Bancorp, Inc.US flagNASDAQ Global Select
58.04
USD
+0.58
- -
2.42BMarket Cap
The Bancorp, Inc.
TBBK
(NASDAQ Global Select)

Recent

price

58.04

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
3.39
3.33
2.33
3.27
3.83
5.36
2.97
3.62
4.87
4.32
4.86
5.52
6.27
8.37
10.68
15.38
15.5
Revenue per Share
-0.04
0.28
-1.3
-0.39
1.51
0.35
-2.17
0.39
1.57
0.91
1.39
1.93
2.3
3.53
4.35
4.99
5.19
Basic EPS, GAAP
0.08
1.11
-2.54
-1.29
-1.5
-6.44
-3.81
-0.51
-3.13
1.14
2.03
1.44
2.02
3.2
4.09
5.64
5.59
Free Cash Flow per Basic Share
0.02
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.31
0.75
1.34
-1.26
0.25
0.59
-1.27
-0.6
0.99
1.9
3.24
5.18
7.51
11.28
16.52
23.07
25.08
Book Value per Share
7.25
8.25
9.87
6.4
8.3
8.32
6.55
5.72
7.15
8.49
10.06
11.37
12.24
14.78
15.75
15.05
15.66
Tangible Book Value per Share
26
32
33
37
38
38
45
56
56
57
57
57
57
55
50
46
45
Basic Weighted Avg Shares
89
106
78
122
144
203
132
202
275
245
279
316
355
456
535
704
690
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
4
4
4
5
6
6
6
6
6
5
4
3
3
3
4
5
5
Depreciation Expense
5
9
-43
-14
57
13
-96
22
89
52
80
111
130
192
218
228
231
Net Income, GAAP
32.65
32.59
- -
33.36
- -
21.29
- -
57.08
26.92
29.28
25.57
23.39
26.81
25.11
25.54
24.69
24.6
Effective Tax Rate (%)
5.88
8.38
-55.63
-11.78
39.53
6.62
-72.85
10.75
32.29
21.01
28.65
35.06
36.73
42.16
40.68
32.42
33.5
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
13
13
13
13
13
13
276
56
55
54
152
152
122
148
124
223
223
LT Debt
199
271
337
247
319
320
299
324
407
484
581
652
694
807
790
690
697
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-12.01
55.9
-125.97
- -
- -
84.01
- -
- -
- -
63.14
54.54
45.87
36.1
36.99
30.18
24.24
23.1
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
223
223
223
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
45
42
42
Market Capitalization
3,510
3,091
2,392

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
99
133
89
Accounts Receivable, Net
44
43
41
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.65%
4.03%
-12.66%
Free Cash Flow
45.16%
21.02%
25.85%
Net Income, GAAP
-49.66%
24.31%
4.91%
Sales/Revenue/Turnover
15.97%
20.55%
31.62%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
124
125
126
149
535
2025
175
181
175
173
704
2026
161
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.07
1.05
1.06
1.17
4.35
2025
1.21
1.28
1.2
1.3
4.99
2026
1.43
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
The Bancorp, Inc. operates as a financial services company providing a broad range of banking and financial products primarily targeting fintech companies, financial institutions, and payments companies. Its core offerings include issuing and banking services such as prepaid card programs, commercial lending, deposit services, consumer and business banking solutions, and digital banking platforms. The company manages various product lines including payment processing, direct deposit, payroll cards, and credit services. The Bancorp, Inc. was founded in 1993 and is headquartered in Wilmington, Delaware. It operates primarily across the United States, serving as a key banking partner to non-bank financial services providers and fintech firms. Recent major company developments within the last 1-2 years include strategic expansions in its fintech partnerships and the launch of enhanced digital banking services aimed at broadening its reach in the rapidly growing digital payment space. The company has also focused on expanding its program management capabilities and upgrading technology infrastructure to support these offerings. The Bancorp, Inc. stands out in the banking industry for its specialized focus on innovative fintech collaborations and payment solutions, operating through subsidiaries and partnerships that span various segments of consumer and business financial services. Its strategic focus on digital innovation and partnership models positions it as a significant player in the evolving payments ecosystem and banking-as-a-service sector. This detailed company description reflects The Bancorp, Inc.'s current product portfolio, geographic operations, recent strategic initiatives, founding year, and headquarters location to provide a comprehensive overview suitable for financial databases.

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