Territorial Bancorp Inc.
NASDAQ Global SelectTotal Valuation
Territorial Bancorp Inc. carries a market capitalization of 66.37M, placing it among publicly traded companies globally. Its enterprise value stands at 138.16M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 66.37M |
| Enterprise Value | 138.16M |
Share Statistics
Territorial Bancorp Inc. currently has 7.97M shares outstanding.
| Shares Outstanding | 7.97M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Territorial Bancorp Inc. trades at a trailing price-to-earnings ratio of 30.95. The price-to-sales ratio is 2.44, and the price-to-book ratio stands at 0.40.
| PE Ratio | 30.95 |
| PS Ratio | 2.44 |
| PB Ratio | 0.40 |
| P/TBV Ratio | 0.34 |
| P/FCF Ratio | -13.03 |
| P/OCF Ratio | -11.19 |
Enterprise Valuation
On an enterprise value basis, Territorial Bancorp Inc. trades at an EV/EBITDA multiple of 31.45 and an EV/FCF ratio of 831.75.
| EV / Sales | 4.03 |
| EV / EBITDA | 31.45 |
| EV / EBIT | N/A |
| EV / FCF | 831.75 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 71.66 |
| Debt / EBITDA | 40.51 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | -2.05 |
| Return on Assets (ROA) | -0.20 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
| Income Tax | -2.41M |
| Effective Tax Rate | N/A |
Stock Price Statistics
Territorial Bancorp Inc.'s stock has gained approximately 5.17677% over the past 52 weeks. The 50-day moving average sits at 8.57, while the 200-day moving average is 9.46.
| Beta (5Y) | N/A |
| 52-Week Price Change | 5.17677% |
| 50-Day Moving Average | 8.57 |
| 200-Day Moving Average | 9.46 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Territorial Bancorp Inc. generated 34.30M in revenue and converted that into -4.30M in net income, yielding earnings per share of -0.50.
| Revenue | 34.30M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | -6.71M |
| Net Income | -4.30M |
| EBITDA | 4.39M |
| EBIT | N/A |
| Earnings Per Share (EPS) | -0.50 |
Balance Sheet
Territorial Bancorp Inc. holds 123.52M in cash and equivalents against 177.97M in total debt, resulting in a net debt position of 36.48M.
| Cash & Cash Equivalents | 123.52M |
| Total Debt | 177.97M |
| Net Debt | 36.48M |
| Equity (Book Value) | 206.78M |
| Book Value Per Share | 24.03 |
| Working Capital | N/A |
Cash Flow
Territorial Bancorp Inc. produced -7.48M in operating cash flow over the past twelve months. After subtracting -1.05M in capital expenditures, free cash flow totaled -8.53M - equivalent to -0.99 per share.
| Operating Cash Flow | -7.48M |
| Capital Expenditures | -1.05M |
| Free Cash Flow | -8.53M |
| FCF Per Share | -0.99 |
Margins
Territorial Bancorp Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | -19.57 |
| Profit Margin | -12.53 |
| EBITDA Margin | 12.81 |
Dividends & Yields
The company's payout ratio of -16.35 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.08 |
| Dividend Yield | N/A |
| Payout Ratio | -16.35 |
| Shareholder Yield | 73.63 |
| FCF Yield | -7.67 |
Scores
Territorial Bancorp Inc. posts an Altman Z-Score of 0.18, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.18 |