Territorial Bancorp Inc.

Territorial Bancorp Inc.

TBNK
Territorial Bancorp Inc.US flagNASDAQ Global Select
8.33
USD
- -
- -
66.37MMarket Cap
Territorial Bancorp Inc.
TBNK
(NASDAQ Global Select)

Recent

price

8.33

P/E

ratio

- -

div

yld

- -

ROIC.AI

2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
FRC
4.21
4.28
5.25
5.73
6.04
6.37
6.78
6.85
6.75
6.83
7.22
7.04
6.68
6.73
5.22
3.98
3.99
Revenue per Share
0.77
0.97
1.19
1.47
1.51
1.53
1.63
1.8
1.61
2.08
2.39
2.04
1.92
1.82
0.58
-0.5
-0.5
Basic EPS, GAAP
0.63
0.81
1.75
1.66
1.56
1.42
1.82
2
1.98
2.31
2.35
2.1
1.34
1.35
0.88
-0.99
-0.99
Free Cash Flow per Basic Share
- -
0.24
0.36
0.57
0.64
0.72
0.77
0.92
1.2
1.14
1.49
0.92
1.13
1.02
0.74
0.08
0.08
Dividend per Share
9.86
10.56
11.91
13.6
15.03
16.65
17.76
18.59
18.64
19.82
20.76
21.91
23
24.3
24.52
24.01
24.03
Book Value per Share
19.47
20.08
19.85
21.65
21.84
23.49
24.21
25.27
25.32
25.5
26.52
27.22
28.29
28.94
29.07
28.84
28.86
Tangible Book Value per Share
11
11
11
10
10
9
9
9
9
9
9
9
9
9
9
9
9
Basic Weighted Avg Shares
48
48
57
58
59
59
61
62
63
63
66
64
60
60
45
34
34
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
1
1
1
1
1
1
4
5
4
4
4
4
4
Depreciation Expense
9
11
13
15
15
14
15
16
15
19
22
19
17
16
5
-4
-4
Net Income, GAAP
34.87
33.33
40.48
35.86
37.65
38.72
39.89
39.75
42.6
24.13
22.3
26.52
26.77
24.76
26.47
- -
- -
Effective Tax Rate (%)
18.23
22.78
22.61
25.59
24.99
24.03
23.99
26.23
23.9
30.53
33.14
28.9
28.81
27.06
11.15
-12.53
-12.53
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
10
20
20
15
15
69
69
107
142
168
154
152
156
259
178
178
LT Debt
220
227
214
219
212
216
220
230
235
235
244
249
256
257
251
248
248
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
8.17
9.56
10.32
11.16
10.33
9.42
9.38
9.9
8.75
10.81
11.77
9.52
8.53
7.63
2.35
-2.05
-2.05
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Jun'24
Sep'24
Dec'24
ST Debt
- -
- -
- -
LT Borrowings
237
177
160
LT Finance Leases
18
17
18
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8
8
8
Market Capitalization
69
90
84

Working Capital

FRC

in mil. unless spec.
Jun'24
Sep'24
Dec'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
102
163
124
Accounts Receivable, Net
6
6
6
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
23
22
19
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.41%
0.38%
-1.09%
Free Cash Flow
-24.45%
-59.76%
-212.68%
Net Income, GAAP
-23.36%
-56.69%
-185.52%
Sales/Revenue/Turnover
-4.62%
-11.75%
-23.94%
Total Cash Common Dividend
-6.39%
-29.31%
-89.04%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
15
15
15
14
60
2023
13
12
11
10
45
2024
9
9
8
8
34

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
0.52
0.46
0.44
0.39
1.82
2023
0.26
0.17
0.1
0.04
0.58
2024
-0.06
-0.09
-0.15
- -
-0.5

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
0.24
0.23
0.23
0.33
1.02
2023
0.23
0.23
0.23
0.05
0.74
2024
0.05
0.01
0.01
- -
0.08
Business
Territorial Bancorp Inc. Territorial Bancorp, Inc. (NASDAQ: TBNK) serves as the holding company for Territorial Savings Bank, which provides a broad range of financial services to individuals, families, and businesses primarily through its branch network across Hawaii; core deposit products include passbook and statement savings accounts, money market accounts, commercial and regular checking accounts, Super NOW accounts, and certificates of deposit; lending portfolio encompasses one- to four-family residential mortgage loans, home equity loans, consumer loans, multi-family and commercial business loans, construction loans, commercial real estate loans, other nonresidential real estate loans, and lines of credit; additional offerings comprise investment securities, insurance agency services, and non-deposit investments such as annuities and mutual funds arranged through third-party broker-dealers. Territorial Savings Bank maintains 29 branches in Hawaii and focuses on community banking with personalized service for local customers. Founded in 1921 and headquartered in Honolulu, Hawaii, the institution emphasizes stable, low-cost deposits and high-quality residential mortgage assets. In April 2025, Territorial Bancorp completed its merger with Hope Bancorp, Inc. Hope Bancorp, Inc., under which Territorial Savings Bank now operates as a division of Bank of Hope, preserving its brand, culture, and local commitment while gaining access to expanded resources, technology platforms, and a broader product suite including commercial real estate lending, SBA loans, treasury management, foreign exchange, and international trade financing; the transaction positions the combined entity as the largest regional bank serving multi-cultural customers across the continental U.S. and Hawaii, with Territorial shareholders receiving 0.8048 shares of Hope Bancorp common stock per Territorial share.

Company News

APIChatGPT
  • Hope Bancorp Receives Regulatory Approvals for Its Merger With Territorial Bancorp

  • Territorial Bancorp Inc. Announces Fourth Quarter 2024 Results

  • Territorial Bancorp Shareholders Approve Hope Bancorp Merger

  • Blue Hill Advisors to Territorial Shareholders: No Risk to Territorial if Board Engages with Us

  • Territorial Bancorp Inc. Announces Third Quarter 2024 Results

  • Investors Behind Territorial Proposal Advance Offer with Detailed Disclosure to Board

  • Leading Independent Proxy Advisory Firm Glass Lewis Joins ISS in Recommending that Territorial Shareholders Vote “FOR” Merger with Hope Bancorp

  • Yakira Capital Refutes Territorial Bancorp's Board of Directors' Public Concerns Related to Acquisition Offer from Blue Hill Advisors

  • Leading Independent Proxy Advisory Firm ISS Issues New Recommendation in Support of Territorial/Hope Bancorp Combination

  • Blue Hill Advisors and Investors Reaffirm Commitment to Territorial Transaction; Will Stand by Offer if Hope Deal Terminates

  • Territorial Bancorp Says Blue Hill Has Provided No Basis to Deem Its Preliminary Indication of Interest Superior

  • Blue Hill Doubles Down on Cloak of Secrecy and Unanswered Questions

  • Blue Hill Advisors and Investors Reiterate Superior Proposal for Territorial Bancorp and Refute Territorial's Assertions

  • Territorial Bancorp Urges Shareholders to Vote FOR Hope Bancorp Merger

  • Territorial Bancorp Postpones Special Meeting of Stockholders

  • Blue Hill Advisors Announces ISS Recommendation AGAINST Territorial Bancorp Merger with Hope Bancorp

  • Territorial Bancorp Board Reaffirms Its Commitment to Proposed Merger with Hope Bancorp

  • Blue Hill Advisors Announces Increased Cash Offer for Territorial Bancorp

  • Territorial Bancorp Reaffirms Its Board's Commitment to Proposed Merger with Hope Bancorp

  • Blue Hill Advisors and Other Leading Bank Investors Reiterate Commitment to Superior Cash Offer for Territorial Bancorp