1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Third Century Bancorp

Third Century Bancorp

TDCB
Third Century BancorpUS flagOther OTC
15.09
USD
- -
- -
17.75MMarket Cap
Third Century Bancorp
TDCB
(Other OTC)

Recent

price

15.09

P/E

ratio

- -

div

yld

- -

ROIC.AI

2004
2005
2006
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
3.06
3.65
3.8
5.99
7.95
8.37
8.41
7.84
7.89
- -
3.71
Revenue per Share
0.38
0.35
0.31
0.84
1.49
2
1.83
0.88
1.13
- -
0.2
Basic EPS, GAAP
0.31
0.73
0.81
0.34
0.6
0.55
0.22
-0.36
2.1
- -
0.71
Free Cash Flow per Basic Share
0.04
0.16
2.4
0.21
0.38
0.26
0.38
0.46
0.15
- -
2.41
Dividend per Share
13.81
15.28
3.88
14.61
15.73
17.49
18.99
18.76
19.7
- -
3.89
Book Value per Share
13.81
14.77
13.11
14.86
17.22
18.39
6.94
8.18
8.14
- -
12.76
Tangible Book Value per Share
2
2
1
1
1
1
1
1
1
- -
1
Basic Weighted Avg Shares
5
6
6
7
9
10
10
9
9
11
5
Sales/Revenue/Turnover
20.45
16.07
13.51
- -
- -
- -
- -
- -
- -
- -
7.93
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
- -
1
2
2
2
1
1
2
- -
Net Income, GAAP
39.69
39.89
40.01
20.91
16.76
13.59
8.19
- -
1.8
9.56
43.87
Effective Tax Rate (%)
12.34
9.66
8.1
14.01
18.74
23.89
21.78
11.18
14.31
17.61
5.27
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
25
12
12
5
32
56
61
55
25
LT Debt
23
22
19
18
20
22
8
10
9
13
19
Total Equity
- -
2.36
1.38
- -
- -
- -
- -
- -
- -
- -
0.78
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
2.32
3.16
8.63
9.85
11.95
9.98
4.65
5.87
7.89
5.05
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'06
Mar'19
Jun'19
ST Debt
- -
- -
- -
LT Borrowings
25
25
25
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
12
13
13

Working Capital

FRC

•

in mil. unless spec.
Dec'06
Mar'19
Jun'19
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
9
13
10
Accounts Receivable, Net
1
1
1
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1
1
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-0.06%
39.28%
Free Cash Flow
- -
-206.98%
-10.2%
Net Income, GAAP
- -
8.41%
42.59%
Sales/Revenue/Turnover
- -
2.61%
15.82%
Total Cash Common Dividend
- -
6.52%
66.6%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
9
2024
- -
- -
- -
- -
9
2025
- -
- -
- -
- -
11

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.88
2024
- -
- -
- -
- -
1.13
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.46
2024
- -
- -
- -
- -
0.15
2025
- -
- -
- -
- -
- -
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Business
Third Century Bancorp (NASDAQ: TDCB) operates as the holding company for Mutual Savings Bank, a community-focused financial institution providing commercial banking services to individuals, businesses, and local municipalities primarily in the northwestern Indiana region. The bank offers a range of deposit products, including checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts; and loan products such as commercial real estate loans, commercial and industrial loans, residential mortgages, construction loans, consumer loans, and agricultural loans. Mutual Savings Bank also provides digital banking services, including online banking, mobile banking, bill payment, and remote deposit capture, alongside traditional services like debit and credit cards, safe deposit boxes, and cash management solutions for business clients. Founded in 1889 and headquartered in Muncie, Indiana, the company maintains a network of full-service branches across east-central Indiana, with a focus on fostering long-term relationships in its local communities. In recent developments, Third Century Bancorp completed its conversion from a mutual holding company structure to a stock holding company in 2021, enabling public trading under the TDCB ticker; the bank has since pursued strategic growth through organic expansion and enhanced digital capabilities to meet evolving customer demands amid regional economic shifts.

Company News

APIChat

  • businesswire.com

    Third Century Bancorp Announces Dividend

  • businesswire.com

    Third Century Bancorp Releases Earnings for the Quarter Ended June 30, 2025

  • businesswire.com

    Third Century Bancorp Announces Dividend

  • businesswire.com

    Third Century Bancorp Announces Dividend

  • businesswire.com

    Third Century Bancorp Releases Earnings for the Quarter and Year Ended December 31, 2024

  • businesswire.com

    Third Century Bancorp Announces Dividend

  • businesswire.com

    Third Century Bancorp Releases Earnings for the Quarter Ended September 30, 2024

  • businesswire.com

    Third Century Bancorp Announces Dividend

  • businesswire.com

    Third Century Bancorp Releases Earnings for the Quarter Ended March 31, 2024

  • businesswire.com

    Third Century Bancorp Releases Earnings for the Quarter and Year Ended December 31, 2023

  • businesswire.com

    Third Century Bancorp Announces Dividend

  • businesswire.com

    Third Century Bancorp Announces Dividend

  • businesswire.com

    Third Century Bancorp Releases Earnings for the Quarter Ended September 30, 2023

  • businesswire.com

    Third Century Bancorp Announces Dividend

  • businesswire.com

    Third Century Bancorp Releases Earnings for the Quarter Ended June 30, 2023

  • businesswire.com

    Third Century Bancorp Releases Record Earnings for the Quarter and Nine-Months Ended September 30, 2021

  • businesswire.com

    Third Century Bancorp Announces Dividend

  • businesswire.com

    Third Century Bancorp Releases Earnings for the Quarter and Six-Months Ended June 30, 2021

  • businesswire.com

    Third Century Bancorp Announces Dividend

  • businesswire.com

    Third Century Bancorp Releases Earnings for the Quarter Ended March 31, 2021