1. Australia Stocks

  2. •

    Finance

  3. •

    Regional banks
Bendigo & Adelaide Bank Ltd.

Bendigo & Adelaide Bank Ltd.

6.60
EUR
+0.05
(+0.76%)
3.68BMarket Cap
Feb 15Next Earn
Bendigo & Adelaide Bank Ltd.
TG:BDJ
(Tradegate Exchange)

Recent

price

6.60

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
AUD
3.37
3.09
3.25
3.38
3.32
3.32
3.35
3.34
3.2
3.21
3.36
3.01
3.37
3.58
3.4
3.49
- -
Revenue per Share
0.92
0.49
0.85
0.88
0.93
0.91
0.91
0.9
0.77
0.38
0.98
0.88
0.88
0.97
-0.17
0.66
- -
Basic EPS, GAAP
1.29
0.45
0.6
0.82
4.37
0.54
-0.03
0.69
0.39
0.64
11.49
-5.88
10.08
-10.55
2.98
1.54
- -
Free Cash Flow per Basic Share
0.49
0.39
0.41
0.51
0.55
0.52
0.46
0.52
0.59
0.55
0.2
0.38
0.52
0.62
0.63
0.63
- -
Dividend per Share
10.56
10.28
10.56
10.62
10.87
11.08
11.37
11.6
11.51
10.97
11.7
11.97
12.16
12.5
11.88
11.72
11.72
Book Value per Share
6.03
6.42
6.86
7.27
7.39
7.54
7.88
8.2
8.06
8.01
8.69
8.75
8.89
9.1
9.33
9.23
9.23
Tangible Book Value per Share
363
382
406
416
453
458
470
481
487
503
532
555
563
563
563
567
335
Basic Weighted Avg Shares
1,223
1,181
1,319
1,408
1,503
1,521
1,576
1,608
1,561
1,614
1,785
1,673
1,897
2,017
1,915
1,979
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
59
62
62
56
59
57
60
57
57
126
100
99
103
112
121
136
- -
Depreciation Expense
342
195
352
372
424
416
430
435
377
193
524
488
497
545
-97
375
- -
Net Income, GAAP
18.35
40.2
27.75
30.61
28.09
31.52
31.63
31.52
31.74
32.61
30.48
30.41
31.43
31.64
192.21
32.4
- -
Effective Tax Rate (%)
27.98
16.51
26.71
26.44
28.21
27.32
27.26
27.02
24.15
11.94
29.35
29.17
26.2
27.03
-5.07
18.95
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
9,119
6,937
7,014
6,173
6,338
5,230
5,497
5,135
5,032
5,286
12,800
13,214
13,325
10,748
11,371
10,112
10,112
LT Debt
3,960
4,218
4,434
4,967
4,942
5,115
5,426
5,620
5,632
5,798
6,354
6,712
6,851
7,034
6,670
6,735
6,735
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
1.53
1
1.99
2.17
2.54
2.66
2.91
2.93
2.65
1.33
3.09
2.5
2.48
2.87
-0.54
2.15
- -
Return on Capital (%)
8.9
4.68
8.18
8.05
8.65
8.26
8.15
7.87
6.7
3.37
8.62
7.47
7.33
7.85
-1.42
5.6
- -
Return on Common Equity (%)

Capital Structure

AUD

•

in mil. unless spec.
Jun'25
Dec'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
561
564
575
Market Capitalization
7,138
5,906
6,072

Working Capital

AUD

•

in mil. unless spec.
Jun'25
Dec'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,083
2,728
1,586
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

AUD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.86%
1.24%
0.96%
Free Cash Flow
-137.16%
-161.64%
-48.01%
Net Income, GAAP
-48.53%
-119.9%
-486.3%
Sales/Revenue/Turnover
2.85%
2.35%
3.37%
Total Cash Common Dividend
11.73%
32.27%
0.17%

Semi-annual Revenue

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
2,017
2025
- -
- -
1,915
2026
- -
- -
1,979

Semi-annual Earnings Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.97
2025
- -
- -
-0.17
2026
- -
- -
0.66

Semi-annual Dividends Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.62
2025
- -
- -
0.63
2026
- -
- -
0.63
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Business
Bendigo and Adelaide Bank Limited (ASX:BEN) provides banking and financial services to retail customers, small-to-medium enterprises and agribusinesses in Australia through brands including Bendigo Bank, Adelaide Bank, Rural Bank, Up, Leveraged, Sandhurst Trustees and Community Enterprise Foundation; core offerings encompass personal and business banking products such as deposits, home loans, consumer lending, commercial mortgages, unsecured loans and payments services; financial planning and wealth management including investment products, superannuation, insurance and funds management; margin lending; rural banking; corporate trustee, custodial, estates and trusts management services; and funeral bonds. The company operates a national network of nearly 500 branches and agencies, including 139 Bendigo Bank branches, 319 Community Bank branches, 191 Rural Bank points, 13 Delphi Bank branches and 16 Alliance Bank branches, primarily targeting individuals, businesses and rural sectors with a community-focused model that reinvests profits into local communities. Founded in 1858 and headquartered in Bendigo, Victoria, the regional lender manages over $98 billion in assets and employs more than 7,000 staff to serve 2.4 million customers. In June 2024, Bendigo and Adelaide Bank partnered with MongoDB to modernize its core banking technology using MongoDB Atlas for a microservices architecture and generative AI integration, aiming to reduce costs, accelerate innovation and migrate 50% of critical workloads to the cloud by year-end; the bank continues transitioning Adelaide Bank products to equivalent Bendigo Bank offerings as announced in December 2024, with Everyday accounts and term deposits removed from sale effective June 2024 for new customers; its 2025 Annual General Meeting occurred on October 21 in Bendigo, reflecting ongoing strategic focus on digital transformation and customer-centric growth.

Company News

Company News APIChatGPT

  • seekingalpha.com

    Bendigo and Adelaide Bank Limited (BXRBF) Q4 2026 Earnings Call Transcript

  • seekingalpha.com

    Bendigo and Adelaide Bank Limited (BXRBF) Q2 2026 Earnings Call Transcript

  • seekingalpha.com

    Bendigo and Adelaide Bank Limited (BXRBF) Analyst/Investor Day Transcript