Bank OZK

Bank OZK

40.64
EUR
+0.98
(+2.47%)
5.64EPS
8.25P/E
4.97BMarket Cap
Jan 21Next Earn
Bank OZK
TG:BO8
(Tradegate Exchange)

Recent

price

40.64

P/E

ratio

8.25

div

yld

4.41%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
USD
2.27
3.06
3.28
3.59
4.46
5.52
6.66
7.41
7.71
7.63
7.62
8.56
10.45
13.65
14.59
15.32
16.26
Revenue per Share
0.94
1.47
1.11
1.27
1.53
2.1
2.59
3.36
3.24
3.3
2.26
4.49
4.55
5.89
6.16
6.2
6.31
Basic EPS, GAAP
0.35
-0.01
-0.89
0.68
1.02
2.12
1.89
2.75
4.81
2.53
3.88
3.83
6.11
7.45
6.5
6.49
7.13
Free Cash Flow per Basic Share
0.15
0.18
0.25
0.36
0.47
0.54
0.6
0.71
0.79
0.94
1.08
1.14
1.4
1.57
1.72
1.89
2.05
Dividend per Share
4.7
6.16
7.2
8.53
11.37
16.19
23.02
26.98
29.32
32.19
33.03
35.85
37.13
42.42
47.3
52.46
54.47
Book Value per Share
4.58
5.98
7.03
8.27
10.04
14.5
17.08
21.45
23.9
26.88
27.81
30.52
31.47
36.58
41.48
46.48
48.41
Tangible Book Value per Share
68
69
69
72
78
87
104
125
129
129
129
129
120
114
114
113
107
Basic Weighted Avg Shares
154
211
228
258
346
479
695
930
992
984
985
1,105
1,257
1,562
1,658
1,728
1,739
Sales/Revenue/Turnover
- -
- -
- -
49.26
49.86
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
5
7
9
10
13
17
25
34
35
43
44
43
56
84
104
126
138
Depreciation Expense
64
101
77
91
119
182
270
422
417
426
292
579
564
691
716
715
691
Net Income, GAAP
29.4
33.14
30.57
30.55
31.23
34.13
36.36
27.32
24.72
24.53
22.41
23.1
21.82
20.32
23.06
23.42
22.87
Effective Tax Rate (%)
41.54
47.97
33.82
35.3
34.29
38.02
38.87
45.35
42.06
43.27
29.64
52.39
44.89
44.22
43.21
41.41
39.76
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
347
367
346
346
256
322
383
364
439
695
1,095
1,223
1,075
1,275
883
464
464
LT Debt
324
428
511
633
912
1,468
2,795
3,464
3,773
4,153
4,275
4,839
4,691
5,140
5,706
6,130
6,278
Total Equity
- -
- -
- -
9.98
11.27
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
9.49
13.83
9.33
9.94
11.06
12.32
10.87
12.04
10.38
9.4
5.71
10.13
9.54
11.34
11.02
10.86
9.93
Return on Capital (%)
21.72
27.21
16.53
16.05
15.43
15.36
12.69
13.5
11.54
10.75
6.93
13.2
12.38
14.74
13.78
12.53
11.72
Return on Common Equity (%)

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
464
814
464
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
339
339
339
Shares Outstanding
110
109
109
Market Capitalization
5,149
5,021
5,678

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,238
2,160
2,041
Accounts Receivable, Net
172
176
175
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
17.44%
7.63%
7.42%
Free Cash Flow
21.7%
9.76%
-0.96%
Net Income, GAAP
19.57%
24.36%
-0.14%
Sales/Revenue/Turnover
14.53%
12.11%
4.2%
Total Cash Common Dividend
15.94%
7.19%
9.65%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
406
417
423
412
1,658
2025
409
428
450
441
1,728
2026
418
430
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.51
1.53
1.56
1.63
6.16
2025
1.48
1.58
1.6
1.81
6.2
2026
1.44
1.49
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.42
0.43
0.44
0.46
1.72
2025
0.45
0.47
0.48
0.58
1.89
2026
0.5
0.51
- -
- -
- -
Business
Bank OZK (Nasdaq: OZK) operates as a full-service regional bank holding company headquartered in Little Rock, Arkansas, with roots tracing back to 1903. The bank maintains over 260 offices across nine states, including Arkansas, Georgia, Florida, North Carolina, Texas, California, New York, and Mississippi, delivering a broad spectrum of personal and business banking solutions; these encompass deposit products such as checking accounts, savings accounts, money market accounts, time deposits, and individual retirement accounts; lending services including real estate loans, commercial and industrial loans, consumer loans, mortgages, equipment financing, business aviation financing, and subscription financing; treasury management, merchant services, trust and estate services, wealth management, investment advisory, financial planning, credit cards, debit cards, letters of credit, certificates of deposit, and online/mobile banking platforms. Bank OZK serves diverse customer segments, from individual consumers and local businesses to large corporate and institutional clients, with a strategic emphasis on real estate-secured lending, relationship-driven commercial banking, and targeted sector financing in areas like natural resources. In recent developments, the bank reports assets exceeding $41 billion and employs more than 3,200 people as of 2025; it opened 11 new branches year-to-date through the second quarter of 2025, with plans for 14 additional openings in the second half of the year and approximately 25 more in 2026 to support ongoing expansion; deposits in its Corporate and Institutional Banking segment grew nearly 20% quarter-over-quarter in Q2 2025; the bank launched a Natural Resources Group in 2025 to capture new lending opportunities; and it announced record third-quarter 2025 earnings, alongside its 61st consecutive quarterly dividend increase to $0.45 per share, underscoring sustained profitability and strategic growth amid cautious economic positioning.

Company News

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  • Bank OZK Announces Increase to Quarterly Common Stock Dividend and Announces Preferred Stock Dividend

  • Bank OZK Announces Third Quarter 2026 Earnings Release and Conference Call Dates

  • Bank OZK Preferred Shares: Strong Yield But Duration Risk Persists

  • Bank OZK (NASDAQ:OZKAP) Sees Significant Decrease in Short Interest

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