Turkiye Garanti Bankasi A.S.

Turkiye Garanti Bankasi A.S.

TKGBY
Turkiye Garanti Bankasi A.S.US flagOther OTC
2.81
USD
-0.05
- -
11.78BMarket Cap
Turkiye Garanti Bankasi A.S.
TKGBY
(Other OTC)

Recent

price

2.81

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.99
2.12
2.33
2.64
2.95
3.31
4.03
4.68
6.74
7.34
9.33
14.63
31.67
47.46
68.37
97.7
81.74
Revenue per Share
0.8
0.79
0.79
0.79
0.87
0.85
1.22
1.51
1.58
1.47
1.5
3.21
13.88
20.57
21.72
26.15
23.82
Basic EPS, GAAP
-0.02
-1.43
-0.66
-0.08
0.36
0.49
0.29
-1.36
3.21
3.29
-0.23
7.39
10.39
44.33
-36.97
-1.29
-9.91
Free Cash Flow per Basic Share
0.08
0.14
0.14
0.14
0.1
0.14
0.14
0.3
0.46
- -
- -
0.15
0.31
2.09
3.18
4.52
4.52
Dividend per Share
1.8
1.79
1.79
1.79
1.87
1.85
2.22
2.51
2.58
2.47
2.55
4.34
15.14
21.57
22.73
27.17
13.62
Book Value per Share
3.96
4.24
5.14
5.45
6.29
7.37
8.44
9.82
11.06
12.75
14.71
18.89
36.16
57.87
77.87
104.48
88.7
Tangible Book Value per Share
4,200
4,200
4,195
4,201
4,202
4,198
4,200
4,200
4,200
4,200
4,200
4,200
4,200
4,200
4,200
4,200
4,200
Basic Weighted Avg Shares
8,371
8,898
9,761
11,106
12,376
13,907
16,910
19,646
28,319
30,812
39,193
61,462
133,007
199,324
287,168
410,337
343,286
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
205
207
221
241
259
287
341
394
467
868
902
943
1,242
2,246
3,707
6,320
2,319
Depreciation Expense
3,364
3,326
3,331
3,314
3,647
3,581
5,105
6,332
6,642
6,165
6,305
13,467
58,285
86,375
91,243
109,816
100,028
Net Income, GAAP
20.94
21.76
22.01
23.59
22.87
22.41
20.69
23.49
23.39
23.63
30.66
26.2
24
18.82
25.62
27.9
26.67
Effective Tax Rate (%)
40.18
37.38
34.13
29.84
29.47
25.75
30.19
32.23
23.45
20.01
16.09
21.91
43.82
43.33
31.77
26.76
29.14
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
20,811
29,040
31,970
44,924
52,368
55,031
62,447
70,063
66,315
51,974
56,080
82,942
81,858
150,115
223,969
504,313
343,485
LT Debt
16,675
17,900
21,641
23,016
26,661
31,204
35,796
41,606
46,887
54,051
62,409
80,301
153,124
245,622
331,409
446,636
379,130
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
45.31
44.09
44.26
44.07
47.49
45.83
59.76
63.84
62.15
58.14
59.83
93.1
142.49
112.05
98.08
104.79
189.51
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4,200
4,200
4,200
Market Capitalization
534,976
513,056
566,217

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
591,842
793,599
804,780
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
32.38%
49.89%
34.77%
Free Cash Flow
-424.68%
-640.75%
-96.52%
Net Income, GAAP
58.72%
104.12%
20.36%
Sales/Revenue/Turnover
42.8%
62.01%
42.89%
Total Cash Common Dividend
- -
18,482.07%
42.14%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
65,306
65,504
68,922
87,437
287,168
2025
91,033
95,894
117,152
- -
410,337
2026
132,137
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5.31
5.21
5.27
- -
21.72
2025
5.98
6.63
- -
- -
26.15
2026
7.89
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.23
1.95
- -
- -
3.18
2025
1.85
2.66
- -
- -
4.52
2026
- -
- -
- -
- -
- -
Business
Turkiye Garanti Bankasi A.S. is a leading Turkish financial institution primarily engaged in commercial and retail banking services. The company provides a comprehensive range of products and services including deposit accounts, corporate and retail loans, credit cards, asset management, insurance products, and investment banking services. It operates across Turkey with a network of branches, ATMs, and digital banking platforms, serving individuals, SMEs, and large corporate clients. Founded in 1946 and headquartered in Istanbul, Turkiye Garanti Bankasi has evolved to integrate advanced digital technologies to enhance customer experience and operational efficiency. Recently, the bank has focused on strategic partnerships and digital innovation, expanding its digital banking services and launching new fintech collaborations to better serve its client base. The bank has also pursued sustainability initiatives aligned with international finance standards and increased its commitment to environmental, social, and governance (ESG) criteria. Turkiye Garanti Bankasi operates within the financial services industry, targeting diverse market segments including retail customers, corporate clients, and institutional investors. The company is a subsidiary of a major banking group, functioning with a strong presence in the Turkish market and aiming for regional growth. Its core business segments include retail banking, corporate banking, private banking, and treasury operations, positioning itself as one of Turkey's most significant financial service providers with a robust product portfolio and innovative service offerings.

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