TransUnion

TransUnion

TRU
TransUnionUS flagNew York Stock Exchange
79.88
USD
-5.04
- -
15.31BMarket Cap
TransUnion
TRU
(New York Stock Exchange)

Recent

price

79.88

P/E

ratio

- -

div

yld

- -

ROIC.AI

2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
8
8.82
9.12
9.34
10.6
12.55
13.12
13.33
15.47
19.27
19.81
21.52
23.54
25.34
Revenue per Share
-0.24
-0.08
0.04
0.66
2.42
1.5
1.85
1.81
7.26
1.38
-1.07
1.46
2.34
3.82
Basic EPS, GAAP
0.97
1.04
1.87
2.14
2.55
3.01
4.14
4.15
4.22
1.54
3.34
4.28
5.08
5.71
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
0.23
0.3
0.3
0.36
0.4
0.42
0.43
0.47
0.49
Dividend per Share
3.53
3.3
6.75
7.44
9.44
10.18
11.9
13.33
20.38
21.64
20.68
21.64
23.07
25.28
Book Value per Share
-18.09
-18.99
-13.83
-14.05
-13.46
-21.28
-18.68
-15.01
-28.09
-26.24
-24.16
-21.47
-20.37
-23.43
Tangible Book Value per Share
148
148
165
183
182
185
188
190
191
192
193
194
194
193
Basic Weighted Avg Shares
1,183
1,305
1,507
1,705
1,934
2,317
2,463
2,531
2,960
3,710
3,831
4,184
4,576
4,896
Sales/Revenue/Turnover
14.3
9.84
13.08
17.63
24.03
22.12
21.99
19.77
22.02
16.88
16.13
17.53
18.89
18.81
Operating Margin (%)
187
241
278
265
238
307
339
347
377
519
524
538
575
606
Depreciation Expense
-35
-12
6
121
441
277
347
343
1,390
266
-206
284
455
738
Net Income, GAAP
- -
- -
42.48
36.03
- -
15.87
18.83
21.49
26.09
31.04
- -
24.63
26.92
18.45
Effective Tax Rate (%)
-2.97
-0.96
0.39
7.07
22.82
11.94
14.08
13.56
46.97
7.18
-5.38
6.8
9.95
15.08
Profit Margin (%)
102
71
131
177
130
293
317
800
1,275
545
472
742
862
1,032
Working Capital
2,853
2,866
2,161
2,325
2,345
3,976
3,656
3,448
6,370
5,658
5,333
5,118
4,942
5,426
LT Debt
714
748
1,367
1,473
1,825
1,982
2,339
2,636
4,006
4,269
4,106
4,319
4,545
4,999
Total Equity
- -
- -
3.13
5.18
- -
8.36
7.27
6.43
5.66
4.13
- -
5.79
6.57
7.35
Return on Invested Capital (%)
- -
- -
2.03
4.43
- -
7.39
7.98
7.03
17.48
3.98
- -
4.89
6.38
9.08
Return on Capital (%)
- -
-2.06
0.65
9.3
28.54
15.29
16.78
14.34
43.12
6.59
-5.04
6.92
10.52
15.77
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
217
224
233
LT Borrowings
4,907
5,402
5,372
LT Finance Leases
35
58
54
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
192
193
192
Market Capitalization
16,498
13,340
13,822

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
2,016
2,017
2,178
Cash, Cash Equivalents & STI
856
733
840
Accounts Receivable, Net
905
1,047
1,048
Inventories
- -
- -
- -
Total Current Liabilities
1,154
1,046
1,146
Payables & Accruals
703
583
685
ST Debt
217
224
233
Deferred Revenue
130
136
131

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.61%
13.03%
5.24%
Free Cash Flow
21.03%
20.84%
18.63%
Net Income, GAAP
206.6%
-26.19%
60.13%
Sales/Revenue/Turnover
11.96%
12.83%
9.38%
Total Cash Common Dividend
- -
9.66%
9.43%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,021
1,041
1,085
1,037
4,184
2025
1,096
1,140
1,170
1,171
4,576
2026
1,246
1,310
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.34
0.44
0.35
0.34
1.46
2025
0.76
0.56
0.5
0.52
2.34
2026
2.06
0.75
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.11
0.11
0.1
0.11
0.43
2025
0.12
0.12
0.12
0.12
0.47
2026
0.13
0.13
- -
- -
- -
Business
TransUnion is a global risk and information solutions company specializing in consumer credit reporting, analytics, and decisioning services. It offers a comprehensive suite of products and services including credit reports, credit scores, fraud and identity solutions, insurance underwriting data, and alternative data analytics. The company serves a broad range of clients including financial institutions, businesses, government agencies, and consumers across multiple geographic regions including North America, the United Kingdom, Canada, Latin America, and Africa. Founded in 1968 and headquartered in Chicago, Illinois, TransUnion aggregates proprietary and third-party data on over one billion individuals and businesses worldwide. TransUnion’s core offerings encompass consumer credit information and credit risk management solutions; identity verification and fraud prevention technologies; decisioning and predictive analytics platforms; insurance claims and underwriting data services; and alternative data to enhance credit visibility for underserved populations. The company actively develops cloud-based technology platforms to streamline product delivery and enhance operational efficiency, notably through Project Rise—a multi-year technology investment program integrating advanced capabilities acquired from Neustar to build a unified global fulfillment system for its product lines. In recent major developments, TransUnion completed its acquisition of a controlling stake (increasing ownership to approximately 94%) in Buró de Crédito, Mexico’s leading consumer credit bureau, for $560 million, marking a significant expansion in Spanish-speaking Latin America. This deal is expected to generate substantial revenue and EBITDA while enabling TransUnion to introduce advanced credit analytics, fraud mitigation, and consumer engagement tools in the Mexican market. Additionally, TransUnion acquired UK-based Monevo, a credit prequalification and distribution platform, enhancing its Consumer Interactive segment’s capabilities. The company has accelerated investments in technology infrastructure and raised its 2025 revenue growth guidance to 8-8.5%, supported by organic growth across U.S. Financial Services, Emerging Verticals, and international markets. It also increased its share repurchase authorization to $1 billion as part of capital return efforts. TransUnion operates through distinct business segments focusing on U.S. Markets—which include financial services and emerging verticals such as healthcare and telecommunications—and International Markets with operations in the UK, Canada, and Latin America. The company targets customers from credit issuers, lenders, insurers, utilities, and government entities seeking risk management, credit risk evaluation, and verification solutions. By leveraging comprehensive data assets and advanced analytics technology, TransUnion aims to enhance financial inclusion, fraud prevention, and accurate credit decisioning globally.

Company News

  • "Bring Clarity to Chaos" Campaign Lands TransUnion a 2026 AdExchanger Awards Finalist Spot

  • Do Options Traders Know Something About TransUnion Stock We Don't?

  • Corient Private Wealth LP Makes New $7.52 Million Investment in TransUnion $TRU

  • Here's Why You Should Retain TransUnion Stock in Your Portfolio Now

  • Why Is TransUnion (TRU) Up 0.9% Since Last Earnings Report?

  • Why TransUnion (TRU) is a Top Growth Stock for the Long-Term

  • Debt Settlement Enrollment Linked to Greater Credit Score Declines Than Bankruptcy, New TransUnion Research Finds

  • TransUnion Overhauls Credit Scoring System for UK Consumers

  • Canadian Consumer Debt Reaches Record $2.64 Trillion as Financial Realities Differ Across Households

  • 1,256,532 Shares in TransUnion $TRU Bought by Bank of New York Mellon Corp

  • Trust and Transparency Matter Most in Wealth Management Relationships, TransUnion Survey Finds

  • Here's Why TransUnion (TRU) is a Strong Momentum Stock

  • Is TRU Stock Worth Buying as Growth Improves but Debt Stays High?

  • TRU Stock Climbs 15.3% in 3 Months: Can the Rally Continue From Here?

  • Growing Big Data & Analytics Market Aids TRU Amid Stiff Competition

  • More Americans Have Access to Credit While Debt Growth Has Moderated

  • TransUnion Declares Second Quarter 2026 Dividend of $0.125 per Share

  • Here's Why TransUnion (TRU) is a Strong Value Stock

  • TransUnion Research Reveals Growing AI Confidence-Readiness Paradox Among Marketers

  • TransUnion (TRU) Upgraded to Buy: Here's Why