Trupanion, Inc.

Trupanion, Inc.

TRUP
Trupanion, Inc.US flagNASDAQ Global Market
24.89
USD
-0.11
- -
1.09BMarket Cap
Trupanion, Inc.
TRUP
(NASDAQ Global Market)

Recent

price

24.89

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2.02
36.21
63.89
4.16
5.32
6.6
8.2
9.51
11.08
14
17.41
22.2
26.75
30.5
33.5
35.24
Revenue per Share
-0.21
-4.18
-6.23
-0.76
-0.62
-0.24
-0.05
-0.03
-0.05
-0.16
-0.89
-1.1
-1.08
-0.23
0.45
0.54
Basic EPS, GAAP
-0.04
-2.35
-1.9
-0.59
-0.55
0.11
0.22
-1.48
0.31
0.39
-0.12
-0.62
0.01
0.91
1.75
1.9
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
-1.02
-1.19
2.13
1.6
1.52
1.61
3.8
3.91
8.62
8.21
7.44
7.26
7.61
8.85
9.34
Book Value per Share
- -
-1.2
-1.36
1.96
1.43
1.35
1.44
3.56
3.69
7.09
6.84
5.83
5.76
6.43
7.38
7.93
Tangible Book Value per Share
18
2
1
28
28
29
30
32
35
36
40
41
41
42
43
43
Basic Weighted Avg Shares
37
56
84
116
147
188
243
304
384
502
699
905
1,109
1,286
1,439
1,521
Sales/Revenue/Turnover
-7.97
-9.97
-8.33
-13.76
-11.41
-3.56
-1.09
-0.34
-0.41
-0.96
6.24
5.16
3.33
5.24
6.99
7.61
Operating Margin (%)
- -
- -
1
2
3
4
4
5
6
7
12
11
12
16
16
15
Depreciation Expense
-4
-6
-8
-21
-17
-7
-2
-1
-2
-6
-36
-45
-45
-10
19
23
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
11.64
11.47
Effective Tax Rate (%)
-10.58
-11.54
-9.75
-18.27
-11.71
-3.66
-0.62
-0.3
-0.47
-1.16
-5.08
-4.94
-4.03
-0.75
1.35
1.53
Profit Margin (%)
- -
8
14
62
30
35
41
55
67
187
167
179
218
248
281
314
Working Capital
- -
10
25
15
- -
5
9
13
26
- -
- -
68
128
128
102
97
LT Debt
- -
-27
-33
59
45
45
48
129
137
340
332
305
304
323
384
410
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
18.82
20.86
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
6.67
6.6
Return on Capital (%)
- -
- -
- -
- -
-32.89
-15.31
-3.23
-1.04
-1.36
-2.45
-10.57
-14.01
-14.68
-3.07
5.5
6.07
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
10
10
10
LT Borrowings
102
99
97
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
43
44
44
Market Capitalization
1,622
1,117
1,087

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
691
705
719
Cash, Cash Equivalents & STI
371
384
398
Accounts Receivable, Net
302
305
302
Inventories
- -
- -
- -
Total Current Liabilities
410
408
405
Payables & Accruals
73
55
57
ST Debt
10
10
10
Deferred Revenue
271
287
287

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
34.24%
2.86%
18.77%
Free Cash Flow
1,002.41%
2,189.11%
95.38%
Net Income, GAAP
29.55%
30.8%
-301.73%
Sales/Revenue/Turnover
25.84%
23.82%
11.95%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
306
315
327
337
1,286
2025
342
354
367
377
1,439
2026
384
393
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.16
-0.14
0.03
0.04
-0.23
2025
-0.03
0.22
0.14
0.13
0.45
2026
0.11
0.16
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Trupanion, Inc. provides medical insurance for cats and dogs on a subscription basis throughout the United States, Canada, certain countries in Continental Europe, Puerto Rico, and Australia. The company operates in two segments, Subscription Business and Other Business; the Subscription Business generates revenue from direct-to-consumer monthly subscription fees for comprehensive pet medical coverage featuring unlimited lifetime payouts, distinctive lifetime pricing, direct payment to veterinarians in seconds, and round-the-clock support; the Other Business includes writing policies on behalf of third parties under brands such as Furkin and PHI Direct in Canada and Trupanion-branded products in Germany and Switzerland, as well as software solutions that integrate with veterinary hospital practice management systems. Founded in 2000 and headquartered in Seattle, Washington, Trupanion serves pet owners and veterinarians through its wholly-owned insurance entity American Pet Insurance Company in the United States and partnerships including Accelerant Insurance Company of Canada and Hollard Insurance Company in Australia. Recent developments include a strategic collaboration with Boehringer Ingelheim announced in June 2024 to enhance pet healthcare access through early risk factor identification, disease management, veterinarian education, and product extensions; partnerships with BMO Insurance and Seattle Reign FC to expand distribution; formation of a Pet and Public Health Advisory Board in August 2024 featuring Boehringer Ingelheim and Mars Science; appointment of Bradley Powell to the board of directors; strong third-quarter 2025 financial results with record profitability and 12% revenue growth to $1,062.5 million for the nine months ended September 30; and a new $120 million credit facility with PNC Bank secured on November 4, 2025, comprising a $100 million term loan and $20 million revolving facility maturing in 2028 to improve financial flexibility.

Company News

  • Trupanion Searches for this Year's “It Pets” With Return of Annual truFame Contest

  • Trupanion: Profitable At Last, But Still Too Expensive To Buy (Upgrade)

  • California State Teachers Retirement System Buys 16,930 Shares of Trupanion, Inc. $TRUP

  • Trupanion Partners with Home To Home® to Help More Pets Transition Directly from One Loving Home to Another

  • 4 Accident & Health Insurers to Watch Amid Elevated Healthcare Costs

  • Dimensional Fund Advisors LP Boosts Stock Holdings in Trupanion, Inc. $TRUP

  • Should You Buy, Sell or Hold Trupanion Stock Post Q2 Earnings?

  • Trupanion, Inc. (TRUP) Q2 2026 Earnings Call Transcript

  • Trupanion Q2 Earnings Call Highlights

  • Compared to Estimates, Trupanion (TRUP) Q2 Earnings: A Look at Key Metrics

  • Trupanion (TRUP) Q2 Earnings and Revenues Beat Estimates

  • Trupanion Reports Second Quarter 2026 Results

  • Less Paperwork. More Pets.

  • Why Fast-paced Mover Trupanion (TRUP) Is a Great Choice for Value Investors

  • Trupanion Announces Second Quarter 2026 Earnings Release and Conference Call

  • Wall Street Analysts Think Trupanion (TRUP) Could Surge 46.25%: Read This Before Placing a Bet

  • Trupanion (TRUP) Moves 5.8% Higher: Will This Strength Last?

  • Trupanion to Participate in Virtual Fireside Chat with Piper Sandler

  • Can Trupanion Turn Pet Insurance Loyalty Into Real Earnings?

  • Can Trupanion Turn Pet Insurance Loyalty Into Real Earnings?