1. Japan Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
SBI ARUHI Corporation

SBI ARUHI Corporation

TTSE:7198
777.00
JPY
-1.00
(-0.13%)
36.72BMarket Cap
Nov 09Next Earn
SBI ARUHI Corporation
TSE:7198
(Tokyo Stock Exchange)

Recent

price

777.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
JPY
468.51
611.55
574.8
666.75
745.4
759.38
711.61
637.98
530.23
503.04
565.01
- -
Revenue per Share
33.37
91.91
134.16
120.58
141.45
146.57
119.76
79.6
39.39
42.97
40.56
- -
Basic EPS, GAAP
409.08
224.6
53.36
-124.55
157.58
119.59
90.23
24.7
-106.23
-234.44
-349.24
- -
Free Cash Flow per Basic Share
- -
- -
112.5
44.01
47.05
50.93
60.01
59.93
41.6
39.96
40
- -
Dividend per Share
483.25
573.04
598.5
675.23
756.78
847.65
903.09
921.41
948.99
947.02
947.35
- -
Book Value per Share
-369.86
-279.13
-301.96
-317.47
-50.63
65.32
127.3
157.48
341
247.54
264.64
- -
Tangible Book Value per Share
36
35
36
36
35
35
35
35
38
44
44
44
Basic Weighted Avg Shares
16,904
21,472
20,433
23,844
26,202
26,821
25,189
22,601
20,405
22,292
25,086
- -
Sales/Revenue/Turnover
41.69
41.19
42.03
44.4
39.57
41.93
39.92
34.55
29.79
31.85
35.45
- -
Operating Margin (%)
472
2,456
1,782
2,109
1,337
1,492
1,481
1,530
1,578
1,505
1,784
- -
Depreciation Expense
1,204
3,227
4,769
4,312
4,972
5,177
4,239
2,820
1,516
1,904
1,801
- -
Net Income, GAAP
46.36
33.63
8.25
31.15
32.03
33.16
31.3
31.95
36.01
21.84
35.98
- -
Effective Tax Rate (%)
7.12
15.03
23.34
18.08
18.98
19.3
16.83
12.48
7.43
8.54
7.18
- -
Profit Margin (%)
57,469
53,063
49,556
60,575
80,194
108,844
91,572
117,716
158,308
166,749
188,739
- -
Working Capital
58,429
52,015
51,576
60,917
60,364
81,747
67,029
63,560
97,317
109,877
132,182
- -
LT Debt
17,422
20,659
21,343
23,853
26,634
30,093
31,878
32,735
41,954
42,151
42,237
- -
Total Equity
- -
7.79
10.68
9.14
8.06
7.45
6.5
5.43
3.3
3.8
3.47
- -
Return on Invested Capital (%)
- -
7.61
10.11
8.7
7.86
7.33
6.35
5.39
3.34
3.81
3.53
- -
Return on Capital (%)
- -
16.95
22.71
19.08
19.7
18.25
13.68
8.72
4.05
4.53
4.28
- -
Return on Common Equity (%)

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
109,729
131,690
- -
LT Finance Leases
485
492
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
44
44
44
Market Capitalization
36,286
36,718
34,806

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
166,711
189,591
- -
Cash, Cash Equivalents & STI
19,676
23,912
- -
Accounts Receivable, Net
1,349
1,468
- -
Inventories
- -
- -
- -
Total Current Liabilities
356
852
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.57%
7.49%
0.2%
Free Cash Flow
-116.62%
-92.16%
49.25%
Net Income, GAAP
14.8%
-15.53%
-5.41%
Sales/Revenue/Turnover
4.68%
-0.86%
12.53%
Total Cash Common Dividend
- -
0.87%
0.28%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
22,292
2026
- -
- -
- -
- -
25,086
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
42.97
2026
- -
- -
- -
- -
40.56
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
39.96
2026
- -
- -
- -
- -
40
2027
- -
- -
- -
- -
- -
Similar Companies
SoFi Technologies, Inc. (NASDAQ:SOFI)
Visa Inc. (NYSE:V)
Bajaj Finance Limited (NSE:BAJFINANCE)
Mastercard Incorporated (NYSE:MA)
American Express Company (NYSE:AXP)
One 97 Communications Ltd. (NSE:PAYTM)
Business
SBI ARUHI Corporation functions as a leading mortgage bank in Japan, specializing in a comprehensive range of housing finance solutions. The company is particularly recognized for its dominant market position in "Flat 35" long-term, fixed-rate housing loans, maintaining the top share for fifteen consecutive years. Beyond these benchmark products, it provides various variable-rate mortgage options, alongside mortgage lending and brokering activities. Expanding its financial offerings, SBI ARUHI Corporation also engages in insurance and bank agency services, real estate-backed financing including collateralized loans and leasebacks, and credit guarantee operations. The company extends its expertise into residential real estate brokerage, consulting on home purchasing and mortgage acquisition, and developing innovative real estate technologies. Additionally, it delivers a suite of consumer support services for housing loan customers, aiding them through processes like home acquisition, relocation, and car leasing, positioning itself as a "Lifestyle Production Company" to support various life stages. Originally established in 2000, the company operated as SBI Mortgage Co., Ltd. before being rebranded as ARUHI Corporation in May 2015, and subsequently becoming part of the SBI Group in November 2022. Reflecting this integration, its name was officially updated to SBI ARUHI Corporation in January 2024. The company is headquartered in Tokyo, Japan.