1. Japan Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
SBI ARUHI Corporation

SBI ARUHI Corporation

TTSE:7198
778.00
JPY
+6.00
(+0.78%)
36.72BMarket Cap
Nov 09Next Earn
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
468.51
611.55
574.8
666.75
745.4
759.38
711.61
637.98
530.23
503.04
565.01
- -
Basic EPS, GAAP
33.37
91.91
134.16
120.58
141.45
146.57
119.76
79.6
39.39
42.97
40.56
- -
Free Cash Flow per Basic Share
409.08
224.6
53.36
-124.55
157.58
119.59
90.23
24.7
-106.23
-234.44
-349.24
- -
Dividend per Share
- -
- -
112.5
44.01
47.05
50.93
60.01
59.93
41.6
39.96
40
- -
Book Value per Share
483.25
573.04
598.5
675.23
756.78
847.65
903.09
921.41
948.99
947.02
947.35
- -
Tangible Book Value per Share
-369.86
-279.13
-301.96
-317.47
-50.63
65.32
127.3
157.48
341
247.54
264.64
- -
Basic Weighted Avg Shares
36
35
36
36
35
35
35
35
38
44
44
44
Sales/Revenue/Turnover
16,904
21,472
20,433
23,844
26,202
26,821
25,189
22,601
20,405
22,292
25,086
- -
Operating Margin (%)
41.69
41.19
42.03
44.4
39.57
41.93
39.92
34.55
29.79
31.85
35.45
- -
Depreciation Expense
472
2,456
1,782
2,109
1,337
1,492
1,481
1,530
1,578
1,505
1,784
- -
Net Income, GAAP
1,204
3,227
4,769
4,312
4,972
5,177
4,239
2,820
1,516
1,904
1,801
- -
Effective Tax Rate (%)
46.36
33.63
8.25
31.15
32.03
33.16
31.3
31.95
36.01
21.84
35.98
- -
Profit Margin (%)
7.12
15.03
23.34
18.08
18.98
19.3
16.83
12.48
7.43
8.54
7.18
- -
Working Capital
57,469
53,063
49,556
60,575
80,194
108,844
91,572
117,716
158,308
166,749
188,739
- -
LT Debt
58,429
52,015
51,576
60,917
60,364
81,747
67,029
63,560
97,317
109,877
132,182
- -
Total Equity
17,422
20,659
21,343
23,853
26,634
30,093
31,878
32,735
41,954
42,151
42,237
- -
Return on Invested Capital (%)
- -
7.79
10.68
9.14
8.06
7.45
6.5
5.43
3.3
3.8
3.47
- -
Return on Capital (%)
- -
7.61
10.11
8.7
7.86
7.33
6.35
5.39
3.34
3.81
3.53
- -
Return on Common Equity (%)
- -
16.95
22.71
19.08
19.7
18.25
13.68
8.72
4.05
4.53
4.28
- -

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
109,729
131,690
- -
LT Finance Leases
485
492
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
44
44
44
Market Capitalization
36,286
36,718
34,806

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
166,711
189,591
- -
Cash, Cash Equivalents & STI
19,676
23,912
- -
Accounts Receivable, Net
1,349
1,468
- -
Inventories
- -
- -
- -
Total Current Liabilities
356
852
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.57%
7.49%
0.2%
Free Cash Flow
-116.62%
-92.16%
49.25%
Net Income, GAAP
14.8%
-15.53%
-5.41%
Sales/Revenue/Turnover
4.68%
-0.86%
12.53%
Total Cash Common Dividend
- -
0.87%
0.28%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
22,292
2026
- -
- -
- -
- -
25,086
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
42.97
2026
- -
- -
- -
- -
40.56
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
39.96
2026
- -
- -
- -
- -
40
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Tsutomu Ikuma
Full Time Employees
522
Sector
Finance
Industry
Finance/Rental/Leasing
Address
1-4-3, Hirakawa-cho Tokyo TY Japan 102-0093
IPO Date
Dec 14, 2017
Website
sbiaruhi-group.jp
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Business
SBI ARUHI Corporation functions as a leading mortgage bank in Japan, specializing in a comprehensive range of housing finance solutions. The company is particularly recognized for its dominant market position in "Flat 35" long-term, fixed-rate housing loans, maintaining the top share for fifteen consecutive years. Beyond these benchmark products, it provides various variable-rate mortgage options, alongside mortgage lending and brokering activities. Expanding its financial offerings, SBI ARUHI Corporation also engages in insurance and bank agency services, real estate-backed financing including collateralized loans and leasebacks, and credit guarantee operations. The company extends its expertise into residential real estate brokerage, consulting on home purchasing and mortgage acquisition, and developing innovative real estate technologies. Additionally, it delivers a suite of consumer support services for housing loan customers, aiding them through processes like home acquisition, relocation, and car leasing, positioning itself as a "Lifestyle Production Company" to support various life stages. Originally established in 2000, the company operated as SBI Mortgage Co., Ltd. before being rebranded as ARUHI Corporation in May 2015, and subsequently becoming part of the SBI Group in November 2022. Reflecting this integration, its name was officially updated to SBI ARUHI Corporation in January 2024. The company is headquartered in Tokyo, Japan.