Fukui Bank, Ltd.

Fukui Bank, Ltd.

TTSE:8362
6,620.00
JPY
-310.00
(-4.47%)
75.58BMarket Cap
Nov 13Next Earn
Fukui Bank, Ltd.
TSE:8362
(Tokyo Stock Exchange)

Recent

price

6,620.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
JPY
1,749.83
1,784.92
1,750.81
1,765.06
1,836.7
1,697.6
1,621
1,565.83
1,535.23
1,496.94
1,635.66
1,815.01
2,145.28
2,205.5
2,421.03
2,762.54
- -
Revenue per Share
259.42
302.6
-368.77
312.47
94.8
305.08
175.9
165.55
132.67
89.83
107.46
188.95
77.13
160.94
309.13
363.64
- -
Basic EPS, GAAP
1,309.79
3,259.28
-2,540.13
4,117.79
3,230.42
970.41
5,759.73
1,043.67
3,497.96
4,051.08
20,172.87
7,902.63
-11,132.63
1,224.38
4,781.76
-2,187.89
- -
Free Cash Flow per Basic Share
49.99
50.31
59.88
50
54.94
49.96
60.58
50.76
- -
- -
50.64
50.69
- -
- -
- -
- -
- -
Dividend per Share
4,097.29
4,532.48
4,397.68
4,589.42
4,904.96
5,143.14
5,063.54
5,205.06
5,310.69
5,218.41
5,736.01
5,679.54
5,342.62
5,859.2
5,759.72
6,462.81
- -
Book Value per Share
4,050.95
4,495.86
4,357.31
4,561.79
4,871.24
5,119.59
5,047.74
5,195.47
5,293.43
5,205.33
5,724.93
5,627.36
5,290.59
5,808.01
5,707.61
6,436.68
- -
Tangible Book Value per Share
24
24
24
24
24
24
24
24
24
24
24
23
23
23
23
24
24
Basic Weighted Avg Shares
42,596
42,641
41,723
42,043
43,825
40,643
38,557
37,143
36,543
35,663
38,860
42,649
50,150
50,936
56,122
65,341
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1,549
1,351
1,283
1,170
928
843
835
938
1,112
1,048
1,159
1,538
1,456
1,563
1,618
2,015
- -
Depreciation Expense
6,315
7,229
-8,788
7,443
2,262
7,304
4,184
3,927
3,158
2,140
2,553
4,440
1,803
3,717
7,166
8,601
- -
Net Income, GAAP
34.97
29.85
- -
40.1
51.98
28.42
17.99
31.09
23.51
23.78
40.08
- -
3.38
27.65
18.77
33.9
- -
Effective Tax Rate (%)
14.83
16.95
-21.06
17.7
5.16
17.97
10.85
10.57
8.64
6
6.57
10.41
3.6
7.3
12.77
13.16
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
13,729
67,591
16,505
32,541
47,969
37,183
102,332
109,709
177,431
220,992
475,895
647,870
448,318
572,888
523,514
376,058
- -
LT Debt
113,888
122,148
119,361
123,746
131,727
137,884
124,090
128,308
131,520
123,758
136,607
140,618
128,709
141,505
136,448
152,971
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
4.09
4.12
- -
4.7
1.04
3.81
1.03
1.54
1.07
0.57
0.53
- -
0.44
0.54
1.04
1.44
- -
Return on Capital (%)
6.47
6.97
-8.26
6.94
2
6.07
3.44
3.22
2.52
1.71
1.96
3.29
1.41
2.87
5.27
5.95
- -
Return on Common Equity (%)

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
24
24
24
Market Capitalization
49,972
75,581
130,412

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
841,297
800,280
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.33%
2.59%
12.11%
Free Cash Flow
78.96%
-53.39%
-146.69%
Net Income, GAAP
15.21%
46.7%
20.03%
Sales/Revenue/Turnover
5.17%
11.1%
16.43%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
56,122
2026
- -
- -
- -
- -
65,341
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
309.13
2026
- -
- -
- -
- -
363.64
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
Business
The Fukui Bank, Ltd. (8362.T) operates as a regional bank providing comprehensive banking and financial services primarily in Fukui Prefecture, Japan. Incorporated in 1899 and headquartered at 1-1-1 Junka, Fukui City, the bank offers deposits including ordinary, regular, and time deposits; loans and lending services; domestic and foreign exchange transactions; credit card services via Fukui Card Co., Ltd.; securities trading and investment products through partnerships such as Nomura Securities; leasing of industrial machinery, computers, and office equipment through The Fukugin Lease Co., Ltd.; credit guarantees via The Fukui Credit Guarantee Service Co., Ltd.; and ancillary services encompassing insurance, personal defined contribution pensions (iDeCo), residential and consumer loans, web banking via Fukui Bank app and internet services, and sustainability-linked financing such as fukugin SDGs private placement bonds. It serves corporate, individual, and public sector clients across Japan, with a focus on regional industries, business succession, M&A support, and structured finance in areas like Tokyo, Osaka, and Nagoya; operations are concentrated in the Hokuriku region, bolstered by digital platforms and ATMs including Seven Bank partnerships. The bank functions as the core of the F Project group, fully consolidating 11 subsidiaries including THE FUKUHO BANK, LTD., Fukui Capital & Consulting Co., Ltd., and Digital for Fukui Co., Ltd. Recent developments include the 2021 formation of the F Project alliance with Fukuho Bank, approved share acquisition for over 50% ownership, ongoing preparations for a full management merger scheduled for May 2026 to create a unified regional banking entity with extended medium-term management plan to March 2026, upward revision of FY2025 net income forecast to ¥50.0 billion from ¥41.0 billion with increased common stock dividend to ¥90, divestment of low-yield securities for portfolio rebuilding amid rising rates, investments in generative AI for operational efficiency, expansion of semiconductor-related financing and structured finance initiatives, and launch of startup support funds like the fukui startup support fund "minori."