Fukui Bank, Ltd.

Fukui Bank, Ltd.

TTSE:8362
6,620.00
JPY
-310.00
(-4.47%)
75.58BMarket Cap
Nov 13Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
1,765.06
1,836.7
1,697.6
1,621
1,565.83
1,535.23
1,496.94
1,635.66
1,815.01
2,145.28
2,205.5
2,421.03
2,762.54
- -
Basic EPS, GAAP
312.47
94.8
305.08
175.9
165.55
132.67
89.83
107.46
188.95
77.13
160.94
309.13
363.64
- -
Free Cash Flow per Basic Share
4,117.79
3,230.42
970.41
5,759.73
1,043.67
3,497.96
4,051.08
20,172.87
7,902.63
-11,132.63
1,224.38
4,781.76
-2,187.89
- -
Dividend per Share
50
54.94
49.96
60.58
50.76
- -
- -
50.64
50.69
- -
- -
- -
- -
- -
Book Value per Share
4,589.42
4,904.96
5,143.14
5,063.54
5,205.06
5,310.69
5,218.41
5,736.01
5,679.54
5,342.62
5,859.2
5,759.72
6,462.81
- -
Tangible Book Value per Share
4,561.79
4,871.24
5,119.59
5,047.74
5,195.47
5,293.43
5,205.33
5,724.93
5,627.36
5,290.59
5,808.01
5,707.61
6,436.68
- -
Basic Weighted Avg Shares
24
24
24
24
24
24
24
24
23
23
23
23
24
24
Sales/Revenue/Turnover
42,043
43,825
40,643
38,557
37,143
36,543
35,663
38,860
42,649
50,150
50,936
56,122
65,341
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1,170
928
843
835
938
1,112
1,048
1,159
1,538
1,456
1,563
1,618
2,015
- -
Net Income, GAAP
7,443
2,262
7,304
4,184
3,927
3,158
2,140
2,553
4,440
1,803
3,717
7,166
8,601
- -
Effective Tax Rate (%)
40.1
51.98
28.42
17.99
31.09
23.51
23.78
40.08
- -
3.38
27.65
18.77
33.9
- -
Profit Margin (%)
17.7
5.16
17.97
10.85
10.57
8.64
6
6.57
10.41
3.6
7.3
12.77
13.16
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
32,541
47,969
37,183
102,332
109,709
177,431
220,992
475,895
647,870
448,318
572,888
523,514
376,058
- -
Total Equity
123,746
131,727
137,884
124,090
128,308
131,520
123,758
136,607
140,618
128,709
141,505
136,448
152,971
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.7
1.04
3.81
1.03
1.54
1.07
0.57
0.53
- -
0.44
0.54
1.04
1.44
- -
Return on Common Equity (%)
6.94
2
6.07
3.44
3.22
2.52
1.71
1.96
3.29
1.41
2.87
5.27
5.95
- -

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
24
24
24
Market Capitalization
49,972
75,581
130,412

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
841,297
800,280
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.33%
2.59%
12.11%
Free Cash Flow
78.96%
-53.39%
-146.69%
Net Income, GAAP
15.21%
46.7%
20.03%
Sales/Revenue/Turnover
5.17%
11.1%
16.43%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
56,122
2026
- -
- -
- -
- -
65,341
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
309.13
2026
- -
- -
- -
- -
363.64
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

CEO
Masahiro Hayashi
Full Time Employees
1,732
Sector
Finance
Industry
Major banks
Address
1-1, Junka 1-chome Fukui FU Japan 910-8660
IPO Date
Oct 2, 1972
Business
The Fukui Bank, Ltd. (8362.T) operates as a regional bank providing comprehensive banking and financial services primarily in Fukui Prefecture, Japan. Incorporated in 1899 and headquartered at 1-1-1 Junka, Fukui City, the bank offers deposits including ordinary, regular, and time deposits; loans and lending services; domestic and foreign exchange transactions; credit card services via Fukui Card Co., Ltd.; securities trading and investment products through partnerships such as Nomura Securities; leasing of industrial machinery, computers, and office equipment through The Fukugin Lease Co., Ltd.; credit guarantees via The Fukui Credit Guarantee Service Co., Ltd.; and ancillary services encompassing insurance, personal defined contribution pensions (iDeCo), residential and consumer loans, web banking via Fukui Bank app and internet services, and sustainability-linked financing such as fukugin SDGs private placement bonds. It serves corporate, individual, and public sector clients across Japan, with a focus on regional industries, business succession, M&A support, and structured finance in areas like Tokyo, Osaka, and Nagoya; operations are concentrated in the Hokuriku region, bolstered by digital platforms and ATMs including Seven Bank partnerships. The bank functions as the core of the F Project group, fully consolidating 11 subsidiaries including THE FUKUHO BANK, LTD., Fukui Capital & Consulting Co., Ltd., and Digital for Fukui Co., Ltd. Recent developments include the 2021 formation of the F Project alliance with Fukuho Bank, approved share acquisition for over 50% ownership, ongoing preparations for a full management merger scheduled for May 2026 to create a unified regional banking entity with extended medium-term management plan to March 2026, upward revision of FY2025 net income forecast to ¥50.0 billion from ¥41.0 billion with increased common stock dividend to ¥90, divestment of low-yield securities for portfolio rebuilding amid rising rates, investments in generative AI for operational efficiency, expansion of semiconductor-related financing and structured finance initiatives, and launch of startup support funds like the fukui startup support fund "minori."