Laurentian Bank of Canada

Laurentian Bank of Canada

25.30
CAD
+0.10
(+0.40%)
Dec 04Next Earn
Laurentian Bank of Canada
TSX:LB.PR.H
(Toronto Stock Exchange)

Recent

price

25.30

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
CAD
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
716
714
771
841
850
873
889
996
1,043
969
971
1,002
1,034
1,026
1,004
983
952
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
37
40
47
55
56
53
39
37
42
47
66
62
52
60
58
46
77
Depreciation Expense
123
124
141
119
140
102
152
206
225
173
114
57
227
181
-5
140
-8
Net Income, GAAP
25.59
21.28
23.21
20.79
22.49
23.19
23.03
22.58
19.86
11.96
5.15
21.39
17.81
13.94
- -
18.94
- -
Effective Tax Rate (%)
17.18
17.34
18.23
14.21
16.52
11.74
17.09
20.72
21.53
17.83
11.75
5.69
21.91
17.66
-0.55
14.23
-0.85
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
3,637
5,003
6,481
5,420
5,311
5,943
10,144
12,379
11,737
12,397
13,179
14,032
15,045
15,230
15,594
15,628
15,615
LT Debt
1,136
1,218
1,541
1,434
1,545
1,587
1,975
2,330
2,496
2,568
2,611
2,641
2,781
2,858
2,828
2,882
2,748
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
2.89
1.79
1.79
1.61
2.05
1.42
1.55
1.54
1.55
1.18
0.74
0.35
1.31
1.01
- -
0.76
- -
Return on Capital (%)
11.71
11.45
11.35
8.74
10.13
6.9
9.24
10.46
9.93
6.98
4.33
1.83
8.3
6.28
-0.66
4.59
-0.86
Return on Common Equity (%)

Capital Structure

CAD

•

in mil. unless spec.
Jan'26
Apr'26
Jul'26
ST Debt
- -
- -
- -
LT Borrowings
15,357
15,842
15,615
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
122
122
122
Shares Outstanding
- -
- -
- -
Market Capitalization
- -
- -
- -

Working Capital

CAD

•

in mil. unless spec.
Jan'26
Apr'26
Jul'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,771
1,748
1,864
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CAD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.42%
2.01%
1.89%
Free Cash Flow
54.59%
180.9%
111.32%
Net Income, GAAP
-248.38%
-503.94%
-2,643.63%
Sales/Revenue/Turnover
1.31%
0.27%
-2.14%
Total Cash Common Dividend
10.22%
8.85%
0.73%

Quarterly Revenue

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
258
253
257
237
1,004
2025
249
243
247
245
983
2026
252
214
242
- -
- -

Quarterly Earnings Per Share

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Laurentian Bank of Canada (LB.TO) operates as a Schedule 1 commercial bank focused on personal banking, commercial lending, and specialized financial services primarily in Quebec with operations across Canada including Ontario, Alberta, British Columbia, and Nova Scotia; headquartered in Montreal since its founding in 1846 as the Montreal City and District Savings Bank, it provides retail deposit accounts, mortgages, personal loans, credit cards including a Visa line launched with Brim Financial in 2023, and small-to-medium enterprise banking solutions; through subsidiaries such as Laurentian Bank Securities, it offers fixed income trading as a primary dealer with the Bank of Canada, institutional services including trade execution and custody, specialized foreign exchange hedging, ActionGIC structured products with 100% capital protection linked to equities, and investment accounts; B2B Bank delivers alternative mortgages and business loans to brokers and advisors; Northpoint Commercial Finance, formed in 2024 by merging LBC Capital and Northpoint following the 2017 acquisition of Northpoint and earlier equipment financing expansions, leads in equipment and inventory financing across Canada and the U.S. with a $5.5 billion portfolio; personal banking advisory services feature multidisciplinary teams of planners and private bankers in dedicated centers. In December 2025, Laurentian Bank announces a transformative strategic shift to a specialty commercial bank, agreeing to a C$1.9 billion acquisition by Fairstone Bank of Canada for its commercial operations including real estate lending and inventory financing while divesting its retail and SME portfolios plus a C$0.9 billion syndicated loan portfolio to National Bank of Canada, pending shareholder and regulatory approvals, as part of its 2024 Strategic Plan emphasizing commercial specializations and digital simplification; earlier, in August 2024, iA Financial Group completes acquisition of Laurentian Bank Securities' retail full-service investment broker assets.

Company News

  • Laurentian Bank of Canada Q2 Earnings Call Highlights

  • Visible Alpha Breakdown Of Canadian Big Banks' Q2 2026 Earnings Expectations

  • Laurentian Bank of Canada (LB:CA) Q1 2026 Earnings Call Transcript

  • Laurentian Bank of Canada (OTCMKTS:LRCDF) Receives Average Recommendation of “Reduce” from Brokerages

  • Laurentian Bank of Canada (LB:CA) Q4 2025 Earnings Call Transcript

  • Fairstone Bank to Buy Laurentian Bank for About $1.4 Billion

  • Laurentian Bank of Canada (LRCDF) Q3 2025 Earnings Call Transcript

  • Visible Alpha Breakdown Of Canadian Big Banks' Q3 Earnings Expectations

  • Laurentian Bank: Long Road To Success, But Worth The Wait

  • Laurentian Bank of Canada (LRCDF) Q2 2025 Earnings Call Transcript

  • Laurentian Bank: 7% Yield, But Buyout Potential Is What Got Us In

  • Laurentian Bank: Dividend Yield Of 7.0% But Earnings Outlook Is Lackluster (Rating Upgrade)

  • Laurentian Bank of Canada (LRCDF) Q1 2025 Earnings Call Transcript

  • ZDV Exposed To Energy Tariffs And Potential Canadian Banking Problems

  • Laurentian Bank: But Maybe We Will Be TD

  • Laurentian Bank of Canada (LRCDF) Q4 2024 Earnings Call Transcript

  • Laurentian Bank of Canada: We'll Never Be Royal

  • Laurentian Bank of Canada (LRCDF) Q3 2024 Earnings Call Transcript

  • CI Investment Services Inc. to Assume Client Accounts of Discount Brokerage Arm of Laurentian Bank Securities

  • Laurentian Bank of Canada (LRCDF) Q2 2024 Earnings Call Transcript