1. Taiwan Stocks

  2. •

    Finance

  3. •

    Regional banks
Entie Commercial Bank

Entie Commercial Bank

TTWSE:2849
15.40
TWD
+0.25
(+1.65%)
0.85EPS
15.19P/E
25.25BMarket Cap
Entie Commercial Bank
TWSE:2849
(Taiwan Stock Exchange)

Recent

price

15.40

P/E

ratio

15.19

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
TWD
3.23
3.68
4.44
3.9
5.46
5.9
4.2
3.85
3.82
3.69
2.99
3.04
5.61
2.96
2.84
2.96
3.02
Revenue per Share
1.19
1.31
2.47
1.57
1.91
1.96
0.63
1.24
1.26
1.13
1.11
1.19
1
0.56
0.68
0.79
0.85
Basic EPS, GAAP
-6.92
-4.87
4.47
-0.45
2.83
-4.59
22.47
9.46
-0.29
2.64
-0.79
2.44
-1.29
1.15
0.8
0.2
0.66
Free Cash Flow per Basic Share
- -
0.6
0.6
0.6
0.6
0.6
0.6
0.6
0.6
0.99
0.73
0.73
1.34
0.4
0.38
0.38
- -
Dividend per Share
12.09
12.59
14.41
15.02
16.66
18.15
18.16
18.35
18.31
17.21
17.63
17.79
16.72
17.13
17.5
18.46
18.65
Book Value per Share
11.97
12.45
14.25
14.87
16.51
18.01
18.03
18.24
18.21
17.11
17.53
17.69
16.59
17
17.35
18.32
18.51
Tangible Book Value per Share
1,680
1,680
1,680
1,680
1,680
1,680
1,680
1,689
1,748
1,839
1,958
1,953
1,066
1,966
1,950
1,948
1,987
Basic Weighted Avg Shares
5,431
6,186
7,458
6,559
9,179
9,904
7,058
6,501
6,675
6,790
5,858
5,933
5,983
5,823
5,541
5,765
5,992
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
132
153
154
148
142
142
139
124
99
357
332
316
317
334
351
364
371
Depreciation Expense
2,003
2,204
4,142
2,641
3,201
3,295
1,055
2,100
2,210
2,082
2,171
2,324
1,066
1,101
1,326
1,539
1,688
Net Income, GAAP
28.23
15.59
9.41
21.12
14.14
20.11
38.33
22.2
22.32
15.3
15.19
12.49
17.38
11.93
3.47
9.68
7.63
Effective Tax Rate (%)
36.88
35.63
55.54
40.27
34.88
33.27
14.94
32.31
33.11
30.66
37.07
39.17
17.81
18.91
23.93
26.7
28.17
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
11,240
11,360
12,166
10,000
11,035
12,222
12,666
2,992
2,511
2,249
4,780
1,042
1,443
1,560
3,293
5,569
5,981
LT Debt
20,315
21,152
24,199
25,233
27,976
30,482
30,498
31,850
33,310
33,694
34,522
34,835
32,725
33,534
34,258
36,146
36,509
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
7.77
6.88
12.03
7.38
8.62
8.06
2.46
5.39
6.26
5.8
5.77
6.18
3.04
3.18
3.65
3.88
4.16
Return on Capital (%)
10.36
10.63
18.27
10.69
12.03
11.27
3.46
6.74
6.78
6.21
6.37
6.7
3.15
3.32
3.91
4.37
4.72
Return on Common Equity (%)

Capital Structure

TWD

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,958
1,958
1,958
Market Capitalization
25,743
26,623
25,253

Working Capital

TWD

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
19,410
18,316
19,668
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

TWD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.77%
1%
5.51%
Free Cash Flow
-286.19%
-181.64%
-75.21%
Net Income, GAAP
2.76%
-1.46%
16.08%
Sales/Revenue/Turnover
-4.73%
-0.27%
4.03%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

TWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,340
1,407
1,462
1,331
5,541
2025
1,366
1,387
1,466
1,545
5,765
2026
1,593
- -
- -
- -
- -

Quarterly Earnings Per Share

TWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.16
0.18
0.23
0.11
0.68
2025
0.19
0.16
0.23
0.2
0.79
2026
0.26
- -
- -
- -
- -

Quarterly Dividends Per Share

TWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.38
2025
- -
- -
- -
- -
0.38
2026
- -
- -
- -
- -
- -
Similar Companies
ICICI Bank Limited (NSE:ICICIBANK)
State Bank of India (NSE:SBIN)
Nu Holdings Ltd. (NYSE:NU)
Sberbank (MOEX:SBER)
Akbank T.A.S. (BIST:AKBNK)
PT Bank Rakyat Indonesia (Persero) Tbk Class B (IDX:BBRI)
Business
EnTie Commercial Bank Co., Ltd. EnTie Commercial Bank Co., Ltd. (2849.TW) is a Taiwan-based commercial bank that provides a comprehensive range of banking products and services primarily in Taiwan through three main segments: Retail Banking, Corporate Banking, and Operating Management; it offers deposit products including checking accounts, demand deposits, time deposits, foreign currency deposits, and negotiable certificates of deposit, as well as lending solutions such as corporate loans, mortgage loans, personal loans, overdrafts, and credit cards; the bank also delivers trade financing, cash management, trust services, syndicated financing, structured credit solutions, fund deployment, asset liability management (ALM), interest rate and exchange rate-related products, equity-related products, factoring services, foreign exchange services, insurance, mutual funds, structured investment-linked products, wealth management, and personal trust services. Founded in 1992 and headquartered at 40F, No. 7, Section 5, Xinyi Road, Taipei 101 Tower, Taipei, Taiwan, the bank serves corporate clients, small and medium-sized enterprises, and individual customers with a focus on consumer finance, digital banking, and financial market operations, employing approximately 1,593 people across its branch network. In recent developments, the bank reported improved net fee income and transaction-related revenue in the first quarter of 2025, driving year-over-year profit growth amid declining bad debt provisions and a strategic emphasis on optimizing its asset portfolio, expanding its customer base, enhancing risk management, and improving operational efficiency to achieve profitability above industry averages; it maintains strong capital ratios with CET1 at 15.26% as of year-end 2024, ranking second among peers, while a previously proposed acquisition by IBF Financial Holdings Co., Ltd. was cancelled in 2022 due to regulatory and shareholder concerns.