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    Regional banks
Entie Commercial Bank

Entie Commercial Bank

TTWSE:2849
15.40
TWD
+0.25
(+1.65%)
0.85EPS
15.19P/E
25.25BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
3.9
5.46
5.9
4.2
3.85
3.82
3.69
2.99
3.04
5.61
2.96
2.84
2.96
3.02
Basic EPS, GAAP
1.57
1.91
1.96
0.63
1.24
1.26
1.13
1.11
1.19
1
0.56
0.68
0.79
0.85
Free Cash Flow per Basic Share
-0.45
2.83
-4.59
22.47
9.46
-0.29
2.64
-0.79
2.44
-1.29
1.15
0.8
0.2
0.66
Dividend per Share
0.6
0.6
0.6
0.6
0.6
0.6
0.99
0.73
0.73
1.34
0.4
0.38
0.38
- -
Book Value per Share
15.02
16.66
18.15
18.16
18.35
18.31
17.21
17.63
17.79
16.72
17.13
17.5
18.46
18.65
Tangible Book Value per Share
14.87
16.51
18.01
18.03
18.24
18.21
17.11
17.53
17.69
16.59
17
17.35
18.32
18.51
Basic Weighted Avg Shares
1,680
1,680
1,680
1,680
1,689
1,748
1,839
1,958
1,953
1,066
1,966
1,950
1,948
1,987
Sales/Revenue/Turnover
6,559
9,179
9,904
7,058
6,501
6,675
6,790
5,858
5,933
5,983
5,823
5,541
5,765
5,992
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
148
142
142
139
124
99
357
332
316
317
334
351
364
371
Net Income, GAAP
2,641
3,201
3,295
1,055
2,100
2,210
2,082
2,171
2,324
1,066
1,101
1,326
1,539
1,688
Effective Tax Rate (%)
21.12
14.14
20.11
38.33
22.2
22.32
15.3
15.19
12.49
17.38
11.93
3.47
9.68
7.63
Profit Margin (%)
40.27
34.88
33.27
14.94
32.31
33.11
30.66
37.07
39.17
17.81
18.91
23.93
26.7
28.17
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
10,000
11,035
12,222
12,666
2,992
2,511
2,249
4,780
1,042
1,443
1,560
3,293
5,569
5,981
Total Equity
25,233
27,976
30,482
30,498
31,850
33,310
33,694
34,522
34,835
32,725
33,534
34,258
36,146
36,509
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
7.38
8.62
8.06
2.46
5.39
6.26
5.8
5.77
6.18
3.04
3.18
3.65
3.88
4.16
Return on Common Equity (%)
10.69
12.03
11.27
3.46
6.74
6.78
6.21
6.37
6.7
3.15
3.32
3.91
4.37
4.72

Capital Structure

TWD

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,958
1,958
1,958
Market Capitalization
25,743
26,623
25,253

Working Capital

TWD

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
19,410
18,316
19,668
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

TWD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.77%
1%
5.51%
Free Cash Flow
-286.19%
-181.64%
-75.21%
Net Income, GAAP
2.76%
-1.46%
16.08%
Sales/Revenue/Turnover
-4.73%
-0.27%
4.03%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

TWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,340
1,407
1,462
1,331
5,541
2025
1,366
1,387
1,466
1,545
5,765
2026
1,593
- -
- -
- -
- -

Quarterly Earnings Per Share

TWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.16
0.18
0.23
0.11
0.68
2025
0.19
0.16
0.23
0.2
0.79
2026
0.26
- -
- -
- -
- -

Quarterly Dividends Per Share

TWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.38
2025
- -
- -
- -
- -
0.38
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Jeff Chang
Full Time Employees
1,667
Sector
Finance
Industry
Regional banks
Address
101 Tower Taipei TP Taiwan 11049
IPO Date
Sep 27, 1999
Website
entiebank.com.tw
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Business
EnTie Commercial Bank Co., Ltd. EnTie Commercial Bank Co., Ltd. (2849.TW) is a Taiwan-based commercial bank that provides a comprehensive range of banking products and services primarily in Taiwan through three main segments: Retail Banking, Corporate Banking, and Operating Management; it offers deposit products including checking accounts, demand deposits, time deposits, foreign currency deposits, and negotiable certificates of deposit, as well as lending solutions such as corporate loans, mortgage loans, personal loans, overdrafts, and credit cards; the bank also delivers trade financing, cash management, trust services, syndicated financing, structured credit solutions, fund deployment, asset liability management (ALM), interest rate and exchange rate-related products, equity-related products, factoring services, foreign exchange services, insurance, mutual funds, structured investment-linked products, wealth management, and personal trust services. Founded in 1992 and headquartered at 40F, No. 7, Section 5, Xinyi Road, Taipei 101 Tower, Taipei, Taiwan, the bank serves corporate clients, small and medium-sized enterprises, and individual customers with a focus on consumer finance, digital banking, and financial market operations, employing approximately 1,593 people across its branch network. In recent developments, the bank reported improved net fee income and transaction-related revenue in the first quarter of 2025, driving year-over-year profit growth amid declining bad debt provisions and a strategic emphasis on optimizing its asset portfolio, expanding its customer base, enhancing risk management, and improving operational efficiency to achieve profitability above industry averages; it maintains strong capital ratios with CET1 at 15.26% as of year-end 2024, ranking second among peers, while a previously proposed acquisition by IBF Financial Holdings Co., Ltd. was cancelled in 2022 due to regulatory and shareholder concerns.