Tri-County Financial Group, Inc.
Other OTCTotal Valuation
Tri-County Financial Group, Inc. carries a market capitalization of 145.09M, placing it among publicly traded companies globally. Its enterprise value stands at 57.69M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 145.09M |
| Enterprise Value | 57.69M |
Share Statistics
Tri-County Financial Group, Inc. currently has 2.38M shares outstanding.
| Shares Outstanding | 2.38M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Tri-County Financial Group, Inc. trades at a trailing price-to-earnings ratio of 7.94. The price-to-sales ratio is 1.77, and the price-to-book ratio stands at 0.84.
| PE Ratio | 7.94 |
| PS Ratio | 1.77 |
| PB Ratio | 0.84 |
| P/TBV Ratio | 0.81 |
| P/FCF Ratio | 22.45 |
| P/OCF Ratio | 22.75 |
Enterprise Valuation
On an enterprise value basis, Tri-County Financial Group, Inc. trades at an EV/EBITDA multiple of 76.92 and an EV/FCF ratio of 10.30.
| EV / Sales | 0.83 |
| EV / EBITDA | 76.92 |
| EV / EBIT | N/A |
| EV / FCF | 10.30 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 40.70 |
| Debt / EBITDA | 87.71 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 11.70 |
| Return on Assets (ROA) | 1.01 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Tri-County Financial Group, Inc. has paid 5.56M in income taxes, reflecting an effective tax rate of 26.31.
| Income Tax | 5.56M |
| Effective Tax Rate | 26.31 |
Stock Price Statistics
Tri-County Financial Group, Inc.'s stock has gained approximately 41.53132% over the past 52 weeks. The 50-day moving average sits at 54.95, while the 200-day moving average is 50.45.
| Beta (5Y) | N/A |
| 52-Week Price Change | 41.53132% |
| 50-Day Moving Average | 54.95 |
| 200-Day Moving Average | 50.45 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Tri-County Financial Group, Inc. generated 69.89M in revenue and converted that into 15.58M in net income, yielding earnings per share of 6.45.
| Revenue | 69.89M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 21.14M |
| Net Income | 15.58M |
| EBITDA | 750,000.00 |
| EBIT | N/A |
| Earnings Per Share (EPS) | 6.45 |
Balance Sheet
Tri-County Financial Group, Inc. holds 131.86M in cash and equivalents against 65.78M in total debt, resulting in a net debt position of 17.24M.
| Cash & Cash Equivalents | 131.86M |
| Total Debt | 65.78M |
| Net Debt | 17.24M |
| Equity (Book Value) | 147.26M |
| Book Value Per Share | 61.93 |
| Working Capital | N/A |
Cash Flow
Tri-County Financial Group, Inc. produced 5.44M in operating cash flow over the past twelve months. After subtracting -163,000.00 in capital expenditures, free cash flow totaled 5.28M - equivalent to 2.22 per share.
| Operating Cash Flow | 5.44M |
| Capital Expenditures | -163,000.00 |
| Free Cash Flow | 5.28M |
| FCF Per Share | 2.22 |
Margins
Tri-County Financial Group, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 30.25 |
| Profit Margin | 22.29 |
| EBITDA Margin | 1.07 |
Dividends & Yields
The company's payout ratio of 7.62 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.50 |
| Dividend Yield | N/A |
| Payout Ratio | 7.62 |
| Shareholder Yield | 12.02 |
| FCF Yield | 4.45 |
Stock Splits
Tri-County Financial Group, Inc.'s most recent stock split took place on July 5, 2016 with a 1:5 split ratio.
| Last Split Date | 7/5/2016 |
| Split Ratio | 1:5 |
Scores
Tri-County Financial Group, Inc. posts an Altman Z-Score of 0.23, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.23 |