Tri-County Financial Group, Inc.

TYFG

TYFGTri-County Financial Group, Inc. US flag

Other OTC

61.00

USD

+1.00

- -

145.09MMarket Cap

Income Statement (USD)

API Chat

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	48	46	47	50	75	72	60	58	59	67
+ Sales & Services Revenue	48	46	47	50	75	72	60	58	59	67
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	22	23	23	23	27	36	32	31	31	32
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-22	-23	-23	-23	-27	-36	-32	-31	-31	-32
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-10	-7	-9	-12	-28	-18	-16	-13	-14	-18
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-10	-7	-9	-12	-28	-18	-16	-13	-14	-18
Pretax Income	10	7	9	12	28	18	16	13	14	18
- Income Tax Expense (Benefit)	3	3	2	3	7	5	4	3	3	5
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	7	4	7	9	20	13	12	10	10	14
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	7	4	7	9	20	13	12	10	10	14
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	7	4	7	9	20	13	12	10	10	14
- Preferred Dividends	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	6	4	7	9	20	13	12	10	10	14
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	2	2	1	1	2	2	2	2	2	2
EBITDA Margin (%)	3.68	3.28	2.92	2.71	2.13	2.43	2.88	2.88	3.43	2.55
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	14	8.67	14.57	17.67	26.86	18.26	20.54	17.24	17.82	20.29
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.91	0.59	0.64	0.6	0.6	0.75	0.9	0.91	0.89	1
Depreciation Expense	2	2	1	1	2	2	2	2	2	2
Basic Weighted Avg Shares	2	2	2	2	2	2	2	2	2	2
Basic EPS, GAAP	3.32	2.13	2.93	3.61	8.16	5.34	4.93	4.09	4.25	5.73
Basic EPS from Cont Ops	3.68	2.13	2.98	3.61	8.16	5.34	4.93	4.09	4.25	5.73
Diluted Weighted Avg Shares	2	2	2	3	3	3	3	2	2	2
Diluted EPS, GAAP	3.28	1.95	2.7	3.53	8.04	5.21	4.83	4.05	4.2	5.67
Diluted EPS from Cont Ops	3.64	1.96	2.75	3.53	8.04	5.21	4.83	4.05	4.2	5.67

Balance Sheet (USD)

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	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	119	140	144	116	183	310	257	202	186	124
+ Cash & Cash Equivalents	39	50	38	14	84	173	35	27	42	46
+ ST Investments	80	91	106	102	99	137	222	175	144	78
+ Accounts & Notes Receiv	5	5	6	6	5	5	6	8	7	8
+ Accounts Receivable, Net	5	5	6	6	5	5	6	8	7	8
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-124	-145	-150	-122	-189	-314	-263	-209	-194	-132
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	25	24	25	25	28	27	27	26	25	24
+ Property, Plant & Equip	39	39	41	42	44	44	44	43	44	44
- Accumulated Depreciation	14	15	16	17	16	17	16	17	19	20
+ LT Investments & Receivables	80	91	106	102	99	137	222	175	144	154
+ LT Investments	80	91	106	102	99	137	222	175	144	154
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-105	-115	-131	-127	-127	-164	-249	-201	-169	-179
+ Total Intangible Assets	7	7	7	7	8	9	9	9	9	9
+ Goodwill	- -	- -	- -	7	8	9	9	9	9	9
+ Other Intangible Assets	7	7	7	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-112	-122	-138	-134	-136	-173	-258	-209	-178	-187
Total Assets	954	1,065	1,125	1,144	1,328	1,404	1,543	1,553	1,539	1,596
+ Payables & Accruals	11	13	13	17	22	18	18	22	22	23
+ Accounts Payable	10	12	13	16	21	17	17	21	22	23
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	1	1	1	1	1	1
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-11	-13	-13	-17	-22	-18	-18	-22	-22	-23
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-11	-13	-13	-17	-22	-18	-18	-22	-22	-23
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	20	61	99	37	20	15	230	126	78	88
+ LT Borrowings	20	61	99	37	20	15	230	126	78	88
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-20	-61	-99	-37	-20	-15	-230	-126	-78	-88
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-20	-61	-99	-37	-20	-15	-230	-126	-78	-88
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	884	973	1,028	1,036	1,201	1,267	1,410	1,417	1,396	1,438
+ Preferred Equity and Hybrid Capital	- -	15	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	8	11	28	28	28	28	28	25	24	23
+ Common Stock	2	2	2	2	2	2	2	2	2	2
+ Additional Paid in Capital	6	9	25	26	26	26	25	22	21	20
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	61	64	70	77	95	107	117	121	130	141
+ Other Equity	- -	1	- -	3	4	2	-12	-10	-10	-6
Equity Before Minority Interest	70	92	97	108	127	137	133	136	143	158
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	70	92	97	108	127	137	133	136	143	158
Total Liabilities & Equity	954	1,065	1,125	1,144	1,328	1,404	1,543	1,553	1,539	1,596
Shares Outstanding	2	2	2	2	2	2	2	2	2	2
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	-19	12	60	22	-64	-158	195	99	35	42
Net Debt to Equity	-26.8	12.52	61.91	20.85	-50.67	-115.66	146.36	72.65	24.67	26.36
Tangible Common Equity Ratio	6.61	6.55	8.06	8.85	8.99	9.16	8.1	8.25	8.79	9.39
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	7	4	7	9	20	13	12	10	10	14
+ Depreciation & Amortization	2	2	1	1	2	2	2	2	2	2
+ Non-Cash Items	2	4	2	2	5	37	10	-5	- -	-3
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	-1	2	- -	- -	1	-1	- -	-1	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	3	2	2	2	3	39	10	-4	- -	-3
+ Chg in Non-Cash Work Cap	9	4	6	-2	-45	5	1	2	1	-2
+ (Inc) Dec in Accts Receiv	- -	-1	-1	- -	1	- -	-1	-2	- -	-1
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	4	- -	1	3	5	-4	- -	3	1	1
+ Inc (Dec) in Other	6	5	6	-5	-51	8	2	1	- -	-2
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	20	14	16	10	-18	58	25	9	13	11
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	1	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	1	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-4	-1	-2	-2	-4	-1	-2	- -	-1	- -
+ Acq of Fixed Prod Assets	-4	-1	-2	-2	-4	-1	-2	- -	-1	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	3	15	- -	-1	-1	-1	-4	-2	-1
+ Increase in Capital Stock	- -	3	15	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	-1	-1	-1	-4	-2	-1
+ Net Change in LT Investment	20	-11	-17	8	10	-40	-104	49	31	-5
+ Dec in LT Investment	31	8	23	15	30	20	54	69	34	19
+ Inc in LT Investment	-11	-19	-39	-7	-21	-59	-158	-20	-3	-24
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-91	-93	-61	-46	- -	-9	-209	-65	-2	-38
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-75	-105	-80	-40	6	-49	-315	-15	28	-44
+ Dividends Paid	-2	-1	-1	-1	-1	-2	-2	-2	-2	-2
+ Net Cash From Debt	15	- -	- -	- -	- -	-6	- -	- -	-17	18
+ Cash From Debt	15	- -	- -	- -	- -	10	- -	- -	33	33
+ Repayments of Debt	- -	- -	- -	- -	- -	-16	- -	- -	-50	-15
+ Other Financing Activities	52	103	39	5	108	77	144	3	-4	23
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	66	105	53	4	106	68	141	-2	-25	38
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	10	14	-11	-27	93	76	-149	-9	17	5
EBITDA	2	2	1	1	2	2	2	2	2	2
EBITDA Margin (%)	3.68	3.28	2.92	2.71	2.13	2.43	2.88	2.88	3.43	2.55
Free Cash Flow	16	13	14	8	-23	57	23	8	12	10
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	16	13	14	8	-23	57	23	8	12	10
Free Cash Flow to Equity	- -	28	-1	8	-23	51	23	9	-5	28
Free Cash Flow per Basic Share	8.61	6.81	6.25	3.32	-9.19	22.91	9.19	3.42	5.01	4.26
Price/Free Cash Flow	2.15	5.54	5.5	9.07	-6.2	2.12	4.52	11.93	7.68	10.64
Cash Flow to Net Income	2.93	3.46	2.35	1.09	-0.92	4.35	2.05	0.87	1.29	0.78
Capital Expenditures	-4	-1	-2	-2	-4	-1	-2	- -	-1	- -