1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Tri-County Financial Group, Inc.

Tri-County Financial Group, Inc.

TYFG
Tri-County Financial Group, Inc.US flagOther OTC
61.00
USD
+1.00
- -
145.09MMarket Cap
Tri-County Financial Group, Inc.
TYFG
(Other OTC)

Recent

price

61.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
26.28
24.59
20.48
20.44
30.36
29.23
24.02
23.75
23.85
28.24
29.39
Revenue per Share
3.32
2.13
2.93
3.61
8.16
5.34
4.93
4.09
4.25
5.73
6.55
Basic EPS, GAAP
8.61
6.81
6.25
3.32
-9.19
22.91
9.19
3.42
5.01
4.26
2.22
Free Cash Flow per Basic Share
0.91
0.59
0.64
0.6
0.6
0.75
0.9
0.91
0.89
1
0.5
Dividend per Share
34.78
35.37
31.43
32.35
39.59
44.07
48.04
50.46
53.87
60.17
61.93
Book Value per Share
34.38
37.02
39.29
40.94
48.01
51.61
50.13
51.92
54.81
62.54
64.33
Tangible Book Value per Share
2
2
2
2
2
2
2
2
2
2
2
Basic Weighted Avg Shares
48
46
47
50
75
72
60
58
59
67
70
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2
2
1
1
2
2
2
2
2
2
1
Depreciation Expense
7
4
7
9
20
13
12
10
10
14
16
Net Income, GAAP
31.09
41.88
23.78
24.91
26.89
26.21
25.61
24.91
24.74
26.04
26.31
Effective Tax Rate (%)
14
8.67
14.57
17.67
26.86
18.26
20.54
17.24
17.82
20.29
22.29
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
20
61
99
37
20
15
230
126
78
88
66
LT Debt
70
92
97
108
127
137
133
136
143
158
162
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
6.16
9.7
11.71
22.73
12.78
10.72
8.27
8.15
9.91
11.7
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
132
88
66
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
117
117
124

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
205
124
132
Accounts Receivable, Net
10
8
9
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
23
23
23
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
4.53%
10.18%
Free Cash Flow
- -
-88.81%
-17.33%
Net Income, GAAP
- -
-4.98%
31.01%
Sales/Revenue/Turnover
- -
-1.57%
15.02%
Total Cash Common Dividend
- -
10.55%
9.7%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
15
15
- -
- -
59
2025
15
17
17
18
67
2026
18
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.27
- -
- -
- -
4.25
2025
1.07
- -
1.56
- -
5.73
2026
1.88
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.89
2025
0.25
- -
- -
- -
1
2026
0.25
- -
- -
- -
- -
Similar Companies
First Citrus Bancorporation, Inc. (FCIT)
First Merchants Corporation (FRMEP)
Delhi Bank Corp. (DWNX)
BTV Vier Länder Bank AG (BTS.VI)
Peoples Bancorp, Inc. (PEBC)
First Mid Bancshares, Inc. (FMBH)
Business
Tri-County Financial Group, Inc. (TYFG) operates as a bank holding company for First State Bank, providing commercial banking, mortgage banking, and insurance services to individuals and businesses primarily in north central Illinois. The company offers deposit products including demand, savings, money market, and time deposits as well as individual retirement accounts; loan products through its Commercial Banking segment encompassing retail lending, commercial lending, commercial real estate lending, agricultural lending, private banking, and other banking services; residential mortgage banking products; and insurance services covering home, auto, motorcycle, health, life, farm policies, crop hail, and multi-peril insurance, with additional offerings such as online banking, mobile banking, safe deposit boxes, traveler's checks, night depositories, automated clearinghouse transactions, wire transfers, and automated teller machine services. First State Bank maintains approximately 19 branches in communities including Mendota, Peru, LaMoille, McNabb, Streator, Ottawa, Earlville, Bloomington, St. Charles, Geneva, Batavia, North Aurora, Shabbona, Waterman, Sycamore, Rochelle, Princeton, West Brooklyn, and Champaign, with mortgage banking offices extending into Illinois and Wisconsin. Founded in 1986 and headquartered at 706 Washington Street in Mendota, Illinois, the company focuses on regional banking in the agricultural and commercial sectors. Recent developments include total loans reaching $1.30 billion as of June 30, 2025, up 1% year-over-year, with the investment portfolio increasing 3% to $148.2 million; solid capital levels featuring a Tier 1 leverage ratio of 9.91%; an announcement of a $1 million common stock repurchase program; and ongoing emphasis on asset quality improvements, with nonperforming loans at 0.33%.

Company News

APIChat

  • prnewswire.com

    Tri-County Financial Group, Inc. Reports First Quarter 2026 Financial Results

  • prnewswire.com

    Tri-County Financial Group, Inc. Reports Fourth Quarter and Year-to-Date 2025 Financial Results

  • prnewswire.com

    Tri-County Financial Group, Inc. Reports First Quarter 2025 Financial Results

  • prnewswire.com

    Tri-County Financial Group, Inc. Reports Fourth Quarter 2024 Financial Results

  • prnewswire.com

    Tri-County Financial Group, Inc. Reports Third Quarter 2024 Financial Results

  • prnewswire.com

    Tri-County Financial Group, Inc. Reports Second Quarter 2024 Financial Results

  • prnewswire.com

    Tri-County Financial Group, Inc. Reports First Quarter 2024 Financial Results

  • prnewswire.com

    Tri-County Financial Group, Inc. Reports Fourth Quarter 2023 Financial Results

  • prnewswire.com

    Tri-County Financial Group, Inc. Reports Third Quarter 2023 Financial Results

  • prnewswire.com

    Tri-County Financial Group, Inc. Reports Second Quarter 2023 Financial Results

  • prnewswire.com

    Tri-County Financial Group, Inc. Reports Second Quarter 2021 Financial Results

  • prnewswire.com

    Tri-County Financial Group, Inc. Announces Repurchase Program