United Bancorporation of Alabama, Inc.
Other OTCTotal Valuation
United Bancorporation of Alabama, Inc. carries a market capitalization of 166.80M, placing it among publicly traded companies globally. Its enterprise value stands at -94.54M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 166.80M |
| Enterprise Value | -94.54M |
Share Statistics
United Bancorporation of Alabama, Inc. currently has 3.37M shares outstanding.
| Shares Outstanding | 3.37M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
United Bancorporation of Alabama, Inc. trades at a trailing price-to-earnings ratio of 8.31. The price-to-sales ratio is 2.21, and the price-to-book ratio stands at 1.21.
| PE Ratio | 8.31 |
| PS Ratio | 2.21 |
| PB Ratio | 1.21 |
| P/TBV Ratio | 1.28 |
| P/FCF Ratio | N/A |
| P/OCF Ratio | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 12.24 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 15.12 |
| Return on Assets (ROA) | 1.69 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, United Bancorporation of Alabama, Inc. has paid 6.60M in income taxes, reflecting an effective tax rate of 21.81.
| Income Tax | 6.60M |
| Effective Tax Rate | 21.81 |
Stock Price Statistics
United Bancorporation of Alabama, Inc.'s stock has gained approximately 6.74487% over the past 52 weeks. The 50-day moving average sits at 52.85, while the 200-day moving average is 53.12.
| Beta (5Y) | N/A |
| 52-Week Price Change | 6.74487% |
| 50-Day Moving Average | 52.85 |
| 200-Day Moving Average | 53.12 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, United Bancorporation of Alabama, Inc. generated 81.83M in revenue and converted that into 23.67M in net income, yielding earnings per share of 6.89.
| Revenue | 81.83M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 30.27M |
| Net Income | 23.67M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 6.89 |
Balance Sheet
United Bancorporation of Alabama, Inc. holds 432.85M in cash and equivalents against 33.34M in total debt, resulting in a net debt position of -113.83M.
| Cash & Cash Equivalents | 432.85M |
| Total Debt | 33.34M |
| Net Debt | -113.83M |
| Equity (Book Value) | 150.38M |
| Book Value Per Share | 43.79 |
| Working Capital | N/A |
Margins
United Bancorporation of Alabama, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 36.99 |
| Profit Margin | 28.92 |
| EBITDA Margin | N/A |
Dividends & Yields
The company's payout ratio of -8.51 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | -8.51 |
| Shareholder Yield | N/A |
| FCF Yield | N/A |
Stock Splits
United Bancorporation of Alabama, Inc.'s most recent stock split took place on July 18, 2012 with a 1:1.00009 split ratio.
| Last Split Date | 7/18/2012 |
| Split Ratio | 1:1.00009 |
Scores
United Bancorporation of Alabama, Inc. posts an Altman Z-Score of 0.30, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.30 |