United Bancorporation of Alabama, Inc.
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- United Bancorporation of Alabama, Inc. United Bancorporation of Alabama, Inc. (OTCQX: UBAB) operates as a financial holding company that owns United Bank, a community bank providing retail and commercial banking services including deposit products such as checking accounts, savings accounts, certificates of deposit, and individual retirement accounts; loan products comprising commercial real estate loans, residential mortgages, construction loans, consumer loans, and credit advantage loans designed to build credit scores while encouraging savings; digital banking solutions encompassing mobile and online banking platforms recently enhanced through a partnership with Jack Henry for the LoanVantage solution and Banno Digital Platform; and additional services like debit cards, fraud protection, and small business programs targeting agriculture and local enterprises. United Bank, designated as a Community Development Financial Institution (CDFI), maintains 19 full-service branches and four loan production offices across six counties in Southwest Alabama—including Atmore (headquarters location since the company's banking roots established in 1904), Brewton, Monroeville, Bay Minette, Daphne, Foley—and Northwest Florida's panhandle serving communities in Jay, Milton, Pace, and surrounding areas. UB Community Development, another key subsidiary also designated as a CDFI, advances economic growth in underserved markets via New Markets Tax Credits, affordable housing initiatives, and community facilities programs. In recent strategic developments, United Bancorporation completed the acquisition of Town-Country National Bank in 2021 for $28.5 million in cash consideration, rebranding it as Town-Country United Bank to expand into Wilcox County and adjacent Alabama markets; this was followed by the merger of Town-Country United Bank into United Bank effective October 1, 2024, consolidating operations under a single banking entity with approximately $1.4 billion in total assets and enhancing service delivery in Camden and surrounding communities. The company continues to emphasize its CDFI status through programs like a $10.3 million Capital Magnet Fund award recognized in 2024 financials, alongside robust loan growth and revenue increases from service charges, debit card incentives, and NMTC transaction unwinds. United Bancorporation primarily targets consumers, small businesses, and underserved populations in its core regions, fostering local economic development without noted parent company affiliations.
UNITED BANCORPORATION OF ALABAMA, INC. ISSUES STATEMENT REGARDING MERION ROAD CAPITAL MANAGEMENT AND BLUE HILL ADVISORS
Merion Road Capital Management and Blue Hill Advisors urge United Bancorporation of Alabama to return excess capital, improve profitability, and strengthen corporate governance
United Bancorporation of Alabama, Inc. Announces Dividend
United Bancorporation of Alabama, Inc. Announces Renewal of Stock Repurchase Program
United Bancorporation of Alabama, Inc. Announces Renewal of Stock Repurchase Program
United Bancorporation of Alabama, Inc. Announces First Quarter Results
Contrasting Omni Financial Services (OTCMKTS:OFSI) and United Bancorporation of Alabama (OTCMKTS:UBAB)
United Bancorporation of Alabama to Present at the Banking Virtual Investor Conference on March 26th
United Bancorporation of Alabama (OTCMKTS:UBAB) Trading Down 1% – What’s Next?
United Bancorporation of Alabama, Inc. Announces Fourth Quarter Results
United Bancorporation of Alabama, Inc. Announces Dividend
United Bancorporation of Alabama, Inc. (UBAB) Q3 2025 Earnings Call Transcript
United Bancorporation of Alabama, Inc. Announces Third Quarter Results
United Bancorporation of Alabama, Inc. Announces Dividend
United Bancorporation of Alabama, Inc. Announces Renewal of Stock Repurchase Program
United Bancorporation of Alabama, Inc. Announces First Quarter Results
United Bancorporation of Alabama, Inc. Announces Fourth Quarter Results
United Bancorporation of Alabama, Inc. Announces Semiannual Dividend
United Bancorporation of Alabama, Inc. Repurchases all Common Stock Held by its 401(K) Employee Stock Ownership Plan
United Bank Awarded $9 Million Capital Magnet Fund Award by US Department of Treasury