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    Banks - Diversified
UBS Group AG

UBS Group AG

UBSG.SW
UBS Group AGCH flagSwiss Exchange
41.90
CHF
+0.71
- -
127.36BMarket Cap
UBS Group AG
UBSG.SW
(Swiss Exchange)

Recent

price

41.90

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
8.91
7.81
7.39
8.18
7.57
8.2
7.71
7.98
8.04
7.91
8.95
10.07
10.2
13.05
14.18
15.01
15.81
Revenue per Share
2.1
1.17
-0.72
0.95
0.94
1.7
0.9
0.26
1.21
1.17
1.83
2.14
2.34
8.68
1.59
2.46
2.92
Basic EPS, GAAP
3.63
-4.33
19.27
15.91
1.44
0.35
-5.41
-14.46
7.3
4.95
9.8
8.49
3.99
26.77
0.4
6.18
1.49
Free Cash Flow per Basic Share
- -
- -
0.18
0.17
0.25
0.76
0.87
0.61
0.65
0.69
0.73
0.37
0.51
0.53
0.71
0.91
- -
Dividend per Share
5.64
6.79
6.33
6.29
6.12
8.19
6.83
7.07
8.25
9.41
10.92
12.68
15.43
23.71
24.51
26.36
27.77
Book Value per Share
10.99
12.17
12.44
13.07
12.93
13.91
12.69
12.38
12.45
13.16
14.87
15.68
15.62
24.94
24.6
26.51
27.38
Tangible Book Value per Share
3,790
3,774
3,754
3,763
3,720
3,690
3,715
3,716
3,730
3,663
3,583
3,483
3,261
3,153
3,198
3,152
3,126
Basic Weighted Avg Shares
33,773
29,489
27,750
30,797
28,154
30,261
28,627
29,652
30,005
28,975
32,074
35,059
33,270
41,140
45,346
47,295
49,407
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1,107
944
871
1,013
910
1,039
1,090
1,124
1,293
1,940
2,126
2,118
2,061
3,750
3,798
3,529
3,379
Depreciation Expense
7,972
4,397
-2,476
3,804
3,649
6,276
3,348
969
4,515
4,304
6,557
7,457
7,629
27,366
5,086
7,767
9,115
Net Income, GAAP
- -
16.98
- -
- -
- -
- -
18.46
80.45
24.5
22.72
19.41
21.07
20.22
3.09
24.56
11.93
13.38
Effective Tax Rate (%)
23.61
14.91
-8.92
12.35
12.96
20.74
11.7
3.27
15.05
14.85
20.44
21.27
22.93
66.52
11.22
16.42
18.45
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
139,365
167,618
178,083
137,788
139,533
135,647
150,894
146,103
152,726
161,434
159,797
175,645
163,600
339,155
301,914
302,172
343,922
LT Debt
52,175
56,250
53,784
56,268
54,982
57,978
53,586
52,554
53,104
54,675
59,764
61,002
57,218
86,155
85,573
90,484
92,502
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
47.98
18.7
-11
15.08
15.1
23.68
12.04
3.75
15.83
13.19
17.82
17.91
16.15
43.77
6.64
9.62
10.9
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
28,874
33,870
- -
LT Borrowings
308,565
297,915
343,922
LT Finance Leases
4,362
4,257
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,124
3,092
3,103
Market Capitalization
103,336
116,571
96,061

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
231,213
224,877
239,205
Accounts Receivable, Net
35,679
40,276
40,789
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
105,603
106,367
112,680
ST Debt
28,874
33,870
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.53%
10.3%
5.74%
Free Cash Flow
22.28%
362.4%
1,433.36%
Net Income, GAAP
54.2%
49.21%
52.71%
Sales/Revenue/Turnover
4.9%
8.48%
4.3%
Total Cash Common Dividend
4.07%
8.04%
27.04%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
11,904
11,073
11,464
11,060
45,346
2025
11,983
11,499
11,938
12,199
47,295
2026
13,771
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.55
0.35
0.45
0.24
1.59
2025
0.53
0.75
- -
0.39
2.46
2026
0.98
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.71
2025
- -
- -
- -
- -
0.91
2026
- -
- -
- -
- -
- -
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Business
UBS Group AG is a leading global wealth manager and universal bank headquartered in Zurich, Switzerland, with registered offices in Zurich and Basel; founded through the 1998 merger of Union Bank of Switzerland (1862) and Swiss Bank Corporation (1872), it restructured as a holding company in 2014 owning 100% of UBS AG and operates worldwide in over 50 markets with a focus on Switzerland, Europe, Asia-Pacific, and the Americas. The company delivers comprehensive financial services through five core divisions: Global Wealth Management offering personalized investment advice, portfolio management, and holistic planning for high-net-worth individuals and families; Personal & Corporate Banking providing retail banking products including cash accounts, payments, savings, retirement plans, investment funds, residential mortgages, and advisory services to private, corporate, and institutional clients primarily in Switzerland; Asset Management delivering diversified capabilities across traditional and alternative asset classes such as equities, fixed income, real assets, and hedge funds, along with platform solutions and advisory support to institutions, intermediaries, and wealth clients; Investment Bank providing advisory and M&A services, bespoke financing, debt and equity capital markets access, ESG solutions, global financing, equities, foreign exchange, rates, credit trading, and market-making; and Group Functions encompassing risk control, compliance, IT, HR, operations, and asset-liability management. UBS maintains leading positions in Swiss retail and corporate lending, serves one in three Swiss households and pension funds, over 85% of the nation's largest corporations and banks, and manages approximately US$6.1 trillion in invested assets as of late 2024. Recent developments include the 2023 completion of its regulatory-assisted acquisition of Credit Suisse Group AG, enhancing wealth, asset management, and capital-light operations with ongoing integration targeting US$13 billion in gross cost savings by end-2026, including branch consolidations, client migrations, and platform transitions; a 2025 strategic collaboration with India's 360 ONE WAM Ltd involving the transfer of onshore Indian wealth operations, acquisition of warrants for a 4.95% stake, and joint client access to onshore-offshore solutions; and a partnership with General Atlantic to expand private credit capabilities within its Investment Bank.