Svenska Handelsbanken AB (publ)

Svenska Handelsbanken AB (publ)

SVNLF
Svenska Handelsbanken AB (publ)US flagOther OTC
14.47
USD
- -
- -
28.14BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
19.07
20.08
21.14
21.14
21.43
22.08
22.76
20.38
22.12
24.91
31.33
31.47
28.69
28.68
Basic EPS, GAAP
7.51
7.96
8.57
8.43
8.28
8.93
8.65
7.87
9.86
10.95
14.7
13.86
11.98
12
Free Cash Flow per Basic Share
56.6
27.69
-143.42
1.58
19.79
38.67
10.3
43.19
24.06
-20.1
10.78
21.67
-23.93
-26.02
Dividend per Share
3.58
5.5
5.83
5.94
5
7.5
5.46
- -
8.42
5
8
13
15
- -
Book Value per Share
56.01
58.42
61.15
63.04
65.76
67.65
70.48
77.87
79.34
84.13
90.95
92.22
89.21
74.92
Tangible Book Value per Share
54.35
62.24
62.93
65.9
67.76
67.79
75.96
80.88
87.59
93.75
99.25
101.82
96.65
82.96
Basic Weighted Avg Shares
1,904
1,907
1,907
1,927
1,944
1,944
1,957
1,980
1,980
1,980
1,980
1,980
1,980
1,980
Sales/Revenue/Turnover
36,318
38,296
40,319
40,738
41,660
42,933
44,532
40,350
43,806
49,328
62,040
62,314
56,805
56,788
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
476
462
487
495
619
713
1,670
1,966
2,118
4,301
1,748
2,435
1,941
1,987
Net Income, GAAP
14,295
15,183
16,342
16,244
16,099
17,354
16,922
15,585
19,527
21,676
29,107
27,451
23,727
23,763
Effective Tax Rate (%)
21.64
21.18
20.89
21.33
23.41
21.15
22.35
22.56
19.71
20.24
23.17
22.26
21.97
22.04
Profit Margin (%)
39.36
39.65
40.53
39.87
38.64
40.42
38
38.62
44.58
43.94
46.92
44.05
41.77
41.85
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,400,164
1,561,537
1,344,066
1,348,698
1,361,808
1,491,512
1,466,740
1,397,553
1,438,325
1,660,193
1,851,296
1,839,117
1,686,238
1,805,342
Total Equity
111,339
126,827
128,268
136,381
141,604
142,261
159,832
171,473
181,731
194,024
205,086
210,028
199,355
172,228
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
13.89
13.93
14.33
13.64
12.91
13.38
12.56
10.67
12.55
13.39
16.79
15.14
13.21
15.46

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,980
1,980
1,980
Market Capitalization
248,672
274,130
237,716

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
628,708
432,680
573,114
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.6%
3.15%
-5.08%
Free Cash Flow
91.53%
-98.16%
-210.45%
Net Income, GAAP
4.72%
10.26%
-13.57%
Sales/Revenue/Turnover
3.92%
7.71%
-8.84%
Total Cash Common Dividend
- -
30.63%
15.38%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
15,249
15,452
15,541
16,074
62,314
2025
14,967
13,671
14,144
14,181
56,805
2026
14,792
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3.33
3.43
3.64
3.46
13.86
2025
3.19
2.77
- -
3.02
11.98
2026
3.21
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
13
- -
- -
- -
13
2025
- -
- -
- -
- -
15
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Michael Green
Full Time Employees
11,799
Sector
Financial Services
Industry
Banks - Diversified
Address
KungstrAedgArdsgatan 2 Stockholm Sweden 106 70
IPO Date
Apr 18, 2012
Business
Svenska Handelsbanken AB (publ) operates as a leading Nordic banking group offering a comprehensive range of financial services to private, corporate and institutional customers; its core products and services include personal banking solutions such as savings accounts, transaction accounts, cards, mortgages and private banking; corporate banking encompassing business accounts, currency services, cash pooling, forestry and agriculture financing, bilateral lending, capital markets financing and cash management; investment banking with equities, fixed income, commodities, currencies, discretionary wealth management, structured products, funds, corporate finance and debt capital markets; as well as insurance, advisory services and trading. Headquartered at Kungsträdgårdsgatan 2 in Stockholm, Sweden, the bank was founded in 1871 and maintains home market operations primarily in Sweden, the United Kingdom, Norway and the Netherlands, supported by an international network including branches in Luxembourg and the United States. In recent developments, Handelsbanken completed the divestiture of its Finnish operations in early 2025 as part of a strategic focus on core profitable markets, divested Finnish loan portfolios to Rocker AB in December 2024 alongside Ecster AB, added itself to HLPartnership's lender panel in November 2025 to expand intermediary mortgage offerings in the UK, and overhauled its lending systems with Vilja in 2025, going live in branches by mid-year to enhance operational efficiency.

Company News

APIChat
  • Svenska Handelsbanken AB (publ) (SVNLY) Q1 2026 Earnings Call Transcript

  • Svenska Handelsbanken AB (publ) (SVNLY) Discusses Pre-Close Trends in NII, Lending Volumes, Policy Rates and Fee Developments Transcript

  • Svenska Handelsbanken: Declining Net Interest Income, But Nice Dividend

  • Svenska Handelsbanken AB (publ) (SVNLY) Q4 2025 Earnings Call Transcript

  • Svenska Handelsbanken AB (publ) (SVNLY) Discusses Impact of Regulatory Changes and Deposit Requirements Ahead of Interim Report Transcript

  • Svenska Handelsbanken: Q3, More Progress On Cost Control

  • Svenska Handelsbanken AB (publ) (SVNLY) Q3 2025 Earnings Call Transcript

  • Svenska Handelsbanken: A Rock-Solid Bank Trapped In An Overpriced Market

  • Svenska Handelsbanken Q2 Earnings: Not Quite As Bad As It Looks

  • Svenska Handelsbanken AB (publ) (SVNLF) Q2 2025 Earnings Call Transcript

  • Svenska Handelsbanken: Stability, Dividends, Growth, And Outperformance

  • Svenska Handelsbanken: Credit Can Be A Differentiator

  • Svenska Handelsbanken AB (publ) (SVNLF) Q1 2025 Earnings Call Transcript

  • Svenska Handelsbanken: More Progress On Efficiency

  • Svenska Handelsbanken: Funding Cost Declines Supported By Rate Cuts

  • Svenska Handelsbanken AB (publ) (SVNLF) Q4 2024 Earnings Call Transcript

  • Svenska Handelsbanken: Efficiency And Asset Quality Drive A Better Q3

  • Svenska Handelsbanken: One Of The Safest Banks In The World

  • Svenska Handelsbanken AB (SVNLF) Q3 2024 Earnings Call Transcript

  • Svenska Handelsbanken: Cheap On Asset Quality And Margin Concerns