1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
United Community Banks, Inc.

United Community Banks, Inc.

UCBIO
United Community Banks, Inc.US flagNASDAQ Global Select
23.88
USD
-0.45
- -
2.85BMarket Cap
United Community Banks, Inc.
UCBIO
(NASDAQ Global Select)

Recent

price

23.88

P/E

ratio

- -

div

yld

- -

ROIC.AI

2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
TTM
FRC
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
290
294
290
282
284
275
278
330
403
430
516
558
639
687
868
872
879
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
15
15
16
21
33
26
20
23
30
27
31
24
-9
-2
47
45
42
Depreciation Expense
-63
-228
-502
-227
34
273
68
72
101
68
166
186
164
270
277
188
191
Net Income, GAAP
- -
- -
- -
- -
3.01
- -
36.85
37.77
38.24
60.76
23.07
22.2
21.66
22.42
22.06
19.35
19.58
Effective Tax Rate (%)
-21.91
-77.65
-173.46
-80.44
11.91
99.41
24.29
21.69
24.95
15.76
32.17
33.3
25.66
39.3
31.96
21.51
21.75
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
386
265
205
161
165
250
400
594
884
625
267
213
327
247
875
325
325
LT Debt
989
962
636
575
581
796
740
1,018
1,076
1,303
1,458
1,636
2,008
2,222
2,701
3,262
3,343
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-17.99
-132.57
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
93.7
81.71
52.29
27.51
25.25
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'23
Mar'24
Jun'24
ST Debt
- -
- -
- -
LT Borrowings
325
325
325
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
88
88
88
Shares Outstanding
119
119
119
Market Capitalization
- -
- -
- -

Working Capital

FRC

•

in mil. unless spec.
Dec'23
Mar'24
Jun'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4,335
4,355
4,168
Accounts Receivable, Net
88
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.72%
17.59%
20.77%
Free Cash Flow
17.15%
20.87%
-60.77%
Net Income, GAAP
11.86%
7%
-32.41%
Sales/Revenue/Turnover
12.57%
11.38%
0.44%
Total Cash Common Dividend
33.91%
20.57%
20.95%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
198
206
226
238
868
2023
236
231
229
175
872
2024
234
240
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
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Business
United Community Banks, Inc. (NASDAQ: UCBIO) operates as a regional bank holding company that provides a range of retail and commercial banking products and services through its subsidiary United Community Bank; these include deposit products such as checking, savings, money market, and certificates of deposit accounts, as well as loan products encompassing commercial real estate loans, construction and land development loans, one- to four-family residential construction loans, commercial and industrial loans, consumer installment loans, home equity loans and lines, and indirect automobile loans. The company also offers wealth management services, including financial planning, trust administration, estate settlement services, brokerage services, and investment advisory services; insurance products through agency and brokerage services; and digital banking solutions such as online and mobile banking platforms. Founded in 1950 and headquartered in Blairsville, Georgia, United Community Banks serves customers primarily in the Southeast United States, with operations across Georgia, North Carolina, South Carolina, Tennessee, Florida, and Virginia through approximately 200 branches. In recent developments, the company completed the acquisition of Consolidated Banking Corporation in September 2024, significantly expanding its footprint in coastal Georgia markets and adding key deposit and loan portfolios to enhance its market position; it also announced a strategic partnership with Pinnacle Financial Partners in late 2024 to bolster wealth management capabilities amid regional growth initiatives.