The Hachijuni Bank, Ltd.
HACBF
Other OTC6.13
USD
- -
- -
CIK
0000793742
ISIN
JP3769000005
Return %
Stock
S&P500
1Y
-0.02
26.53
3Y
40.57
76.60
5Y
76.12
80.11
Capital Structure
FRC
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in mil. unless spec.Working Capital
FRC
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in mil. unless spec.Growth Rates
FRC
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in mil. unless spec.Quarterly Revenue
FRC
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.- CEO
- Masaki Matsushita
- Full Time Employees
- 4,140
- Sector
- Financial Services
- Industry
- Banks - Regional
- Address
- 178-8, Nakagosho Okada Nagano Japan 380-8682
- IPO Date
- Apr 6, 2016
- CIK
- 0000793742
- Website
- 82bank.co.jp
- Similar Companies
- Business
- The Hachijuni Bank, Ltd. is a regional financial institution headquartered in Nagano, Japan, founded in 1877, providing a comprehensive range of banking products and services primarily in the Shinshu region and broader Japan. Its core offerings include various deposit products such as foreign currency deposits, structured deposits, time deposits, savings and fixed deposits; an array of loan services including housing loans, car loans, education loans, remodeling loans, medical loans, overdraft facilities, business loans, founding support loans, and specialized Hachini free loans; as well as public and private placement bonds. The bank also markets insurance products encompassing life, medical, education, and fire insurance. Additionally, it offers financial services including credit and debit card issuance, pension plans, investment trusts, inheritance services, internet and mobile banking platforms, pension consultations, foreign currency reserves, payment collection and expense settlement services, alongside management and business support services. It further engages in financial products brokerage and trust-related information services. Significantly, The Hachijuni Bank has recently embarked on a major strategic initiative culminating in a planned full merger with its wholly owned subsidiary, Nagano Bank, scheduled for January 1, 2026, contingent on regulatory approval. This merger, forming the Hachijuni Nagano Bank, is part of the bank's Vision 21 long-term growth strategy to expand service offerings, geographic reach, and human capital diversity, thereby strengthening its market position and fostering sustainable growth. The bank also announced the Mt. Fuji-Alps Alliance in March 2025, a strategic wide-area alliance extending beyond Nagano Prefecture aimed at enhancing support for clients' growth activities such as business succession and mergers and acquisitions. Moreover, the bank continues to implement initiatives to increase assets under custody, promote structured financing, consolidate branch networks, standardize systems, and expand its operational footprint including preliminary steps toward overseas business development. The Hachijuni Bank operates in the regional banking sector with a business model centered on serving retail and corporate customers, including small and medium-sized enterprises, through a blend of traditional banking products and innovative collaborative efforts with FinTech firms and strategic partnerships. These partnerships have enabled expanded access to credit products, growth in international trade financing, and enhanced digital banking capabilities. The bank reported a substantial increase in profit in the fiscal year 2024, driven by expanded interest and service income despite rising expenses from wage and system investments. It maintains strong asset quality and a solid capital base with credit ratings reflective of its prudent risk management and operational resilience. The bank’s integrated approach supports local economic development while pursuing strategic growth and diversification initiatives to meet evolving market demands.