U & I Financial Corp.
Other OTCTotal Valuation
U & I Financial Corp. carries a market capitalization of 21.91M, placing it among publicly traded companies globally. Its enterprise value stands at -1.67M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 21.91M |
| Enterprise Value | -1.67M |
Share Statistics
U & I Financial Corp. currently has 5.48M shares outstanding.
| Shares Outstanding | 5.48M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
| PE Ratio | N/A |
| PS Ratio | 1.41 |
| PB Ratio | N/A |
| P/TBV Ratio | 0.62 |
| P/FCF Ratio | N/A |
| P/OCF Ratio | N/A |
Enterprise Valuation
| EV / Sales | 1.87 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 70.86 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | N/A |
| Return on Assets (ROA) | -6.68 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, U & I Financial Corp. has paid 6.37M in income taxes, reflecting an effective tax rate of 54.43.
| Income Tax | 6.37M |
| Effective Tax Rate | 54.43 |
Stock Price Statistics
U & I Financial Corp.'s stock has gained approximately 21.21212% over the past 52 weeks. The 50-day moving average sits at 4.12, while the 200-day moving average is 3.93.
| Beta (5Y) | N/A |
| 52-Week Price Change | 21.21212% |
| 50-Day Moving Average | 4.12 |
| 200-Day Moving Average | 3.93 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, U & I Financial Corp. generated 12.41M in revenue and converted that into -32.83M in net income, yielding earnings per share of -5.99.
| Revenue | 12.41M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | -26.45M |
| Net Income | -32.83M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | -5.99 |
Balance Sheet
U & I Financial Corp. holds 39.20M in cash and equivalents against 20.00M in total debt, resulting in a net debt position of -19.20M.
| Cash & Cash Equivalents | 39.20M |
| Total Debt | 20.00M |
| Net Debt | -19.20M |
| Equity (Book Value) | N/A |
| Book Value Per Share | N/A |
| Working Capital | N/A |
Margins
U & I Financial Corp. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | -213.23 |
| Profit Margin | -264.58 |
| EBITDA Margin | N/A |
Stock Splits
U & I Financial Corp.'s most recent stock split took place on October 4, 2017 with a 20:21 split ratio.
| Last Split Date | 10/4/2017 |
| Split Ratio | 20:21 |
Scores
U & I Financial Corp. posts an Altman Z-Score of 0.06, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.06 |