U & I Financial Corp.

UNIF

UNIFU & I Financial Corp. US flag

Other OTC

4.00

USD

- -

21.91MMarket Cap

Income Statement (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	12	11	14	16	19	22	27	25	17	11
+ Sales & Services Revenue	12	11	14	16	19	22	27	25	17	11
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	5	4	5	6	7	8	9	9	7	7
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-5	-4	-5	-6	-7	-8	-9	-9	-7	-7
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-5	-4	-6	-7	-8	-10	-14	14	24	2
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-5	-4	-6	-7	-8	-10	-14	14	24	2
Pretax Income	5	4	6	7	8	10	14	-14	-24	-2
- Income Tax Expense (Benefit)	1	1	1	1	1	2	3	-3	7	- -
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	4	3	5	6	6	9	11	-11	-31	-2
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	4	3	5	6	6	9	11	-11	-31	-2
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	4	3	5	6	6	9	11	-11	-31	-2
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	4	3	5	6	6	9	11	-11	-31	-2
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	- -	- -	- -	- -	- -	- -	1	1	1	1
EBITDA Margin (%)	2.72	2.6	2.07	1.66	1.31	1.15	2.2	2.43	3.37	5.14
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	28.73	28.42	33.25	34.35	32.18	38.18	41.81	-42.98	-185.2	-19.39
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	0.24	0.1	- -	- -	- -	0.2	0.2	- -	- -
Depreciation Expense	- -	- -	- -	- -	- -	- -	1	1	1	1
Basic Weighted Avg Shares	5	5	5	6	6	6	5	5	5	5
Basic EPS, GAAP	0.72	0.59	0.82	1.02	1.12	1.53	2.03	-1.98	-5.67	-0.39
Basic EPS from Cont Ops	0.72	0.59	0.82	1.02	1.12	1.53	2.03	-1.98	-5.67	-0.39
Diluted Weighted Avg Shares	5	5	5	6	6	6	6	5	5	5
Diluted EPS, GAAP	0.71	0.58	0.82	1.02	1.12	1.49	1.97	-1.98	-5.67	-0.39
Diluted EPS from Cont Ops	0.71	0.58	0.82	1.02	1.12	1.49	1.97	-1.98	-5.67	-0.39

Balance Sheet (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	72	78	78	87	83	86	91	110	106	114
+ Cash & Cash Equivalents	56	44	32	39	25	31	42	61	62	60
+ ST Investments	16	33	47	48	58	55	49	49	45	54
+ Accounts & Notes Receiv	1	1	1	1	2	1	2	2	2	1
+ Accounts Receivable, Net	1	1	1	1	2	1	2	2	2	1
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-73	-78	-79	-88	-85	-87	-92	-113	-108	-115
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	6	6	6	6	6	7	7	6	6	5
+ Property, Plant & Equip	8	8	8	8	8	10	10	10	9	9
- Accumulated Depreciation	1	2	2	2	2	3	3	3	3	3
+ LT Investments & Receivables	16	33	47	48	58	55	51	51	49	57
+ LT Investments	16	33	47	48	58	55	51	51	49	57
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-22	-39	-52	-55	-64	-62	-58	-58	-54	-62
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-22	-39	-52	-55	-64	-62	-58	-58	-54	-62
Total Assets	258	274	305	347	404	456	587	610	522	409
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	1	2	1
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	1	2	1
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	- -	- -	- -	-1	-2	-1
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	- -	- -	- -	-1	-2	-1
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	1	3	12	6	5	12	23	21	51	40
+ LT Borrowings	1	3	12	5	5	10	22	20	50	40
+ LT Finance Leases	- -	- -	- -	1	- -	2	1	1	1	- -
+ Other LT Liabilities	-1	-3	-12	-6	-5	-12	-23	-21	-51	-40
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-1	-3	-12	-6	-6	-12	-23	-21	-51	-40
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	222	235	262	297	345	389	515	549	492	380
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	52	56	28	29	29	30	31	31	32	32
+ Common Stock	26	28	28	29	29	30	31	31	32	32
+ Additional Paid in Capital	26	28	- -	- -	- -	- -	- -	- -	- -	- -
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	11	11	15	21	27	35	43	31	- -	-2
+ Other Equity	- -	- -	-1	- -	2	2	-2	-1	-2	-1
Equity Before Minority Interest	37	39	43	50	59	67	72	61	30	29
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	37	39	43	50	59	67	72	61	30	29
Total Liabilities & Equity	258	274	305	347	404	456	587	610	522	409
Shares Outstanding	- -	- -	6	6	6	6	5	5	5	5
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	1	- -	2	1	1	1	- -
Net Debt	-55	-41	-20	-34	-20	-21	-20	-41	-12	-20
Net Debt to Equity	-148.17	-104.83	-45.33	-66.9	-33.74	-31.43	-27.77	-67.17	-39.04	-68.16
Tangible Common Equity Ratio	14.25	14.38	14.12	14.52	14.63	14.73	12.28	10.07	5.73	7.06
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	4	3	5	6	6	9	11	-11	-31	-2
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	1	1	1	1
+ Non-Cash Items	- -	3	1	-2	-3	-15	9	33	35	- -
+ Stock-Based Compensation	1	1	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	- -	- -	- -	- -	- -	-6	7	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	-1	2	1	-2	-3	-14	8	39	28	-1
+ Chg in Non-Cash Work Cap	-1	- -	- -	- -	-1	2	- -	4	-6	- -
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	-1	1	-1	-1	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	1	- -	- -
+ Inc (Dec) in Other	-1	- -	- -	1	- -	1	- -	3	-7	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	3	7	6	5	3	-4	20	27	-2	-2
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	- -	-3	- -	- -	- -
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	-3	- -	- -	- -
+ Net Change in LT Investment	-3	-16	-14	- -	-7	2	1	- -	2	-8
+ Dec in LT Investment	1	14	1	3	3	2	2	1	5	4
+ Inc in LT Investment	-4	-30	-16	-4	-10	- -	-1	-1	-3	-11
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-11	-14	-23	-34	-42	-30	-133	-31	45	119
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-14	-30	-37	-35	-49	-29	-132	-31	47	111
+ Dividends Paid	- -	-1	-1	- -	- -	- -	-1	-1	- -	- -
+ Net Cash From Debt	- -	2	- -	-7	- -	5	12	- -	30	-10
+ Cash From Debt	- -	3	- -	- -	- -	5	12	- -	305	116
+ Repayments of Debt	- -	-1	- -	-7	- -	- -	- -	- -	-275	-126
+ Other Financing Activities	-23	11	27	41	48	37	115	24	-75	-102
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	-23	12	26	34	48	42	123	23	-45	-112
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	-34	-11	-5	3	1	9	11	19	- -	-2
EBITDA	- -	- -	- -	- -	- -	- -	1	1	1	1
EBITDA Margin (%)	2.72	2.6	2.07	1.66	1.31	1.15	2.2	2.43	3.37	5.14
Free Cash Flow	3	7	6	5	2	-4	20	27	-2	-2
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	3	7	6	5	2	-4	20	- -	- -	- -
Free Cash Flow to Equity	- -	8	6	-2	2	1	32	27	28	-12
Free Cash Flow per Basic Share	0.61	1.23	1.04	0.82	0.45	-0.76	3.57	4.91	-0.3	-0.3
Price/Free Cash Flow	13.16	7.23	8.6	10.67	17.29	-15.05	3	2.14	-12.37	-13.89
Cash Flow to Net Income	0.86	2.11	1.27	0.83	0.43	-0.48	1.79	-2.48	0.05	0.73
Capital Expenditures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -