U & I Financial Corp.
Other OTCCapital Structure
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in mil. unless spec.Working Capital
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in mil. unless spec.Growth Rates
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in mil. unless spec.Quarterly Revenue
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Quarterly Dividends Per Share
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in mil. unless spec.- CEO
- Stephanie Yoon
- Full Time Employees
- 50
- Sector
- Financial Services
- Industry
- Banks - Regional
- Address
- 19315 Highway 99 Lynnwood WA United States of America 98036
- IPO Date
- Feb 19, 2016
- Website
- unibankusa.com
- Similar Companies
- Business
- U & I Financial Corp. (OTCQX: UNIF) operates as the bank holding company for UniBank, a Washington state-chartered commercial bank that provides banking products and services to small- and medium-sized businesses, professionals, and individuals primarily in the United States with a focus on Asian-American communities in Washington state's King, Snohomish, and Pierce counties as well as select West Coast and Sun Belt markets; the company offers deposit products including checking accounts, savings accounts, and certificates of deposit; commercial loans such as commercial real estate term loans, residential real estate loans, construction loans, land loans, business term loans, equipment loans, business lines of credit, business express loans, and professional lines and loans; government-guaranteed loans comprising USDA loans and SBA loans; and digital services including online banking and bill pay, cash management, mobile banking and check deposit, and merchant check deposit. Founded in 2006 and headquartered at 19315 Highway 99 in Lynnwood, Washington, UniBank maintains a full-service branch at its principal office and additional branch offices along the I-5 corridor in the greater Seattle-Bellevue area. Recent leadership changes include the appointment of Stephanie Yoon as permanent Chief Executive Officer of both the holding company and UniBank effective July 16, 2024, following her interim role since February 2024; the addition of Robert Disotell as Executive Vice President and Chief Credit Officer and JJ Kim as Executive Vice President and Chief Banking Officer, both effective September 1, 2024; ongoing deleveraging efforts resulting in significant year-over-year reductions in total assets to $395.1 million, net loans to $298.2 million, and deposits to $344.8 million as of September 30, 2025 alongside improved nonperforming assets ratio to 1.35% and well-capitalized status with Tier 1 Leverage Ratio at 7.32%; a Q2 2025 net income of $757,000 contrasting prior losses; amendments to Q3 2024 financial results reflecting commercial equipment loan charge-offs; and a Written Agreement with the Federal Reserve and Washington Department of Financial Institutions in 2024 addressing capital adequacy, asset quality, and contingency funding.
U & I Financial Corp. Reports First Quarter 2026 Financial Results
U & I Financial Corp. Reports Fourth Quarter 2025 Financial Results
U & I Financial Corp. Reports Third Quarter 2025 Financial Results
U & I Financial Corp. Reports Second Quarter 2025 Financial Results
U & I Financial Corp. Reports First Quarter 2025 Financial Results
U & I Financial Corp. Reports Fourth Quarter and Full Year 2024 Financial Results
U & I Financial Corp. Reports Amended and Restated Third Quarter 2024 Financial Results
UniBank Names Robert Disotell Executive Vice President and Chief Credit Officer
U & I Financial Corp. Reports Second Quarter 2024 Financial Results
U & I Financial Corp. and UniBank Name Stephanie Yoon Chief Executive Officer; Adds New Directors
U & I Financial Corp. Reports First Quarter 2024 Financial Results
7 Small-Cap Gems Under $10 Primed for 1,000% Growth
U & I Financial Corp. Reports Amended and Restated Fourth Quarter and Year-End 2023 Financial Results
UniBank Names Stephanie Yoon Interim CEO
U & I Financial Corp. Reports Fourth Quarter 2023 Financial Results
U & I Financial Corp. Reports Third Quarter 2023 Financial Results
U & I Financial Corp. Declares Cash Dividend of $0.10 Per Share
U & I Financial Corp. Reports Second Quarter 2023 Financial Results
Regional Banks Emerging Nicely From Pandemic
U & I Financial: A Record Setting Year