1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Unity Bancorp, Inc.

Unity Bancorp, Inc.

UNTY
Unity Bancorp, Inc.US flagNASDAQ Global Market
59.96
USD
+1.05
- -
602.05MMarket Cap

Total Valuation

Unity Bancorp, Inc. carries a market capitalization of 602.05M, placing it among publicly traded companies globally. Its enterprise value stands at 646.44M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap602.05M
Enterprise Value646.44M

Share Statistics

Unity Bancorp, Inc. currently has 10.04M shares outstanding.

Shares Outstanding10.04M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Unity Bancorp, Inc. trades at a trailing price-to-earnings ratio of 10.04. The price-to-sales ratio is 4.35, and the price-to-book ratio stands at 1.59.

PE Ratio10.04
PS Ratio4.35
PB Ratio1.59
P/TBV Ratio1.59
P/FCF Ratio21.21
P/OCF Ratio21.28

Enterprise Valuation

On an enterprise value basis, Unity Bancorp, Inc. trades at an EV/EBITDA multiple of 235.50 and an EV/FCF ratio of 22.88.

EV / Sales4.78
EV / EBITDA235.50
EV / EBITN/A
EV / FCF22.88

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity87.79
Debt / EBITDA118.92
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)16.95
Return on Assets (ROA)1.91
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Unity Bancorp, Inc. has paid 17.08M in income taxes, reflecting an effective tax rate of 22.56.

Income Tax17.08M
Effective Tax Rate22.56

Stock Price Statistics

Unity Bancorp, Inc.'s stock has gained approximately 14.77795% over the past 52 weeks. The 50-day moving average sits at 58.65, while the 200-day moving average is 54.59.

Beta (5Y)N/A
52-Week Price Change14.77795%
50-Day Moving Average58.65
200-Day Moving Average54.59
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Unity Bancorp, Inc. generated 135.26M in revenue and converted that into 58.62M in net income, yielding earnings per share of 5.74.

Revenue135.26M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income75.69M
Net Income58.62M
EBITDA2.75M
EBITN/A
Earnings Per Share (EPS)5.74

Balance Sheet

Unity Bancorp, Inc. holds 269.42M in cash and equivalents against 326.43M in total debt, resulting in a net debt position of 76.11M.

Cash & Cash Equivalents269.42M
Total Debt326.43M
Net Debt76.11M
Equity (Book Value)371.81M
Book Value Per Share37.02
Working CapitalN/A

Cash Flow

Unity Bancorp, Inc. produced 27.64M in operating cash flow over the past twelve months. After subtracting -617,000.00 in capital expenditures, free cash flow totaled 27.03M - equivalent to 2.70 per share.

Operating Cash Flow27.64M
Capital Expenditures-617,000.00
Free Cash Flow27.03M
FCF Per Share2.70

Margins

Unity Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin55.96
Profit Margin43.34
EBITDA Margin2.03

Dividends & Yields

The company's payout ratio of 10.27 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.60
Dividend YieldN/A
Payout Ratio10.27
Shareholder Yield-34.67
FCF Yield4.72

Stock Splits

Unity Bancorp, Inc.'s most recent stock split took place on September 13, 2016 with a 10:11 split ratio.

Last Split Date9/13/2016
Split Ratio10:11

Scores

Unity Bancorp, Inc. posts an Altman Z-Score of 0.29, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.29