Unity Bancorp, Inc.
NASDAQ Global MarketTotal Valuation
Unity Bancorp, Inc. carries a market capitalization of 574.74M, placing it among publicly traded companies globally. Its enterprise value stands at 588.32M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 574.74M |
| Enterprise Value | 588.32M |
Valuation Ratios
Unity Bancorp, Inc. trades at a trailing price-to-earnings ratio of 13.33.
| PE Ratio | 13.33 |
| PS Ratio | 5.77 |
| PB Ratio | N/A |
| P/TBV Ratio | N/A |
| P/FCF Ratio | 8.84 |
| P/OCF Ratio | 8.74 |
Enterprise Valuation
On an enterprise value basis, Unity Bancorp, Inc. trades at an EV/EBITDA multiple of 276.99 and an EV/FCF ratio of 8.68.
| EV / Sales | 5.77 |
| EV / EBITDA | 276.99 |
| EV / EBIT | N/A |
| EV / FCF | 8.68 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 221.65 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 24.71 |
| Return on Assets (ROA) | 3.01 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Unity Bancorp, Inc. has paid 12.90M in income taxes, reflecting an effective tax rate of 22.61.
| Income Tax | 12.90M |
| Effective Tax Rate | 22.61 |
Stock Price Statistics
Unity Bancorp, Inc.'s stock has gained approximately 7.55355% over the past 52 weeks. The 50-day moving average sits at 55.64, while the 200-day moving average is 52.63.
| Beta (5Y) | N/A |
| 52-Week Price Change | 7.55355% |
| 50-Day Moving Average | 55.64 |
| 200-Day Moving Average | 52.63 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Unity Bancorp, Inc. generated 101.90M in revenue and converted that into 44.15M in net income, yielding earnings per share of 4.32.
| Revenue | 101.90M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 57.04M |
| Net Income | 44.15M |
| EBITDA | 2.12M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 4.32 |
Cash Flow
Unity Bancorp, Inc. produced 67.29M in operating cash flow over the past twelve months. After subtracting -523,000.00 in capital expenditures, free cash flow totaled 66.77M - equivalent to 6.66 per share.
| Operating Cash Flow | 67.29M |
| Capital Expenditures | -523,000.00 |
| Free Cash Flow | 66.77M |
| FCF Per Share | 6.66 |
Margins
Unity Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 55.98 |
| Profit Margin | 43.32 |
| EBITDA Margin | 2.08 |
Dividends & Yields
The company's payout ratio of 10.07 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.44 |
| Dividend Yield | N/A |
| Payout Ratio | 10.07 |
| Shareholder Yield | -9.29 |
| FCF Yield | 11.32 |
Stock Splits
Unity Bancorp, Inc.'s most recent stock split took place on September 13, 2016 with a 10:11 split ratio.
| Last Split Date | 9/13/2016 |
| Split Ratio | 10:11 |
Scores
Unity Bancorp, Inc. posts an Altman Z-Score of 0.85, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.85 |