Unity Bancorp, Inc. Financial Ratios — UNTY Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	1.88	4.74	7.2	10.07	12.86	14.3	11.49	17.08	15.81	14.13	19.03	17.29	15.86	14.88	18.08
Return on Assets (%)	0.31	0.52	0.59	0.66	0.91	1.16	0.97	1.44	1.43	1.29	1.81	1.72	1.58	1.58	2.06
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	3.09	3.98	3.72	3.76	1.27	1.59	2.31	3.08	2.45	2.49	1.83	2.82	2.36	2.46	2.1
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	9.85	18.98	22.57	25.97	34.44	44.25	41.95	43.39	45.89	40.66	54.67	52.67	52.5	52.1	56.46
Profit Margin (%)	7.57	12.45	15.03	17.42	22.91	28.56	24.11	34.83	35.81	30.89	41.03	39.39	39.34	39.7	43.33
Net Income to Common Margin (%)	2.94	7.75	12.13	17.42	22.91	28.56	24.11	34.83	35.81	30.89	41.03	39.39	39.34	39.7	43.33
Effective Tax Rate (%)	23.2	34.4	33.42	32.92	33.48	35.46	42.53	19.73	21.98	24.02	24.96	25.21	25.07	23.79	23.26
Dvd Payout Ratio (%)	-53.24	-21.57	-5.21	11.81	11.6	11.54	18.46	12.78	13.76	13.95	10.01	11.37	11.89	12.11	9.68
Sustainable Growth Rate (%)	2.88	5.77	7.58	8.88	11.37	12.65	9.37	14.9	13.64	12.16	17.12	15.32	13.98	13.08	16.33

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	45	45	77	125	92	116	270	220	293	213	56	393	367	231	266
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	45	45	77	125	92	116	270	220	293	213	56	393	367	231	266
Total Debt/EBITDA	43.72	33.48	61.14	90.59	174.46	158.46	218.34	113.74	181.17	111.43	34.56	142.71	153.9	89.88	94.79
Net Debt/EBITDA	26.71	16.02	41.98	69.4	131.67	128.34	199.2	103.4	168.13	98.25	-120.89	101.06	72.17	19.62	17.66
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.66	7	6.21	6.95	7.23	8.93	8.11	8.77	9.35	8.88	10.12	9.78	10.14	11.14	11.65
Long-Term Debt/Equity (%)	61.81	58.66	135.49	178.92	117.83	109.43	228.87	159.08	182.51	122.32	27.03	164.41	140.29	78.09	76.98
Long-Term Debt/Capital (%)	38.2	36.97	57.54	64.15	54.09	52.25	69.59	61.4	64.6	55.02	21.28	62.18	58.38	43.85	43.5
Long-Term Debt/Total Assets (%)	5.61	5.55	8.41	12.44	8.52	9.77	18.57	13.95	17.06	10.86	2.73	16.09	14.22	8.7	8.97
Total Debt/Equity (%)	61.81	58.66	135.49	178.92	117.83	109.43	228.87	159.08	182.51	122.32	27.03	164.41	140.29	78.09	76.98
Total Debt/Capital (%)	38.2	36.97	57.54	64.15	54.09	52.25	69.59	61.4	64.6	55.02	21.28	62.18	58.38	43.85	43.5
Total Debt/Total Assets (%)	5.61	5.55	8.41	12.44	8.52	9.77	18.57	13.95	17.06	10.86	2.73	16.09	14.22	8.7	8.97
Net Debt to Equity	37.76	28.07	93.04	137.06	88.93	88.63	208.8	144.62	169.38	107.85	-94.55	116.42	65.78	17.04	14.34
Net Debt/Capital (%)	27.41	21.92	48.2	57.82	47.07	46.99	67.62	59.12	62.88	51.54	-1,177.34	53.79	39.68	14.56	12.54
EBITDA	1	1	1	1	1	1	1	2	2	2	2	3	2	3	3
EBITDA-CapEx	-1	- -	-4	1	- -	-9	- -	- -	1	1	- -	1	1	2	2
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.66	7	6.21	6.95	7.23	8.93	8.11	8.77	9.35	8.88	10.12	9.78	10.14	11.14	11.65
Long-Term Debt/Equity (%)	61.81	58.66	135.49	178.92	117.83	109.43	228.87	159.08	182.51	122.32	27.03	164.41	140.29	78.09	76.98
Long-Term Debt/Capital (%)	38.2	36.97	57.54	64.15	54.09	52.25	69.59	61.4	64.6	55.02	21.28	62.18	58.38	43.85	43.5
Long-Term Debt/Total Assets (%)	5.61	5.55	8.41	12.44	8.52	9.77	18.57	13.95	17.06	10.86	2.73	16.09	14.22	8.7	8.97
Total Debt/Equity (%)	61.81	58.66	135.49	178.92	117.83	109.43	228.87	159.08	182.51	122.32	27.03	164.41	140.29	78.09	76.98
Total Debt/Capital (%)	38.2	36.97	57.54	64.15	54.09	52.25	69.59	61.4	64.6	55.02	21.28	62.18	58.38	43.85	43.5
Total Debt/Total Assets (%)	5.61	5.55	8.41	12.44	8.52	9.77	18.57	13.95	17.06	10.86	2.73	16.09	14.22	8.7	8.97
CFO/Total Liabilities	2.22	1.79	1.32	1.25	0.3	0.81	1.08	2.68	2.13	1.25	1.78	1.93	2.02	2.03	1.71
CFO/CapEx	9.54	7.32	2.39	19.63	3.14	0.92	9.58	25.61	46.83	39.93	26.04	28.79	49.12	69.25	79.62
Altman's Z-Score	0.08	0.08	0.09	0.1	0.13	0.15	0.16	0.18	0.19	0.17	0.22	0.21	0.22	0.27	0.28

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	8.98	9.74	10.36	10.84	11.27	11.08	10.79	10.62	9.87	8.79	8.8	8.49	7.48	7.95	10.45
Days Sales Outstanding	40.64	37.49	35.24	33.68	32.38	32.94	33.82	34.35	36.98	41.52	41.49	42.97	48.79	45.93	34.91
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	48	47	58	79	105	164	210	224	246	184	273	289	298	437	516
- Cash & Cash Equivalents	18	24	24	29	23	22	24	20	21	23	245	115	195	180	217
+ Preferred Equity and Hybrid Capital	20	20	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	45	45	77	125	92	116	270	220	293	213	56	393	367	231	266
Enterprise Value	6	-1	30	115	122	218	404	377	454	328	27	472	378	394	564
Total Capital	119	123	135	196	171	223	388	359	454	387	261	633	628	526	612
Total Debt/Capital (%)	38.2	36.97	57.54	64.15	54.09	52.25	69.59	61.4	64.6	55.02	21.28	62.18	58.38	43.85	43.5
Total Debt / EV	7.21	-67.51	2.58	1.09	0.76	0.53	0.67	0.58	0.65	0.65	2.05	0.83	0.97	0.59	0.47
EV/Sales	0.19	- -	0.88	3.13	2.93	4.72	7.55	6	6.87	4.28	0.31	4.84	3.74	3.77	4.22
EV/EBITDA	6.07	- -	23.73	83.12	230.47	297.17	326.31	194.82	280.12	171.75	16.83	171.4	158.61	153.32	200.88
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	0.39	- -	2.63	9.82	40.96	24.82	27.96	9.78	13.66	14.69	0.83	11.07	8.06	8.2	12.56
EV/Free Cash Flow to Firm	0.35	- -	1.85	9.35	31.06	11.87	25.31	9.41	13.37	14.33	0.8	10.7	7.9	8.09	12.4
Diluted Market Cap	50	49	60	75	106	150	212	227	249	190	277	293	306	445	529
Diluted Enterprise Value	97	90	113	171	176	244	459	427	521	380	88	571	478	495	578
EV per Share	0.77	- -	3.61	12.48	13.16	20.82	38.06	35.01	41.68	31.36	2.61	44.63	37.56	39.27	56.49
TTM Sales	34	34	34	37	42	46	53	63	66	77	88	98	101	104	134
TTM EBITDA	1	1	1	1	1	1	1	2	2	2	2	3	2	3	3
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	16	13	11	12	3	9	14	39	33	22	33	43	47	48	45
TTM Free Cash Flow to Firm	18	15	16	12	4	18	16	40	34	23	34	44	48	49	45

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	2.74	3.21	3.68	6.08	27.05	8.17	13.3	5.65	7.34	8.29	8.2	6.63	6.39	9.14	11.63
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	6	-1	30	115	122	218	404	377	454	328	27	472	378	394	564
Low Price	5.48	5	5.32	6.56	8.08	8.75	15.35	18.24	16.74	8.76	17.2	24.8	20.01	25.33	36.65
EV/Sales	0.19	- -	0.88	3.13	2.93	4.72	7.55	6	6.87	4.28	0.31	4.84	3.74	3.77	4.22
EV/EBITDA	6.07	- -	23.73	83.12	230.47	297.17	326.31	194.82	280.12	171.75	16.83	171.4	158.61	153.32	200.88
Price/Earnings	47.52	17.65	14	11.56	11	11.19	16.17	10.16	10.35	7.95	7.56	7.47	7.61	10.55	8.95
Price/Earnings Average	49.2	17.29	12.91	10.71	8.57	8.26	14.58	10.9	9.61	6.92	6.58	7.62	6.35	7.84	8.19
Price/Earnings High	57.23	18.87	14.87	15.48	11.47	12.19	17.16	12.48	11.33	10.76	8.33	8.57	7.68	11.72	9.91
Price/Earnings Low	44.74	15.57	10.7	8.85	7.84	6.24	12.57	8.93	7.68	3.97	4.95	6.78	5.14	6.13	6.35
Price/Book Value	0.88	0.82	1.01	1.13	1.34	1.55	1.78	1.62	1.53	1.06	1.33	1.21	1.14	1.48	1.49
Price/Book Value Average	0.92	0.8	0.94	1.04	1.04	1.14	1.6	1.73	1.42	0.92	1.15	1.23	0.95	1.1	1.37
Price/Book Value High	1.06	0.88	1.08	1.51	1.4	1.69	1.88	1.98	1.67	1.43	1.46	1.39	1.15	1.64	1.65
Price/Book Value Low	0.83	0.72	0.78	0.86	0.96	0.86	1.38	1.42	1.13	0.53	0.87	1.1	0.77	0.86	1.06
Price/Tangible Book Value	0.91	0.84	1.04	1.15	1.37	1.57	1.8	1.63	1.54	1.06	1.34	1.22	1.15	1.49	1.5
Price/Tangible Book Value Average	0.94	0.82	0.96	1.07	1.07	1.16	1.62	1.75	1.43	0.93	1.16	1.24	0.96	1.1	1.37
Price/Tangible Book Value High	1.1	0.9	1.11	1.54	1.43	1.71	1.91	2.01	1.69	1.44	1.47	1.4	1.16	1.65	1.66
Price/Tangible Book Value Low	0.86	0.74	0.8	0.88	0.97	0.87	1.4	1.44	1.14	0.53	0.88	1.1	0.77	0.86	1.06
Price/Sales	1.39	1.37	1.7	2.01	2.52	3.2	3.9	3.54	3.71	2.46	3.1	2.94	2.99	4.19	3.88
Price/Sales Average	1.44	1.34	1.57	1.87	1.96	2.36	3.51	3.8	3.44	2.14	2.7	3	2.5	3.11	3.55
Price/Sales High	1.68	1.46	1.8	2.7	2.63	3.48	4.14	4.35	4.06	3.32	3.42	3.38	3.02	4.65	4.29
Price/Sales Low	1.31	1.21	1.3	1.54	1.79	1.78	3.03	3.11	2.75	1.23	2.03	2.67	2.02	2.43	2.75
Price/Cash Flow	2.87	3.5	5.05	6.32	35.24	16.82	14.43	5.77	7.37	8.42	8.39	6.73	6.44	9.12	11.56
Price/Cash Flow Average	2.97	3.43	4.65	5.86	27.46	12.42	13.01	6.19	6.84	7.33	7.31	6.87	5.38	6.77	10.57
Price/Cash Flow High	3.46	3.75	5.36	8.47	36.77	18.32	15.31	7.09	8.07	11.39	9.25	7.73	6.5	10.13	12.79
Price/Cash Flow Low	2.7	3.09	3.86	4.84	25.11	9.38	11.22	5.07	5.47	4.2	5.5	6.11	4.35	5.29	8.19
Price/Free Cash Flow Average	2.84	3.15	3.4	5.64	21.07	6.03	11.99	6.06	6.81	7.22	7.13	6.76	5.34	6.79	10.64
Price/Free Cash Flow High	3.3	3.44	3.91	8.15	28.22	8.9	14.11	6.94	8.03	11.22	9.03	7.61	6.45	10.15	12.87
Price/Free Cash Flow Low	2.58	2.83	2.82	4.66	19.27	4.56	10.34	4.97	5.44	4.14	5.37	6.01	4.32	5.31	8.24
EV/Sales Average	2.88	2.58	3.13	4.6	3.64	4.66	8.14	7	7.57	4.57	0.55	5.88	4.17	3.59	3.9
EV/Sales High	3.12	2.7	3.37	5.49	4.3	5.91	8.77	7.55	8.19	5.73	1.26	6.25	4.68	5.13	4.64
EV/Sales Low	2.74	2.44	2.87	4.26	3.47	4.02	7.66	6.31	6.88	3.68	- -	5.54	3.7	2.92	3.11
EV/EBITDA Average	93.04	64.73	84.19	122.3	286.36	293.76	351.82	227.36	308.92	183.25	29.98	208.18	176.52	146.11	185.89
EV/EBITDA High	100.81	67.82	90.6	145.88	338.8	372.43	378.83	245.31	334.14	229.6	69.11	221.53	198.34	208.74	221.21
EV/EBITDA Low	88.74	61.35	76.98	113.1	273.14	253.24	330.82	204.91	280.64	147.5	-6.52	196.3	156.66	118.51	147.99
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	5.82	5.67	6.96	8.57	11.34	15.7	19.75	20.76	22.57	17.55	26.25	27.33	29.59	43.61	51.72
High Price	7.01	6.06	7.39	11.48	11.83	17.1	20.95	25.5	24.7	23.75	28.91	31.37	29.88	48.44	57.24
Enterprise Value Average	97	88	107	169	152	216	436	440	500	350	48	574	421	375	522
Enterprise Value High	105	92	115	202	180	273	469	475	541	438	111	611	473	536	621
Enterprise Value Low	92	83	98	157	145	186	410	397	454	282	-10	541	373	304	415

Shares Outstanding	8	8	8	9	9	10	11	11	11	10	10	11	10	10	10
Diluted Weighted Avg Shares	9	9	9	9	9	10	11	11	11	11	11	11	10	10	10
Basic Weighted Avg Shares	8	8	8	9	9	9	11	11	11	11	10	11	10	10	10
Revenue per Share	4.17	4.14	4.1	4.26	4.5	4.91	5.07	5.87	6.09	7.15	8.46	9.29	9.89	10.41	13.33
EBITDA per Share	0.13	0.17	0.15	0.16	0.06	0.08	0.12	0.18	0.15	0.18	0.15	0.26	0.23	0.26	0.28
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.12	0.32	0.5	0.74	1.03	1.4	1.22	2.04	2.18	2.21	3.47	3.66	3.89	4.13	5.78
Basic EPS from Cont Ops	0.32	0.52	0.62	0.74	1.03	1.4	1.22	2.04	2.18	2.21	3.47	3.66	3.89	4.13	5.78
Diluted EPS, GAAP	0.12	0.31	0.48	0.73	1.02	1.38	1.2	2.01	2.14	2.19	3.42	3.59	3.84	4.06	5.67
Diluted EPS from Cont Ops	0.3	0.5	0.6	0.73	1.02	1.38	1.2	2.01	2.14	2.19	3.42	3.59	3.84	4.06	5.67
Dividend per Share	0.13	0.13	0.09	0.09	0.12	0.16	0.23	0.26	0.3	0.31	0.35	0.42	0.46	0.5	0.56
Cash Flow per Share	2.03	1.62	1.38	1.36	0.32	0.93	1.37	3.6	3.06	2.08	3.13	4.06	4.6	4.78	4.48
Free Cash Flow per Basic Share	1.81	1.4	0.8	1.29	0.22	-0.09	1.23	3.46	3	2.03	3.01	3.92	4.5	4.71	4.42
Cash & Equivalents per Share	12.97	13.66	12.65	9.69	8.14	5.98	7.16	6.19	7.85	6.54	29	19.86	28.47	27.36	21.89
Book Value per Share	6.58	6.93	6.86	7.6	8.46	10.15	11.13	12.85	14.77	16.63	19.8	22.6	25.98	29.48	34.63
Tangible Book Value per Share	6.4	6.74	6.68	7.44	8.29	10	10.98	12.71	14.63	16.49	19.65	22.46	25.83	29.33	34.47

Unity Bancorp, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)