Unity Bancorp, Inc.

UNTY

UNTYUnity Bancorp, Inc. US flag

NASDAQ Global Market

57.24

USD

+0.13

- -

574.74MMarket Cap

Income Statement (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	34	34	34	37	42	46	53	63	66	77	88	98	101	104	134
+ Sales & Services Revenue	34	34	34	37	42	46	53	63	66	77	88	98	101	104	134
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	15	15	15	16	18	19	21	24	24	25	28	30	33	33	36
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-15	-15	-15	-16	-18	-19	-21	-24	-24	-25	-28	-30	-33	-33	-36
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-3	-6	-8	-10	-14	-20	-22	-27	-30	-31	-48	-51	-53	-54	-76
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-3	-6	-8	-10	-14	-20	-22	-27	-30	-31	-48	-51	-53	-54	-76
Pretax Income	3	6	8	10	14	20	22	27	30	31	48	51	53	54	76
- Income Tax Expense (Benefit)	1	2	3	3	5	7	10	5	7	7	12	13	13	13	18
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	3	4	5	6	10	13	13	22	24	24	36	38	40	41	58
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	3	4	5	6	10	13	13	22	24	24	36	38	40	41	58
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	3	4	5	6	10	13	13	22	24	24	36	38	40	41	58
- Preferred Dividends	2	2	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	1	3	4	6	10	13	13	22	24	24	36	38	40	41	58
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	1	1	1	1	1	1	2	2	2	2	3	2	3	3
EBITDA Margin (%)	3.09	3.98	3.72	3.76	1.27	1.59	2.31	3.08	2.45	2.49	1.83	2.82	2.36	2.46	2.1
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	7.57	12.45	15.03	17.42	22.91	28.56	24.11	34.83	35.81	30.89	41.03	39.39	39.34	39.7	43.33
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.13	0.13	0.09	0.09	0.12	0.16	0.23	0.26	0.3	0.31	0.35	0.42	0.46	0.5	0.56
Depreciation Expense	1	1	1	1	1	1	1	2	2	2	2	3	2	3	3
Basic Weighted Avg Shares	8	8	8	9	9	9	11	11	11	11	10	11	10	10	10
Basic EPS, GAAP	0.12	0.32	0.5	0.74	1.03	1.4	1.22	2.04	2.18	2.21	3.47	3.66	3.89	4.13	5.78
Basic EPS from Cont Ops	0.32	0.52	0.62	0.74	1.03	1.4	1.22	2.04	2.18	2.21	3.47	3.66	3.89	4.13	5.78
Diluted Weighted Avg Shares	9	9	9	9	9	10	11	11	11	11	11	11	10	10	10
Diluted EPS, GAAP	0.12	0.31	0.48	0.73	1.02	1.38	1.2	2.01	2.14	2.19	3.42	3.59	3.84	4.06	5.67
Diluted EPS from Cont Ops	0.3	0.5	0.6	0.73	1.02	1.38	1.2	2.01	2.14	2.19	3.42	3.59	3.84	4.06	5.67

Balance Sheet (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	106	113	105	89	76	63	76	67	85	68	301	210	287	274	218
+ Cash & Cash Equivalents	18	24	24	29	23	22	24	20	21	23	245	115	195	180	217
+ ST Investments	89	90	81	60	53	41	52	47	64	46	56	95	92	94	2
+ Accounts & Notes Receiv	4	4	4	4	4	5	5	7	7	11	10	13	14	13	13
+ Accounts Receivable, Net	4	3	3	4	4	4	5	6	7	10	10	13	14	13	13
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	1	1	- -	- -	- -	- -	- -	- -	- -	1	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-111	-117	-109	-93	-80	-67	-81	-73	-93	-80	-311	-224	-300	-287	-231
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	11	12	16	15	15	23	23	23	24	23	25	20	20	19	18
+ Property, Plant & Equip	20	21	25	26	27	36	37	38	40	40	44	40	41	28	29
- Accumulated Depreciation	9	9	10	11	11	12	14	15	16	17	19	20	22	10	11
+ LT Investments & Receivables	108	111	108	80	71	62	70	64	67	48	79	141	136	145	124
+ LT Investments	108	111	108	80	71	62	70	64	67	48	79	141	136	145	124
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-119	-123	-123	-95	-87	-85	-93	-87	-91	-70	-104	-161	-155	-164	-142
+ Total Intangible Assets	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2
+ Goodwill	- -	- -	- -	- -	- -	2	2	2	2	2	2	2	2	2	2
+ Other Intangible Assets	2	2	2	2	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-120	-125	-125	-97	-88	-86	-95	-89	-92	-72	-106	-162	-157	-165	-144
Total Assets	811	820	921	1,009	1,085	1,190	1,455	1,579	1,719	1,959	2,034	2,445	2,579	2,654	2,967
+ Payables & Accruals	1	- -	- -	- -	- -	- -	- -	- -	- -	9	13	1	2	2	2
+ Accounts Payable	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	2	2	2
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	8	13	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-1	- -	- -	- -	- -	- -	- -	- -	- -	-9	-13	-1	-2	-2	-2
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-1	- -	- -	- -	- -	- -	- -	- -	- -	-9	-13	-1	-2	-2	-2
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	45	45	77	125	92	116	270	220	293	213	56	393	367	231	266
+ LT Borrowings	45	45	77	125	92	116	270	220	293	210	50	393	367	231	266
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	2	5	6	- -	- -	- -
+ Other LT Liabilities	-45	-45	-77	-125	-92	-116	-270	-220	-293	-213	-56	-393	-367	-231	-266
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	1	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-45	-45	-77	-125	-92	-116	-270	-220	-293	-214	-57	-393	-367	-231	-266
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	737	742	864	939	1,006	1,084	1,337	1,441	1,558	1,785	1,828	2,206	2,317	2,358	2,621
+ Preferred Equity and Hybrid Capital	20	20	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	107	54	52	59	59	85	87	88	90	92	94	97	100	104	106
+ Common Stock	54	54	52	59	59	85	87	88	90	92	94	97	100	104	106
+ Additional Paid in Capital	54	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	7	12	12	27	34	3
+ Retained Earnings	-1	2	6	11	20	21	31	50	70	91	123	157	191	227	244
+ Other Equity	1	1	- -	- -	- -	- -	- -	- -	- -	-1	- -	-3	-3	-2	-1
Equity Before Minority Interest	74	78	57	70	78	106	118	138	161	174	206	239	261	296	346
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	74	78	57	70	78	106	118	138	161	174	206	239	261	296	346
Total Liabilities & Equity	811	820	921	1,009	1,085	1,190	1,455	1,579	1,719	1,959	2,034	2,445	2,579	2,654	2,967
Shares Outstanding	8	8	8	9	9	10	11	11	11	10	10	11	10	10	10
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	2	5	6	- -	- -	- -
Net Debt	28	22	53	96	70	94	247	200	272	188	-195	279	172	50	50
Net Debt to Equity	37.76	28.07	93.04	137.06	88.93	88.63	208.8	144.62	169.38	107.85	-94.55	116.42	65.78	17.04	14.34
Tangible Common Equity Ratio	6.48	6.83	6.05	6.81	7.1	8.82	8.02	8.68	9.27	8.81	10.05	9.73	10.09	11.09	11.61
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	3	4	5	6	10	13	13	22	24	24	36	38	40	41	58
+ Depreciation & Amortization	1	1	1	1	1	1	1	2	2	2	2	3	2	3	3
+ Non-Cash Items	12	6	4	4	-7	-6	-1	14	6	- -	-7	- -	- -	- -	-4
+ Stock-Based Compensation	- -	- -	- -	- -	- -	1	1	1	1	1	2	2	2	2	2
+ Deferred Income Taxes	- -	1	- -	- -	- -	- -	2	-1	- -	-3	-1	-1	- -	-2	-1
+ Asset Impairment Charge	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	10	5	3	3	-8	-7	-3	14	5	1	-7	- -	-1	- -	-5
+ Chg in Non-Cash Work Cap	1	2	1	- -	- -	1	1	1	1	-3	2	1	4	3	-12
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	1	2	1	- -	- -	1	1	1	1	-3	2	1	4	3	-12
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	16	13	11	12	3	9	14	39	33	22	33	43	47	48	45
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	2	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	2	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-2	-2	-5	-1	-1	-10	-2	-2	-1	-1	-1	-1	-1	-1	-1
+ Acq of Fixed Prod Assets	-2	-2	-5	-1	-1	-10	-2	-2	-1	-1	-1	-1	-1	-1	-1
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	6	- -	14	- -	- -	- -	-7	-4	- -	-16	-6	-5
+ Increase in Capital Stock	- -	- -	- -	6	- -	14	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	-7	-4	- -	-16	-6	-5
+ Net Change in LT Investment	22	-3	- -	28	8	10	-9	5	-1	18	-31	-69	6	-9	31
+ Dec in LT Investment	68	44	39	39	12	30	21	7	12	22	27	10	6	9	50
+ Inc in LT Investment	-46	-47	-39	-10	-4	-21	-30	-2	-13	-4	-58	-79	-1	-18	-18
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	14	- -	-99	-88	-118	-82	-209	-144	-133	-193	-8	-471	-62	-83	-288
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	34	-6	-104	-60	-111	-82	-220	-141	-133	-175	-41	-541	-58	-93	-257
+ Dividends Paid	-1	-1	-1	-1	-1	-2	-2	-3	-3	-3	-4	-4	-5	-5	-6
+ Net Cash From Debt	- -	- -	32	18	-33	26	154	-65	73	77	-160	- -	-27	-136	5
+ Cash From Debt	- -	- -	32	50	47	76	220	210	283	160	- -	- -	39	1	5
+ Repayments of Debt	- -	- -	- -	-32	-80	-50	-66	-275	-210	-83	-160	- -	-66	-137	- -
+ Other Financing Activities	-10	5	67	56	100	52	98	165	43	148	201	373	138	178	253
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	-11	4	98	79	66	91	250	97	112	214	33	369	91	30	248
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	39	12	5	30	-42	18	44	-5	13	61	26	-130	80	-14	36
EBITDA	1	1	1	1	1	1	1	2	2	2	2	3	2	3	3
EBITDA Margin (%)	3.09	3.98	3.72	3.76	1.27	1.59	2.31	3.08	2.45	2.49	1.83	2.82	2.36	2.46	2.1
Free Cash Flow	15	11	7	11	2	-1	13	37	32	22	31	41	46	47	44
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	15	11	7	11	2	-1	13	37	32	22	31	41	46	47	44
Free Cash Flow to Equity	14	10	18	29	-31	25	167	-28	107	99	-129	41	19	-89	50
Free Cash Flow per Basic Share	1.81	1.4	0.8	1.29	0.22	-0.09	1.23	3.46	3	2.03	3.01	3.92	4.5	4.71	4.42
Price/Free Cash Flow	2.74	3.21	3.68	6.08	27.05	8.17	13.3	5.65	7.34	8.29	8.2	6.63	6.39	9.14	11.63
Cash Flow to Net Income	6.42	3.14	2.24	1.83	0.31	0.67	1.12	1.76	1.4	0.94	0.9	1.11	1.18	1.16	0.77
Capital Expenditures	-2	-2	-5	-1	-1	-10	-2	-2	-1	-1	-1	-1	-1	-1	-1