UPAY, Inc.
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- UPAY, Inc. (UPYY) provides cloud-based loan origination and client administration software solutions to credit providers, payroll administrators, and financial institutions; its core offerings include the Automated Credit Provider Administration System (ACPAS) for managing loans, clients, and processes on a subscription basis; Theme Studio Business Online for customized websites integrated with ACPAS; credit inquiries and protection services; payment gateways; credit bureaus integration; two-way texting; decision-making platforms; and anti-money laundering solutions via its subsidiary AML GO. The company operates primarily in the fintech sector, serving small, medium, and large enterprises in emerging markets with a focus on microfinance, digital lending, and compliance; it maintains offices in Dallas, Texas, and Centurion, South Africa, enabling expansion across Africa, the United States, and the South Pacific. Founded in 2009 and headquartered at 3010 LBJ Freeway, 12th Floor, Dallas, Texas 75234, UPAY also engages niche markets through its HUNTPAL brand, which connects hunters with ethical outfitters for adventure travel experiences emphasizing conservation. Recent developments include the acquisition of AML GO in June 2024 to bolster compliance offerings; a multi-phase agreement in 2025 by subsidiary ACPAS with a major pan-African financial services group for custom digital lending solutions, including software enhancements and an online platform; onboarding of 30 new AML GO clients in early 2025 with strategic reseller and client partnerships in the Southern African Development Community; sponsorships and presentations at MicroFinance South Africa events, including the October 2025 Annual General Meeting where MFSA rebranded to CASA; appointment of Richard K. Pellerin to the Board of Directors in September 2025; and active participation in industry conferences on compliance and crypto assets regulation.
UPAY Inc. Announces Appointment of Wynand Jordaan as Non-Executive Director
UPAY Inc. Announces Petra Software Transaction
UPAY Inc. Announces Petra Software Transaction
UPAY CEO elected to CASA Board for two-year term — joining the first Board constituted after industry rebrand
ACPAS to Sponsor the Upcoming MFSA AGM and the Official Launch of CASA (Credit Association of South Africa)
UPAY Announces Appointment of Richard K. Pellerin to Its Board of Directors
ACPAS Signs Multi-Phase Development Deal with Leading Pan-African Finance Group to Launch Customized Lending Solutions
ACPAS - Powers Device Financing for Flagship U.S. Tech Brand in South African Retail Network
AML Go Showcased at MFSA's Virtual Workshop: Mastering FICA Compliance
UPAY Inc. - AML GO Accelerates Growth with 30 New Clients in two weeks
UPAY Inc. - ACPAS Continues to Champion the Microfinance Sector as Proud Sponsor of MFSA Compliance Workshop
UPAY Inc. – AML GO invited to Crypto Assets Regulation & Compliance Conference
HUNTPAL Showcases Success at SCI Convention in Nashville
HUNTPAL Supports the 5th Annual PHASA Foundation Golf Day at Koro Kreek Golf Course
AML GO Launches Its Anti-Money Laundering Online System at the Consumer Credit Conference
UPAY Inc. Launches Huntpal's New US Website to Revolutionize Hunting Experiences for US Hunters
UPAY Inc. Strengthens Portfolio with AML GO (Pty) Ltd Acquisition
UPAY Inc. Acquires Full Ownership of Huntpal LLC, Expanding Its Portfolio and Market Reach
UPAY Inc. Announces Launch of Huntpal LLC's New US Website
UPAY Inc. Announces the Election of Jaco Fölscher, CEO of ACPAS, to the Board of Microfinance South Africa (MFSA)