Uwharrie Capital Corp
Other OTCTotal Valuation
Uwharrie Capital Corp carries a market capitalization of 99.32M, placing it among publicly traded companies globally. Its enterprise value stands at 29.11M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 99.32M |
| Enterprise Value | 29.11M |
Share Statistics
Uwharrie Capital Corp currently has 7.11M shares outstanding.
| Shares Outstanding | 7.11M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Uwharrie Capital Corp trades at a trailing price-to-earnings ratio of 8.46. The price-to-sales ratio is 2.10, and the price-to-book ratio stands at 1.17.
| PE Ratio | 8.46 |
| PS Ratio | 2.10 |
| PB Ratio | 1.17 |
| P/TBV Ratio | 1.17 |
| P/FCF Ratio | 6.72 |
| P/OCF Ratio | 9.56 |
Enterprise Valuation
On an enterprise value basis, Uwharrie Capital Corp trades at an EV/EBITDA multiple of 13.76 and an EV/FCF ratio of 2.36.
| EV / Sales | 0.74 |
| EV / EBITDA | 13.76 |
| EV / EBIT | N/A |
| EV / FCF | 2.36 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 37.40 |
| Debt / EBITDA | 14.33 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 15.65 |
| Return on Assets (ROA) | 0.82 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Uwharrie Capital Corp has paid 2.86M in income taxes, reflecting an effective tax rate of 21.86.
| Income Tax | 2.86M |
| Effective Tax Rate | 21.86 |
Stock Price Statistics
Uwharrie Capital Corp's stock has gained approximately 40.80402% over the past 52 weeks. The 50-day moving average sits at 14.23, while the 200-day moving average is 12.01.
| Beta (5Y) | N/A |
| 52-Week Price Change | 40.80402% |
| 50-Day Moving Average | 14.23 |
| 200-Day Moving Average | 12.01 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Uwharrie Capital Corp generated 39.38M in revenue and converted that into 9.79M in net income, yielding earnings per share of 1.42.
| Revenue | 39.38M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 13.07M |
| Net Income | 9.79M |
| EBITDA | 2.12M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.42 |
Balance Sheet
Uwharrie Capital Corp holds 93.95M in cash and equivalents against 30.31M in total debt, resulting in a net debt position of -61.40M.
| Cash & Cash Equivalents | 93.95M |
| Total Debt | 30.31M |
| Net Debt | -61.40M |
| Equity (Book Value) | 70.41M |
| Book Value Per Share | 9.91 |
| Working Capital | N/A |
Cash Flow
Uwharrie Capital Corp produced 8.66M in operating cash flow over the past twelve months. After subtracting -3.67M in capital expenditures, free cash flow totaled 5.00M - equivalent to 0.70 per share.
| Operating Cash Flow | 8.66M |
| Capital Expenditures | -3.67M |
| Free Cash Flow | 5.00M |
| FCF Per Share | 0.70 |
Margins
Uwharrie Capital Corp operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 33.19 |
| Profit Margin | 24.86 |
| EBITDA Margin | 5.37 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | 6.60 |
| FCF Yield | 14.89 |
Stock Splits
Uwharrie Capital Corp's most recent stock split took place on November 10, 2025 with a 100:103 split ratio.
| Last Split Date | 11/10/2025 |
| Split Ratio | 100:103 |
Scores
Uwharrie Capital Corp posts an Altman Z-Score of 0.15, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.15 |