Uwharrie Capital Corp
Other OTCTotal Valuation
Uwharrie Capital Corp carries a market capitalization of 82.51M, placing it among publicly traded companies globally. Its enterprise value stands at -3.43M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 82.51M |
| Enterprise Value | -3.43M |
Share Statistics
Uwharrie Capital Corp currently has 7.15M shares outstanding.
| Shares Outstanding | 7.15M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Uwharrie Capital Corp trades at a trailing price-to-earnings ratio of 8.65. The price-to-sales ratio is 1.98, and the price-to-book ratio stands at 1.06.
| PE Ratio | 8.65 |
| PS Ratio | 1.98 |
| PB Ratio | 1.06 |
| P/TBV Ratio | 0.98 |
| P/FCF Ratio | 17.59 |
| P/OCF Ratio | 39.10 |
Enterprise Valuation
On an enterprise value basis, Uwharrie Capital Corp trades at an EV/EBITDA multiple of 12.81 and an EV/FCF ratio of 3.49.
| EV / Sales | 0.73 |
| EV / EBITDA | 12.81 |
| EV / EBIT | N/A |
| EV / FCF | 3.49 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 38.13 |
| Debt / EBITDA | 13.98 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 13.13 |
| Return on Assets (ROA) | 0.72 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Uwharrie Capital Corp has paid 2.54M in income taxes, reflecting an effective tax rate of 21.74.
| Income Tax | 2.54M |
| Effective Tax Rate | 21.74 |
Stock Price Statistics
Uwharrie Capital Corp's stock has gained approximately 21.57895% over the past 52 weeks. The 50-day moving average sits at 11.43, while the 200-day moving average is 10.71.
| Beta (5Y) | N/A |
| 52-Week Price Change | 21.57895% |
| 50-Day Moving Average | 11.43 |
| 200-Day Moving Average | 10.71 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Uwharrie Capital Corp generated 38.00M in revenue and converted that into 8.70M in net income, yielding earnings per share of 1.26.
| Revenue | 38.00M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 11.66M |
| Net Income | 8.70M |
| EBITDA | 2.09M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.26 |
Balance Sheet
Uwharrie Capital Corp holds 118.58M in cash and equivalents against 29.23M in total debt, resulting in a net debt position of -86.96M.
| Cash & Cash Equivalents | 118.58M |
| Total Debt | 29.23M |
| Net Debt | -86.96M |
| Equity (Book Value) | 71.01M |
| Book Value Per Share | 9.91 |
| Working Capital | N/A |
Cash Flow
Uwharrie Capital Corp produced 1.93M in operating cash flow over the past twelve months. After subtracting -2.38M in capital expenditures, free cash flow totaled -456,000.00 - equivalent to -0.06 per share.
| Operating Cash Flow | 1.93M |
| Capital Expenditures | -2.38M |
| Free Cash Flow | -456,000.00 |
| FCF Per Share | -0.06 |
Margins
Uwharrie Capital Corp operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 30.69 |
| Profit Margin | 22.90 |
| EBITDA Margin | 5.50 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | -38.05 |
| FCF Yield | 5.68 |
Stock Splits
Uwharrie Capital Corp's most recent stock split took place on November 10, 2025 with a 100:103 split ratio.
| Last Split Date | 11/10/2025 |
| Split Ratio | 100:103 |
Scores
Uwharrie Capital Corp posts an Altman Z-Score of 0.14, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.14 |