Uwharrie Capital Corp
UWHR
Other OTC12.59
USD
+0.37
- -
CIK
0000898171
ISIN
US9181831044
CUSIP
918183104
Return %
Stock
S&P500
1Y
32.53
19.01
3Y
79.09
65.48
5Y
56.59
72.20
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.- CEO
- Roger Lee Dick
- Full Time Employees
- 176
- Sector
- Financial Services
- Industry
- Banks - Regional
- Address
- 132 North First Street Albemarle NC United States of America 28001
- IPO Date
- May 4, 2007
- CIK
- 0000898171
- Website
- uwharrie.com
- Similar Companies
- Business
- Uwharrie Capital Corp operates as the bank holding company for Uwharrie Bank, providing a comprehensive range of financial services primarily in North Carolina. The company offers commercial banking products including personal and commercial checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Its loan portfolio consists of commercial loans and various consumer loans such as installment loans, mortgage loans, equity lines of credit, and overdraft checking credit. Uwharrie Capital also provides internet, mobile, and telephone banking services; check and credit cards; and diverse insurance products including fixed annuities, life and disability insurance, long-term care products, and Medicare supplements. Additionally, the company offers securities broker-dealer and mortgage brokerage services, along with trustee and portfolio management services targeting customers in the Charlotte Metropolitan and Uwharrie Lakes regions. Founded in 1983 and headquartered in Albemarle, North Carolina, Uwharrie Capital Corp serves individuals and small to medium-sized businesses across the region. The company operates with a focus on expanding its loan portfolio and enhancing net interest margins, contributing to steady asset growth and profitability. As of June 30, 2025, the company reported consolidated total assets of approximately $1.17 billion and net income growth driven by increased net interest margins and a larger loan portfolio. Recent major company developments include continued financial strength evidenced by asset growth from $1.13 billion at the end of 2024 to $1.17 billion by mid-2025, with net income available to common shareholders rising accordingly. The company has sustained expansions in its loan portfolio and core deposits, strengthening its market position. Uwharrie Capital maintains operational enhancement through its subsidiary Uwharrie Bank, with no recent announcements of acquisitions, name changes, or major strategic shifts within the last two years, but with a consistent emphasis on service breadth and financial performance improvement. Uwharrie Capital operates primarily in the regional banking and financial services industries, focusing on retail and commercial banking, investment advisory, and insurance products tailored to local markets. It serves a diverse customer base that includes individuals, small businesses, and institutional clients, maintaining a reputation for community banking and relationship-driven service. Overall, Uwharrie Capital Corp presents as a regionally focused financial institution with a broad product portfolio spanning traditional banking, lending, investment advisory, and insurance services, showing steady asset and income growth supported by market expansion and operational efficiency initiatives in recent financial periods. This description is based on the latest publicly available information from the company's financial reports, corporate disclosures, and industry summaries as of late 2025.
Uwharrie Capital Corp First Quarter 2026 - Earnings Release
Uwharrie Capital Corp Year-End 2025 - Earnings Release
Uwharrie Capital Corp Third Quarter 2025 - Earnings Release and Dividend Declaration
Uwharrie Q2 Profit Jumps 29 Percent
Second Quarter 2025 - Earnings Release
First Quarter 2025 - Earnings Release
Uwharrie Capital Corp Year-End 2024 - Earnings Release
Uwharrie Capital Corp Releases Second Quarter 2024 Earnings
Uwharrie Capital Corp First Quarter 2024 - Earnings Release
Uwharrie Capital Corp Year-End 2023 - Earnings Release
Uwharrie Capital Corp Third Quarter 2023 - Earnings Release and Dividend Declaration
Uwharrie Capital Corp Second Quarter 2023 - Earnings Release
Uwharrie Capital Corp Third Quarter 2022 – Earnings Release and Dividend Declaration