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    Banks - Regional
Virginia National Bankshares Corporation

Virginia National Bankshares Corporation

VABK
Virginia National Bankshares CorporationUS flagNASDAQ Capital Market
43.73
USD
-0.67
- -
237.13MMarket Cap
Virginia National Bankshares Corporation
VABK
(NASDAQ Capital Market)

Recent

price

43.73

P/E

ratio

- -

div

yld

- -

ROIC.AI

2005
2006
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
5.44
5.99
10.17
10.79
6.63
7.48
8.98
10.22
10.58
10.15
11.24
10.45
12.55
10.84
9.88
10.69
10.74
Revenue per Share
1.21
0.99
2.02
2.32
0.64
1.12
2.2
2.48
3.18
2.49
2.95
1.9
4.4
3.6
3.16
3.57
3.71
Basic EPS, GAAP
1.42
1.22
1.48
2.75
2.3
1.85
1.8
3.16
4.09
3.41
3.34
2.22
4.16
2.38
2.71
3.85
4.81
Free Cash Flow per Basic Share
- -
- -
- -
0.14
0.23
0.32
0.42
0.52
0.92
1.17
1.2
1.21
1.2
1.32
1.32
1.41
1.44
Dividend per Share
4.51
5.31
9.18
10.64
11
12.25
14.81
16.65
16.88
16.36
17.98
11.23
14.4
16.25
17.83
19.95
20.54
Book Value per Share
10.92
11.68
19.83
19.56
20.4
20.17
22.2
24.31
26.21
28.04
30.24
27.37
22.36
26.17
27.69
32.23
32.67
Tangible Book Value per Share
3
3
3
3
3
3
3
3
3
3
3
5
5
5
5
5
5
Basic Weighted Avg Shares
14
16
28
32
20
21
23
27
28
27
30
55
67
58
53
58
58
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
1
1
1
1
1
1
2
4
5
5
4
4
4
Depreciation Expense
3
3
5
7
2
3
6
7
8
7
8
10
23
19
17
19
20
Net Income, GAAP
33.61
37.03
32.27
31.78
19.37
27.72
31.16
40.18
19.63
18.59
20.56
15.49
17.89
17.23
18.82
20.02
20.59
Effective Tax Rate (%)
22.34
16.45
19.81
21.55
9.63
14.95
24.51
24.3
30.02
24.52
26.21
18.16
35.08
33.17
31.97
33.44
34.57
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
34
10
10
76
29
30
29
LT Debt
28
32
54
58
61
56
59
65
71
76
83
162
133
153
160
184
186
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
31.51
20.64
27.85
24.4
5.91
9.33
15.77
15.86
19.04
15.04
17.22
18.6
34.39
23.53
18.56
18.95
19.13
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
34
24
24
LT Finance Leases
7
6
6
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
5
5
5
Market Capitalization
209
215
206

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
26
264
23
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.27%
22.56%
14.88%
Free Cash Flow
21.42%
26.5%
42.57%
Net Income, GAAP
26.84%
28.55%
13.53%
Sales/Revenue/Turnover
12.97%
17.9%
8.56%
Total Cash Common Dividend
27.34%
23.03%
7.28%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
13
13
13
14
53
2025
14
14
14
15
58
2026
14
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.68
0.77
0.86
0.85
3.16
2025
0.83
0.79
0.85
1.1
3.57
2026
0.97
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.33
0.33
0.33
0.33
1.32
2025
0.33
0.36
0.36
0.36
1.41
2026
0.36
- -
- -
- -
- -
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Business
Virginia National Bankshares Corporation operates as the bank holding company for Virginia National Bank, providing a comprehensive range of banking and related financial services primarily in Virginia. The company offers consumer and commercial banking products including checking accounts, demand deposits, NOW accounts, money market deposit accounts, time deposits, certificates of deposit, and individual retirement accounts. Additionally, it provides fiduciary services through VNB Trust and Estate Services, and wealth management and investment advisory services through its subsidiary Masonry Capital Management, LLC, which delivers investment management for managed accounts using a value-based, catalyst-driven investment strategy. The company also offers investment advisory, brokerage, annuity, and insurance services via its VNB Investment Services segment. Virginia National Bankshares Corporation operates multiple banking offices across Fauquier, Prince William, Charlottesville, Albemarle, Winchester, and Richmond counties in Virginia, targeting individuals, businesses, and charitable organizations. Founded in 1998 and headquartered in Charlottesville, Virginia, the company focuses on community banking with strong regional presence. Recent significant developments include a planned executive leadership transition with the appointment of Cathy W. Liles as Chief Financial Officer effective November 21, 2025, succeeding Tara Y. Harrison who will serve as Senior Advisor until retirement. This change aims to ensure continuity and leverage Ms. Liles’ extensive financial and accounting expertise. The company continues to concentrate on prudent credit standards and operational efficiency, reflected in improvements in key performance metrics such as return on assets and equity. There have been no major changes to the company’s product offerings or strategic direction within the past two years, maintaining a steady course in community banking and wealth management services. Its stock trades on the Nasdaq Capital Market under the symbol VABK.

Company News

APIChatGPT

  • prnewswire.com

    VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES 2026 FIRST QUARTER EARNINGS AND QUARTERLY DIVIDEND

  • prnewswire.com

    VIRGINIA NATIONAL BANKSHARES CORPORATION APPOINTS ROBERT LEE BURROWS, JR. TO BOARD OF DIRECTORS

  • prnewswire.com

    VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES 2025 FULL YEAR RESULTS AND QUARTERLY DIVIDEND

  • defenseworld.net

    Virginia National Bankshares (NASDAQ:VABK) Stock Price Up 2.2% – Here’s Why

  • defenseworld.net

    Virginia National Bankshares (NASDAQ:VABK) and LCNB (NASDAQ:LCNB) Critical Survey

  • prnewswire.com

    VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES PLANNED LEADERSHIP TRANSITION

  • prnewswire.com

    VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES 2025 THIRD QUARTER EARNINGS AND QUARTERLY DIVIDEND

  • fool.com

    Virginia National Bank Q2 Profit Rises

  • prnewswire.com

    VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES 2025 SECOND QUARTER EARNINGS AND QUARTERLY DIVIDEND

  • prnewswire.com

    VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES 2025 FIRST QUARTER EARNINGS AND INCREASE IN QUARTERLY DIVIDEND

  • prnewswire.com

    VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES QUARTERLY CASH DIVIDEND

  • prnewswire.com

    VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES 2024 FOURTH QUARTER AND FULL YEAR EARNINGS

  • prnewswire.com

    VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES QUARTERLY CASH DIVIDEND

  • prnewswire.com

    VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES 2024 THIRD QUARTER EARNINGS

  • prnewswire.com

    VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES QUARTERLY CASH DIVIDEND

  • prnewswire.com

    VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES 2024 SECOND QUARTER EARNINGS

  • prnewswire.com

    VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES QUARTERLY CASH DIVIDEND

  • prnewswire.com

    VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES 2024 FIRST QUARTER EARNINGS

  • prnewswire.com

    VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES QUARTERLY CASH DIVIDEND

  • prnewswire.com

    VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES 2023 FOURTH QUARTER AND FULL YEAR EARNINGS