Banco BPM SpA

Banco BPM SpA

12.84
EUR
-0.15
(-1.19%)
22.80BMarket Cap
Feb 09Next Earn
Banco BPM SpA
VIE:BAMI
(Vienna Stock Exchange)

Recent

price

12.84

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
EUR
34.41
12.84
10.91
11.52
8.67
7.92
3.37
4.13
3.15
3.19
2.67
2.89
3.11
3.75
4.55
4.42
- -
Revenue per Share
2.7
-7.19
-3.01
-1.93
-4.82
0.88
-2.06
1.73
-0.04
0.53
0.01
0.38
0.45
0.84
1.28
1.38
- -
Basic EPS, GAAP
-1.35
-2.74
0.46
13.35
-1.8
5.49
-0.29
-0.11
-0.09
-0.24
4.83
12.9
-10.61
3.78
-3.48
-2.7
- -
Free Cash Flow per Basic Share
0.56
0.2
- -
0.03
0.02
- -
0.07
- -
- -
- -
- -
0.06
0.19
0.23
0.96
1.06
- -
Dividend per Share
73.52
28.78
27.46
26.06
16.52
17.4
9.15
7.88
6.79
7.85
8.1
8.66
8.63
9.31
9.73
10.31
10.37
Book Value per Share
40.53
21.28
20.05
18.73
12.32
13.22
7.04
7.02
5.94
7.01
7.29
7.86
7.79
8.48
8.89
8.18
8.26
Tangible Book Value per Share
114
314
314
314
403
488
817
1,515
1,511
1,511
1,510
1,511
1,509
1,508
1,501
1,503
1,505
Basic Weighted Avg Shares
3,923
4,031
3,424
3,616
3,498
3,864
2,750
6,255
4,760
4,822
4,035
4,372
4,695
5,653
6,827
6,639
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
189
190
194
172
260
190
458
1,328
272
308
303
280
320
278
293
333
- -
Depreciation Expense
308
-2,258
-945
-606
-1,946
430
-1,682
2,616
-59
797
21
569
685
1,264
1,920
2,082
- -
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
7.64
- -
13
31.91
28.87
26.03
26.53
- -
Effective Tax Rate (%)
7.85
-56.03
-27.58
-16.77
-55.63
11.13
-61.15
41.83
-1.25
16.53
0.52
13.02
14.59
22.37
28.13
31.36
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
50,984
54,327
45,829
43,394
33,701
30,910
24,376
21,990
16,933
18,589
17,548
16,115
16,765
23,953
29,390
28,700
26,678
LT Debt
11,940
9,423
8,981
8,523
8,076
8,547
7,645
11,964
10,305
11,887
12,227
13,096
13,016
14,038
14,604
15,585
15,706
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
2.82
- -
1.93
2.33
3.73
4.68
4.67
- -
Return on Capital (%)
2.67
-21.96
-10.7
-7.22
-23.97
5.19
-20.93
26.87
-0.54
7.21
0.17
4.49
5.25
9.35
13.41
13.83
- -
Return on Common Equity (%)

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,503
1,505
1,506
Market Capitalization
19,612
17,993
22,798

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
7,414
- -
3,936
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.54%
5.02%
6.72%
Free Cash Flow
-245.27%
-72.94%
-22.42%
Net Income, GAAP
40.34%
558.13%
8.41%
Sales/Revenue/Turnover
11.39%
10.83%
-2.74%
Total Cash Common Dividend
- -
- -
10.37%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
1,382
6,827
2025
- -
- -
- -
1,445
6,639
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
0.27
1.28
2025
- -
- -
- -
0.31
1.38
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.96
2025
- -
- -
- -
- -
1.06
2026
- -
- -
- -
- -
- -
Business
Banco BPM S.p.A. operates as Italy's third-largest banking group, providing a comprehensive range of retail, corporate, private, and investment banking services through a multi-channel network of approximately 1,400 branches nationwide, with a focus on productive regions including Lombardy, Veneto, and Piedmont; core offerings encompass current and savings accounts, time deposits, credit and debit cards, consumer and mortgage loans, general financing, shares placement, establishment and management of specialized investment funds, investor services, life and non-life insurance products, e-banking, ATM services, e-purse, SMS banking, leasing, consumer credit, asset management, payments, and structured finance solutions for individuals, small and medium-sized enterprises, corporates, and institutional clients. Formed in 2017 through the merger of Banco Popolare and Banca Popolare di Milano, the bank maintains dual headquarters in Milan and Verona, Italy, and operates primarily within the country through subsidiaries and strategic partners such as Anima Holding for asset management. Recent developments include the acquisition of a controlling 90% stake in Anima Holding in early 2025 for €1.55 billion via a voluntary tender offer launched in late 2024, enhancing its integrated life insurance and asset management capabilities; a 5% stake purchase in Banca Monte dei Paschi di Siena in November 2024 to bolster product offerings and partnerships; full consolidation of Anima starting in Q2 2025, contributing to indirect customer funding of €279.9 billion as of September 2025; and the unveiling of an updated Strategic Plan to 2027 forecasting €2.15 billion in consolidated net profit, supported by €600 million in IT investments for digital transformation, including smart lending processes and a digital branch for SMEs, alongside a successful €500 million Social Senior Preferred Bond issuance.

Company News

  • Shares in Banco BPM rise on report of joint Credit Agricole-UniCredit interest

  • Credit Agricole sees MPS bid for Banco BPM as unappealing, paper says

  • MPS launches all-share offers for Banco BPM, Banca Generali

  • MPS CEO weights Banco BPM, Banca Generali bids to fend off Intesa, paper reports

  • Banco BPM S.p.A. (BNCZF) Q2 2026 Earnings Call Transcript

  • Banco BPM ends talks on potential merger with Monte dei Paschi

  • Monte dei Paschi, Banco BPM working on deal with cash component, Bloomberg News reports

  • Credit Agricole Raises Stake in Italy's Banco BPM to 29.3%

  • Credit Agricole tells Rome it plans to raise its Banco BPM stake to near 30%, sources say

  • UniCredit dropped appeal against Italy's decision on Banco BPM bid, document shows

  • Investor Caltagirone voices concern over possible Monte dei Paschi-Banco BPM merger

  • Banco BPM S.p.A. (BNCZF) Q1 2026 Earnings Call Transcript

  • Banco BPM profit beats estimates on strong fee growth

  • Banco BPM picks board slate, opening door to Credit Agricole's separate list

  • Banco BPM clears governance overhaul, opening door for bigger Credit Agricole role

  • Banco BPM S.p.A. (BNCZF) Q4 2025 Earnings Call Transcript

  • Italy's Banco BPM beats FY profit on stronger fee income

  • Credit Agricole Profit Slides on Banco BPM Stake Consolidation

  • Credit Agricole's profit falls 39% on Banco BPM charge, higher costs

  • Banco BPM to double board seats chosen by minority investors, documents show