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    Insurance - Diversified
Vienna Insurance Group AG

Vienna Insurance Group AG

VNRGF
Vienna Insurance Group AGUS flagOther OTC
72.00
USD
- -
- -
9.22BMarket Cap
Vienna Insurance Group AG
VNRGF
(Other OTC)

Recent

price

72.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
71.71
75.64
83.05
78.57
76.89
74.1
74.51
78.12
79.69
84.28
81.01
83.15
70.09
91
101
115.48
79.45
Revenue per Share
3.23
3.18
3.32
1.83
2.87
-0.16
2.25
2.32
2.1
2.59
1.81
2.94
3.69
4.37
4.89
6.52
2.1
Basic EPS, GAAP
13.64
8.25
11.07
8.03
9.23
7.38
6.16
7.26
4.28
5.79
0.31
0.67
-6.31
-4.23
-0.14
3.72
3.54
Free Cash Flow per Basic Share
1.25
1.39
1.5
1.59
1.61
1.6
0.78
1.02
1.09
1.11
1.21
0.87
1.52
1.45
1.56
1.74
1.09
Dividend per Share
14.5
16.37
18.52
18.1
16.22
14.46
16.11
17.51
18.58
20
20.45
43.09
45.41
47.81
50.94
55.78
18.58
Book Value per Share
22.86
20.84
25.61
20.7
18.96
18.95
28.57
31.82
30.27
25.4
27.76
27.96
28.82
32.32
36.11
42.45
30.27
Tangible Book Value per Share
128
128
128
128
128
128
128
128
128
128
128
128
128
128
128
128
128
Basic Weighted Avg Shares
9,179
9,681
10,630
10,057
9,842
9,485
9,537
9,999
10,201
10,788
10,370
10,644
8,971
11,649
12,928
14,781
10,170
Sales/Revenue/Turnover
8.33
- -
5.53
3.53
5.27
1.81
4.26
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
135
357
204
157
186
136
151
203
174
132
72
73
89
166
195
209
- -
Depreciation Expense
413
407
426
234
367
-21
288
298
269
331
232
376
472
559
626
835
269
Net Income, GAAP
18.62
20.95
21.08
27.83
24.5
131.38
21.08
15.81
24.2
20.8
29.84
24.12
20.78
25.42
26.57
26.09
24.2
Effective Tax Rate (%)
4.5
4.2
4
2.33
3.73
-0.22
3.02
2.98
2.64
3.07
2.23
3.53
5.26
4.8
4.84
5.65
2.64
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
539
1,960
1,548
1,786
920
1,566
2,570
2,660
2,689
1,879
1,979
1,993
2,316
1,815
1,734
1,838
2,689
LT Debt
5,030
5,050
5,689
4,967
4,796
4,414
5,711
6,044
5,836
5,191
5,286
5,308
5,714
6,099
6,559
7,331
5,836
Total Equity
11.1
- -
5.88
3.14
5.49
-0.81
3.79
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
17.06
13.07
9.92
5.01
9.38
-1.42
6.11
4.55
3.84
6.26
6.19
7.15
6.96
7.48
8.08
9.97
2.49
Return on Capital (%)
23.83
20.59
19.06
10
16.7
-1.05
14.71
13.83
11.64
13.42
8.94
9.24
8.34
9.37
9.91
12.22
11.64
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Jun'18
Sep'18
Dec'18
ST Debt
1,142
1,137
- -
LT Borrowings
2,601
2,596
2,689
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
128
128
128
Market Capitalization
3,041
3,061
3,053

Working Capital

FRC

•

in mil. unless spec.
Jun'18
Sep'18
Dec'18
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,204
977
1,347
Accounts Receivable, Net
1,666
1,544
1,563
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1,142
1,137
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.67%
6.83%
11.78%
Free Cash Flow
-397.83%
-775.87%
-2,828.82%
Net Income, GAAP
-135.97%
30.34%
33.3%
Sales/Revenue/Turnover
5.14%
8.42%
14.33%
Total Cash Common Dividend
5.77%
11.99%
11.27%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
11,649
2024
- -
- -
- -
- -
12,928
2025
- -
- -
- -
- -
14,781

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
4.37
2024
- -
- -
- -
- -
4.89
2025
- -
- -
- -
- -
6.52

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.45
2024
- -
- -
- -
- -
1.56
2025
- -
- -
- -
- -
1.74
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Business
Vienna Insurance Group AG (VIG) is a leading international insurance group focused on Central and Eastern Europe, providing a comprehensive range of insurance products and services including life insurance, health insurance, property and casualty insurance such as motor third-party liability, accident coverage, and liability protection; unit- and index-linked life products; pension funds; and reinsurance through subsidiaries like VIG Re and Wiener Re. The group operates more than 50 insurance companies and pension funds across 30 countries, with a core presence in 20 Central and Eastern European markets including Austria, Czech Republic, Poland, Slovakia, Romania, Hungary, the Baltic states, Bulgaria, Croatia, Serbia, Ukraine, and others, as well as special markets in Germany, Turkey, Georgia, Liechtenstein, and Northern Europe branches in Denmark, Norway, and Sweden; key brands encompass Wiener Städtische, Donau Versicherung, Kooperativa, Compensa, Bulstrad, InterRisk, Vienna Life, Beesafe, and BTA Baltic, serving approximately 33 million customers through around 30,000 employees. Founded in 1824 and headquartered at Schottenring 30 in Vienna, Austria, VIG maintains market leadership in multiple CEE countries and targets both individual and corporate clients with tailored solutions emphasizing growth in health, life without profit participation, and property-casualty segments. Recent developments include the October 2025 announcement of a public purchase offer and business combination agreement with NÜRNBERGER Beteiligungs-AG to acquire a controlling majority and integrate it as a provider of biometric and prevention-focused insurance products; in April 2025, acquisition of a 48.82% stake in Polish financial broker Phinance to enhance multi-channel distribution and support Vienna Life's expansion following its 2024 merger of three Polish life insurers; strong first-half 2025 financial performance with 8.7% gross written premium growth to EUR 8.6 billion, driven by double-digit increases in life, health, and motor lines across Poland, Extended CEE, and Turkey; and ongoing premium expansion in 2025's first nine months.

Company News

APIChat

  • seekingalpha.com

    Vienna Insurance Group AG (VNRFY) Q1 2026 Earnings Call Transcript

  • seekingalpha.com

    Vienna Insurance Group AG (VNRFY) Q4 2025 Press Conference Call Transcript

  • seekingalpha.com

    Vienna Insurance Group AG (VNRFY) Q4 2025 Earnings Call Transcript

  • seekingalpha.com

    Vienna Insurance Group AG (VNRFY) Q3 2025 Earnings Call Transcript

  • seekingalpha.com

    The Takeover Of Nurnberger By Vienna Insurance Leaves Question Marks

  • reuters.com

    Vienna Insurance Group offers to buy Germany's Nuernberger for $1.61 billion

  • seekingalpha.com

    Vienna Insurance Group AG - Special Call

  • seekingalpha.com

    Vienna Insurance Group AG (VNRFY) Q2 2025 Earnings Conference Call Transcript

  • seekingalpha.com

    Vienna Insurance Group AG (VNRFY) Q1 2025 Earnings Call Transcript

  • seekingalpha.com

    Vienna Insurance Group AG (VNRFY) Q4 2024 Earnings Call Transcript

  • seekingalpha.com

    Vienna Insurance Group AG (VNRFY) Q3 2024 Earnings Call Transcript