Westamerica Bancorporation
NASDAQ Global SelectTotal Valuation
Westamerica Bancorporation carries a market capitalization of 1.39B, placing it among publicly traded companies globally. Its enterprise value stands at -614.50M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 1.39B |
| Enterprise Value | -614.50M |
Share Statistics
Westamerica Bancorporation currently has 23.00M shares outstanding.
| Shares Outstanding | 23.00M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Westamerica Bancorporation trades at a trailing price-to-earnings ratio of 12.95. The price-to-sales ratio is 5.69, and the price-to-book ratio stands at 1.58.
| PE Ratio | 12.95 |
| PS Ratio | 5.69 |
| PB Ratio | 1.58 |
| P/TBV Ratio | 1.84 |
| P/FCF Ratio | 12.60 |
| P/OCF Ratio | 12.89 |
Enterprise Valuation
| EV / Sales | 6.61 |
| EV / EBITDA | 242.04 |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 2.60 |
| Debt / EBITDA | 4.73 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 12.49 |
| Return on Assets (ROA) | 1.91 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Westamerica Bancorporation has paid 38.18M in income taxes, reflecting an effective tax rate of 25.62.
| Income Tax | 38.18M |
| Effective Tax Rate | 25.62 |
Stock Price Statistics
Westamerica Bancorporation's stock has gained approximately 18.49561% over the past 52 weeks. The 50-day moving average sits at 59.32, while the 200-day moving average is 53.79.
| Beta (5Y) | N/A |
| 52-Week Price Change | 18.49561% |
| 50-Day Moving Average | 59.32 |
| 200-Day Moving Average | 53.79 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Westamerica Bancorporation generated 251.90M in revenue and converted that into 110.81M in net income, yielding earnings per share of 4.53.
| Revenue | 251.90M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 148.99M |
| Net Income | 110.81M |
| EBITDA | 4.69M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 4.53 |
Balance Sheet
Westamerica Bancorporation holds 1.99B in cash and equivalents against 22.20M in total debt, resulting in a net debt position of -301.93M.
| Cash & Cash Equivalents | 1.99B |
| Total Debt | 22.20M |
| Net Debt | -301.93M |
| Equity (Book Value) | 853.15M |
| Book Value Per Share | 37.09 |
| Working Capital | N/A |
Cash Flow
Westamerica Bancorporation produced 111.26M in operating cash flow over the past twelve months. After subtracting -2.63M in capital expenditures, free cash flow totaled 108.63M - equivalent to 4.44 per share.
| Operating Cash Flow | 111.26M |
| Capital Expenditures | -2.63M |
| Free Cash Flow | 108.63M |
| FCF Per Share | 4.44 |
Margins
Westamerica Bancorporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 59.15 |
| Profit Margin | 43.99 |
| EBITDA Margin | 1.86 |
Dividends & Yields
The company's payout ratio of 41.24 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.87 |
| Dividend Yield | N/A |
| Payout Ratio | 41.24 |
| Shareholder Yield | 9.18 |
| FCF Yield | 7.94 |
Stock Splits
Westamerica Bancorporation's most recent stock split took place on February 26, 1998 with a 1:3 split ratio.
| Last Split Date | 2/26/1998 |
| Split Ratio | 1:3 |
Scores
Westamerica Bancorporation posts an Altman Z-Score of 0.34, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.34 |