Westamerica Bancorporation
NASDAQ Global SelectTotal Valuation
Westamerica Bancorporation carries a market capitalization of 1.40B, placing it among publicly traded companies globally. Its enterprise value stands at -688.25M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 1.40B |
| Enterprise Value | -688.25M |
Share Statistics
Westamerica Bancorporation currently has 23.63M shares outstanding.
| Shares Outstanding | 23.63M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Westamerica Bancorporation trades at a trailing price-to-earnings ratio of 11.63. The price-to-sales ratio is 5.16, and the price-to-book ratio stands at 1.32.
| PE Ratio | 11.63 |
| PS Ratio | 5.16 |
| PB Ratio | 1.32 |
| P/TBV Ratio | 1.72 |
| P/FCF Ratio | 10.70 |
| P/OCF Ratio | 10.98 |
Enterprise Valuation
| EV / Sales | 6.61 |
| EV / EBITDA | 242.04 |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 2.38 |
| Debt / EBITDA | 3.41 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 10.98 |
| Return on Assets (ROA) | 1.90 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Westamerica Bancorporation has paid 38.83M in income taxes, reflecting an effective tax rate of 25.66.
| Income Tax | 38.83M |
| Effective Tax Rate | 25.66 |
Stock Price Statistics
Westamerica Bancorporation's stock has gained approximately 17.31032% over the past 52 weeks. The 50-day moving average sits at 56.12, while the 200-day moving average is 51.29.
| Beta (5Y) | N/A |
| 52-Week Price Change | 17.31032% |
| 50-Day Moving Average | 56.12 |
| 200-Day Moving Average | 51.29 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Westamerica Bancorporation generated 253.72M in revenue and converted that into 112.49M in net income, yielding earnings per share of 4.48.
| Revenue | 253.72M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 151.32M |
| Net Income | 112.49M |
| EBITDA | 6.17M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 4.48 |
Balance Sheet
Westamerica Bancorporation holds 2.02B in cash and equivalents against 21.03M in total debt, resulting in a net debt position of -397.28M.
| Cash & Cash Equivalents | 2.02B |
| Total Debt | 21.03M |
| Net Debt | -397.28M |
| Equity (Book Value) | 989.92M |
| Book Value Per Share | 39.45 |
| Working Capital | N/A |
Cash Flow
Westamerica Bancorporation produced 119.24M in operating cash flow over the past twelve months. After subtracting -3.06M in capital expenditures, free cash flow totaled 116.18M - equivalent to 4.63 per share.
| Operating Cash Flow | 119.24M |
| Capital Expenditures | -3.06M |
| Free Cash Flow | 116.18M |
| FCF Per Share | 4.63 |
Margins
Westamerica Bancorporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 59.64 |
| Profit Margin | 44.34 |
| EBITDA Margin | 2.43 |
Dividends & Yields
The company's payout ratio of 41.29 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.85 |
| Dividend Yield | N/A |
| Payout Ratio | 41.29 |
| Shareholder Yield | 18.47 |
| FCF Yield | 9.34 |
Stock Splits
Westamerica Bancorporation's most recent stock split took place on February 26, 1998 with a 1:3 split ratio.
| Last Split Date | 2/26/1998 |
| Split Ratio | 1:3 |
Scores
Westamerica Bancorporation posts an Altman Z-Score of 0.34, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.34 |