Westamerica Bancorporation Financial Ratios — WABC Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	24.84	14.93	12.46	11.5	11.22	10.71	8.51	11.36	11.83	11.21	11.48	14.92	17.76	13.72	11.16
Return on Assets (%)	1.76	1.62	1.37	1.23	1.15	1.12	0.92	1.29	1.44	1.3	1.22	1.69	2.43	2.23	1.93
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	5.49	6	8.71	8.22	9.01	11.05	13.56	12.33	10.1	10.99	7.73	6.25	3.64	3.54	2.81
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	46.52	45.41	41.66	41.87	42.13	44.33	45.3	45.98	51.53	51.81	54.47	62.5	68.46	64.36	60.72
Profit Margin (%)	33.84	34.57	32.49	32.16	32.29	32.63	26	36.16	39.37	39.01	40.27	46.06	49.98	47.2	45.02
Net Income to Common Margin (%)	33.84	34.57	32.49	32.16	32.29	32.63	26	36.16	39.37	39.01	40.27	46.06	49.98	47.2	45.02
Effective Tax Rate (%)	27.25	23.87	22	23.19	23.37	26.39	42.61	21.36	23.6	24.71	26.08	26.3	26.99	26.67	25.86
Dvd Payout Ratio (%)	47.41	50.54	59.69	65.56	66.59	67.84	82.56	59.58	54.66	55.07	51.21	37.02	28.41	33.87	40.4
Sustainable Growth Rate (%)	13.06	7.38	5.02	3.96	3.75	3.45	1.48	4.59	5.36	5.04	5.6	9.4	12.72	9.07	6.65

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	157	56	83	110	53	59	58	51	48	19	18	16	19	18	22
ST Debt	116	15	63	90	53	59	58	51	31	- -	- -	- -	- -	- -	- -
LT Debt	41	41	21	20	- -	- -	- -	- -	17	19	18	16	19	18	22
Total Debt/EBITDA	11	3.96	4.62	7.08	3.23	2.96	2.24	2.1	2.33	0.83	1.08	0.95	1.6	1.73	3.06
Net Debt/EBITDA	-26.19	-30.95	-21.58	-17.48	-23.17	-20.22	-19.8	-15.12	-16.6	-27.43	-68.13	-17.76	-16.16	-57.81	-78.36
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.79	10.95	11.06	10.3	10.23	10.62	10.98	11.75	12.54	10.82	10.42	12.35	15.13	17.41	17.19
Long-Term Debt/Equity (%)	7.34	7.28	3.79	3.8	- -	- -	- -	- -	2.34	2.23	2.17	2.62	2.43	2.02	2.38
Long-Term Debt/Capital (%)	5.85	6.82	3.32	3.19	- -	- -	- -	- -	2.28	2.51	2.26	1.8	1.92	1.67	2.12
Long-Term Debt/Total Assets (%)	0.81	0.82	0.42	0.4	- -	- -	- -	- -	0.3	0.28	0.24	0.23	0.3	0.3	0.37
Total Debt/Equity (%)	28.05	9.96	15.33	20.85	9.96	10.52	9.91	8.32	6.57	2.23	2.17	2.62	2.43	2.02	2.38
Total Debt/Capital (%)	22.36	9.33	13.44	17.47	9.11	9.39	8.81	7.26	6.39	2.51	2.26	1.8	1.92	1.67	2.12
Total Debt/Total Assets (%)	3.11	1.13	1.72	2.18	1.03	1.1	1.06	0.92	0.86	0.28	0.24	0.23	0.3	0.3	0.37
Net Debt to Equity	-66.83	-77.77	-71.61	-51.47	-71.4	-71.82	-87.51	-59.95	-46.83	-73.54	-136.87	-48.87	-24.62	-67.59	-60.82
Net Debt/Capital (%)	-218.48	-407.88	-264.25	-109.48	-255.15	-241.85	-580.33	-129.42	-90.31	-485.68	336.23	-50.76	-24.04	-126.76	-118.53
EBITDA	14	14	18	16	16	20	26	24	21	23	17	17	12	10	7
EBITDA-CapEx	11	9	16	12	12	18	23	21	17	20	15	16	11	9	5
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.79	10.95	11.06	10.3	10.23	10.62	10.98	11.75	12.54	10.82	10.42	12.35	15.13	17.41	17.19
Long-Term Debt/Equity (%)	7.34	7.28	3.79	3.8	- -	- -	- -	- -	2.34	2.23	2.17	2.62	2.43	2.02	2.38
Long-Term Debt/Capital (%)	5.85	6.82	3.32	3.19	- -	- -	- -	- -	2.28	2.51	2.26	1.8	1.92	1.67	2.12
Long-Term Debt/Total Assets (%)	0.81	0.82	0.42	0.4	- -	- -	- -	- -	0.3	0.28	0.24	0.23	0.3	0.3	0.37
Total Debt/Equity (%)	28.05	9.96	15.33	20.85	9.96	10.52	9.91	8.32	6.57	2.23	2.17	2.62	2.43	2.02	2.38
Total Debt/Capital (%)	22.36	9.33	13.44	17.47	9.11	9.39	8.81	7.26	6.39	2.51	2.26	1.8	1.92	1.67	2.12
Total Debt/Total Assets (%)	3.11	1.13	1.72	2.18	1.03	1.1	1.06	0.92	0.86	0.28	0.24	0.23	0.3	0.3	0.37
CFO/Total Liabilities	2.69	2.72	1.98	1.83	1.52	1.62	1.64	1.95	1.65	1.83	1.34	1.79	2.83	2.73	2.43
CFO/CapEx	36.38	24.71	50.39	21.71	15.74	42.7	29.69	30.94	20.21	48.97	67.02	140.2	136.27	81.18	54.27
Altman's Z-Score	0.27	0.26	0.3	0.25	0.23	0.28	0.27	0.27	0.32	0.24	0.23	0.27	0.32	0.35	0.33

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	2.09	10.78	10.55	9.84	9.2	8.66	8.54	8.01	7.48	6.67	6.27	5.95	5.99	5.92	6.31
Days Sales Outstanding	174.97	33.86	34.6	37.09	39.68	42.15	42.72	45.54	48.82	54.73	58.23	61.36	60.97	61.61	57.81
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	1,257	1,178	1,515	1,279	1,195	1,612	1,566	1,484	1,827	1,490	1,550	1,587	1,506	1,400	1,228
- Cash & Cash Equivalents	530	491	472	381	433	462	575	420	373	621	1,132	294	190	601	568
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	157	56	83	110	53	59	58	51	48	19	18	16	19	18	22
Enterprise Value	245	-83	46	-592	-756	-682	-1,143	-1,540	-1,577	-3,176	-4,203	-3,023	-2,665	-2,579	-866
Total Capital	701	598	619	628	582	629	664	705	753	749	795	874	982	1,076	1,047
Total Debt/Capital (%)	22.36	9.33	13.44	17.47	9.11	9.39	8.81	7.26	6.39	2.51	2.26	1.8	1.92	1.67	2.12
Total Debt / EV	0.64	-0.67	1.79	-0.19	-0.07	-0.09	-0.05	-0.03	-0.03	-0.01	- -	-0.01	-0.01	-0.01	-0.03
EV/Sales	0.94	- -	0.22	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	17.17	- -	2.58	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	2.03	- -	0.54	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	1.98	- -	0.53	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	1,262	1,180	1,517	1,282	1,196	1,616	1,573	1,490	1,830	1,491	1,551	1,588	1,506	1,400	1,228
Diluted Enterprise Value	888	744	1,129	1,011	816	1,213	1,057	1,121	1,505	888	437	1,309	1,335	816	682
EV per Share	8.55	- -	1.73	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	260	235	207	189	182	180	192	198	204	206	215	265	324	294	258
TTM EBITDA	14	14	18	16	16	20	26	24	21	23	17	17	12	10	7
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	120	119	85	82	70	78	81	97	81	108	89	114	158	142	122
TTM Free Cash Flow to Firm	124	124	87	86	75	79	83	100	85	110	90	115	159	143	124

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	10.2	9.49	17.44	14.89	15.97	20.34	18.85	14.93	21.61	13.56	17.22	13.87	9.45	9.77	9.89
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	245	-83	46	-592	-756	-682	-1,143	-1,540	-1,577	-3,176	-4,203	-3,023	-2,665	-2,579	-866
Low Price	36.32	40.5	41.76	42.71	40.57	40.52	49.38	52.05	55.09	46.94	53.24	52.04	35.52	43.82	42
EV/Sales	0.94	- -	0.22	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	17.17	- -	2.58	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	14.3	14.52	22.55	21.1	20.33	27.39	31.3	20.73	22.72	18.52	17.92	13.01	9.31	10.1	10.57
Price/Earnings Average	15.22	15.6	19.07	21.5	19.96	21.69	29.51	22.1	21.09	19.59	18.29	12.89	7.76	9.66	10.84
Price/Earnings High	18.55	16.88	23	24.32	22.79	28.44	34.11	24.12	23.11	23.14	20.75	14.07	9.84	11.54	11.9
Price/Earnings Low	11.83	13.81	16.68	18.38	17.65	17.63	25.95	19.38	18.47	15.73	16.53	11.47	5.86	8.43	9.28
Price/Book Value	2.31	2.17	2.83	2.47	2.26	2.83	2.59	2.27	2.59	2.04	1.99	1.85	1.56	1.32	1.2
Price/Book Value Average	2.46	2.33	2.39	2.51	2.22	2.24	2.44	2.42	2.41	2.16	2.04	1.83	1.3	1.27	1.23
Price/Book Value High	3	2.53	2.88	2.84	2.53	2.94	2.82	2.64	2.64	2.55	2.31	2	1.65	1.51	1.35
Price/Book Value Low	1.91	2.06	2.09	2.15	1.96	1.82	2.14	2.12	2.11	1.73	1.84	1.63	0.98	1.11	1.05
Price/Tangible Book Value	3.08	2.84	3.76	3.28	2.99	3.72	3.37	3.02	3	2.06	2.2	3.31	2.31	1.82	1.51
Price/Tangible Book Value Average	3.27	3.05	3.18	3.34	2.93	2.95	3.18	3.21	2.79	2.18	2.25	3.28	1.93	1.74	1.55
Price/Tangible Book Value High	3.99	3.3	3.84	3.78	3.35	3.87	3.67	3.51	3.05	2.58	2.55	3.58	2.45	2.08	1.7
Price/Tangible Book Value Low	2.55	2.7	2.78	2.85	2.59	2.4	2.79	2.82	2.44	1.75	2.03	2.92	1.46	1.52	1.33
Price/Sales	4.84	5.02	7.33	6.79	6.57	8.94	8.14	7.5	8.95	7.23	7.22	5.99	4.65	4.77	4.76
Price/Sales Average	5.15	5.39	6.2	6.91	6.44	7.08	7.67	7.99	8.3	7.64	7.37	5.94	3.88	4.56	4.88
Price/Sales High	6.28	5.84	7.47	7.82	7.36	9.28	8.87	8.72	9.1	9.03	8.36	6.48	4.92	5.45	5.36
Price/Sales Low	4	4.77	5.42	5.91	5.7	5.75	6.75	7.01	7.27	6.14	6.66	5.28	2.93	3.98	4.18
Price/Cash Flow	10.44	9.86	17.75	15.54	16.97	20.76	19.39	15.36	22.64	13.83	17.47	13.96	9.52	9.89	10.07
Price/Cash Flow Average	11.11	10.59	15.01	15.84	16.66	16.44	18.28	16.37	21.01	14.62	17.84	13.84	7.93	9.46	10.33
Price/Cash Flow High	13.54	11.47	18.11	17.92	19.02	21.56	21.13	17.86	23.02	17.27	20.23	15.11	10.06	11.3	11.34
Price/Cash Flow Low	8.64	9.38	13.13	13.54	14.73	13.37	16.08	14.35	18.4	11.74	16.11	12.31	6	8.26	8.85
Price/Free Cash Flow Average	10.85	10.2	14.75	15.18	15.67	16.11	17.77	15.92	20.06	14.34	17.58	13.74	7.88	9.35	10.15
Price/Free Cash Flow High	13.23	11.04	17.79	17.17	17.9	21.12	20.54	17.37	21.98	16.94	19.95	15.01	9.99	11.17	11.14
Price/Free Cash Flow Low	8.44	9.03	12.9	12.98	13.86	13.1	15.63	13.96	17.57	11.51	15.88	12.23	5.95	8.16	8.69
EV/Sales Average	3.71	3.54	4.31	5.48	4.36	4.84	4.99	6.13	6.71	4.72	2.18	4.89	3.35	2.57	2.77
EV/Sales High	4.84	3.98	5.59	6.38	5.27	7.04	6.18	6.86	7.5	6.11	3.17	5.43	4.39	3.46	3.24
EV/Sales Low	2.57	2.92	3.54	4.47	3.61	3.52	4.06	5.14	5.68	3.21	1.47	4.23	2.4	1.99	2.06
EV/EBITDA Average	67.63	58.97	49.51	66.62	48.33	43.8	36.79	49.68	66.44	42.95	28.19	78.16	92.03	72.66	98.53
EV/EBITDA High	88.21	66.37	64.18	77.66	58.47	63.71	45.63	55.6	74.3	55.58	40.99	86.87	120.67	97.73	115.54
EV/EBITDA Low	46.76	48.63	40.6	54.42	40.04	31.83	29.97	41.72	56.22	29.24	19	67.68	65.99	56.31	73.52
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	43.9	42.59	56.46	49.02	46.75	62.93	59.55	55.68	67.77	55.29	57.73	59.01	56.41	52.46	47.83
High Price	56.96	49.53	57.59	56.51	52.4	65.34	64.91	64.76	68.92	69.08	66.85	63.86	59.63	59.97	53.86
Enterprise Value Average	964	830	892	1,033	793	873	960	1,212	1,370	973	469	1,295	1,084	756	714
Enterprise Value High	1,257	934	1,156	1,204	959	1,270	1,190	1,357	1,532	1,259	681	1,439	1,421	1,017	837
Enterprise Value Low	666	684	731	844	657	635	782	1,018	1,160	662	316	1,121	777	586	533

Shares Outstanding	28	27	27	26	26	26	26	27	27	27	27	27	27	27	25
Diluted Weighted Avg Shares	29	28	27	26	26	26	26	27	27	27	27	27	27	27	26
Basic Weighted Avg Shares	29	28	27	26	26	26	26	27	27	27	27	27	27	27	26
Revenue per Share	9.07	8.48	7.71	7.22	7.12	7.04	7.32	7.43	7.58	7.65	8	9.85	12.12	11.01	10.05
EBITDA per Share	0.5	0.51	0.67	0.59	0.64	0.78	0.99	0.92	0.77	0.84	0.62	0.62	0.44	0.39	0.28
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	3.07	2.93	2.5	2.32	2.3	2.3	1.9	2.69	2.98	2.98	3.22	4.54	6.06	5.2	4.52
Basic EPS from Cont Ops	3.07	2.93	2.5	2.32	2.3	2.3	1.9	2.69	2.98	2.98	3.22	4.54	6.06	5.2	4.52
Diluted EPS, GAAP	3.06	2.93	2.5	2.32	2.3	2.29	1.89	2.67	2.98	2.98	3.22	4.54	6.06	5.2	4.52
Diluted EPS from Cont Ops	3.06	2.93	2.5	2.32	2.3	2.29	1.89	2.67	2.98	2.98	3.22	4.54	6.06	5.2	4.52
Dividend per Share	1.46	1.48	1.49	1.52	1.53	1.56	1.57	1.6	1.63	1.64	1.65	1.68	1.72	1.76	1.83
Cash Flow per Share	4.21	4.32	3.18	3.15	2.75	3.03	3.07	3.63	2.99	4	3.3	4.23	5.92	5.31	4.75
Free Cash Flow per Basic Share	4.09	4.15	3.12	3.01	2.58	2.96	2.97	3.51	2.85	3.92	3.25	4.2	5.88	5.24	4.66
Cash & Equivalents per Share	40.83	47.62	57.83	75.93	78.39	91.87	105.23	115.39	128.07	173.87	214.89	172	156.92	149.8	82.43
Book Value per Share	19.01	19.61	19.98	19.87	20.7	22.25	23.03	24.55	26.14	27.11	28.95	31.91	36.07	39.65	39.91
Tangible Book Value per Share	14.26	15.01	15.01	14.97	15.66	16.9	17.68	18.46	22.57	26.8	26.24	17.84	24.37	28.79	31.62

Westamerica Bancorporation

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)