Westamerica Bancorporation

Westamerica Bancorporation

WABC
Westamerica BancorporationUS flagNASDAQ Global Select
59.27
USD
-0.24
- -
1.39BMarket Cap
Westamerica Bancorporation
WABC
(NASDAQ Global Select)

Recent

price

59.27

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
9.24
9.07
8.48
7.71
7.22
7.12
7.04
7.32
7.43
7.58
7.65
8
9.85
12.12
11.01
10.05
10.11
Revenue per Share
3.24
3.07
2.93
2.5
2.32
2.3
2.3
1.9
2.69
2.98
2.98
3.22
4.54
6.06
5.2
4.52
4.48
Basic EPS, GAAP
3.89
4.09
4.15
3.12
3.01
2.58
2.96
2.97
3.51
2.85
3.92
3.25
4.2
5.88
5.24
4.66
4.63
Free Cash Flow per Basic Share
1.44
1.46
1.48
1.49
1.52
1.53
1.56
1.57
1.6
1.63
1.64
1.65
1.68
1.72
1.76
1.83
1.85
Dividend per Share
5.61
19.01
19.61
19.98
19.87
20.7
22.25
23.03
24.55
26.14
27.11
28.95
31.91
36.07
39.65
39.91
39.45
Book Value per Share
13.34
14.26
15.01
15.01
14.97
15.66
16.9
17.68
18.46
22.57
26.8
26.24
17.84
24.37
28.79
31.62
30.32
Tangible Book Value per Share
29
29
28
27
26
26
26
26
27
27
27
27
27
27
27
26
25
Basic Weighted Avg Shares
270
260
235
207
189
182
180
192
198
204
206
215
265
324
294
258
254
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
15
14
14
18
16
16
20
26
24
21
23
17
17
12
10
7
6
Depreciation Expense
95
88
81
67
61
59
59
50
72
80
80
87
122
162
139
116
112
Net Income, GAAP
28.04
27.25
23.87
22
23.19
23.37
26.39
42.61
21.36
23.6
24.71
26.08
26.3
26.99
26.67
25.86
25.66
Effective Tax Rate (%)
35.08
33.84
34.57
32.49
32.16
32.29
32.63
26
36.16
39.37
39.01
40.27
46.06
49.98
47.2
45.02
44.34
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
62
41
41
21
20
- -
- -
- -
- -
17
19
18
16
19
18
22
21
LT Debt
545
559
560
543
527
532
561
590
616
731
845
827
602
773
890
934
883
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
63.79
24.84
14.93
12.46
11.5
11.22
10.71
8.51
11.36
11.83
11.21
11.48
14.92
17.76
13.72
11.16
10.98
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
22
22
21
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
25
25
24
Market Capitalization
1,307
1,228
1,309

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,977
2,116
2,018
Accounts Receivable, Net
39
37
37
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.83%
3.82%
4.89%
Free Cash Flow
8.31%
5.14%
-14.43%
Net Income, GAAP
9.13%
10.14%
-16.2%
Sales/Revenue/Turnover
4.11%
5.66%
-12.15%
Total Cash Common Dividend
1.84%
1.17%
-0.05%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
76
74
74
70
294
2025
66
65
64
63
258
2026
62
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.37
1.33
1.31
1.19
5.2
2025
1.16
1.12
1.12
1.12
4.52
2026
1.13
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.44
0.44
0.44
0.44
1.76
2025
0.44
0.46
0.46
0.46
1.83
2026
0.46
- -
- -
- -
- -
Business
Westamerica Bancorporation (NASDAQ: WABC) operates as the holding company for Westamerica Bank, a full-service commercial bank serving small and middle market businesses and individuals primarily in northern and central California. Westamerica Bank provides a range of banking products and services, including commercial real estate loans, commercial and industrial loans, agricultural loans, consumer loans; deposit products such as checking and savings accounts, money market accounts, individual retirement accounts, and certificates of deposit; cash management services; online banking, mobile banking, and telephone banking services; debit and credit cards; merchant services; and trust services. The bank maintains approximately 76 full-service branches across its core markets and also offers wealth management and brokerage services through third-party providers. Founded in 1934 and headquartered in San Rafael, California, Westamerica Bancorporation focuses on the banking segment within the financial services industry, targeting businesses and consumers in California with an emphasis on relationship-based lending and deposit gathering. The company does not operate internationally and has no significant subsidiaries beyond its banking operations. In recent developments within the last two years, Westamerica Bancorporation reported stable financial performance amid interest rate fluctuations, with no major acquisitions, funding rounds, partnerships, or strategic shifts publicly announced as of late 2025; however, it continues to emphasize digital banking enhancements and community involvement in its operational footprint.

Company News

APIChatGPT
  • Westamerica Bancorporation Increases Stock Repurchase Plan Authorization

  • Westamerica Bancorporation Increases Stock Repurchase Plan Authorization

  • Westamerica Bancorporation Increases Quarterly Cash Dividend

  • Westamerica Bancorporation (NASDAQ:WABC) SVP Robert James Baker, Jr. Sells 759 Shares of Stock

  • Westamerica Bancorporation (NASDAQ:WABC) Reaches New 12-Month High Following Earnings Beat

  • Westamerica Bancorporation Reports First Quarter 2026 Financial Results

  • Westamerica Bank Announces New Board Member

  • Westamerica Bancorporation $WABC Shares Acquired by SG Americas Securities LLC

  • Analyzing Glacier Bancorp (NYSE:GBCI) and Westamerica Bancorporation (NASDAQ:WABC)

  • Westamerica Bancorporation Declares Quarterly Cash Dividend

  • Westamerica Bancorporation Reports Fourth Quarter 2025 Financial Results

  • Westamerica Bancorporation (NASDAQ:WABC) Share Price Passes Above 200-Day Moving Average – Here’s What Happened

  • Westamerica Bancorporation (NASDAQ:WABC) Share Price Crosses Above 200-Day Moving Average – Time to Sell?

  • Assenagon Asset Management S.A. Buys New Shares in Westamerica Bancorporation $WABC

  • Westamerica Bancorporation Announces Stock Repurchase Plan

  • Reviewing FS Bancorp (NASDAQ:FSBW) and Westamerica Bancorporation (NASDAQ:WABC)

  • American Century Companies Inc. Increases Position in Westamerica Bancorporation $WABC

  • D.A. Davidson & CO. Purchases 2,471 Shares of Westamerica Bancorporation $WABC

  • Westamerica Bancorporation Declares Quarterly Cash Dividend

  • Westamerica Bancorporation Reports Third Quarter 2025 Financial Results