World Acceptance Corporation

World Acceptance Corporation

WRLD
World Acceptance CorporationUS flagNASDAQ Global Select
171.64
USD
-0.73
- -
799.91MMarket Cap
World Acceptance Corporation
WRLD
(NASDAQ Global Select)

Recent

price

171.64

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
30.34
37.87
44.88
56.33
65.43
60.21
53.44
53.03
56.72
72.25
73.81
86.91
90.85
88.33
97.03
115.05
111.94
Revenue per Share
5.81
7.25
8.55
10.39
12.36
9.92
8.38
5.89
4.01
3.61
12.97
8.49
3.41
12.97
16.61
7.43
8.15
Basic EPS, GAAP
12.26
15.23
18.44
23.22
25.96
22.39
23.73
22.68
24.2
32.69
30.96
41.77
45.85
43.76
46.61
54.86
53.89
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
28.17
30.14
30.1
29.95
35.18
44.47
52.5
59.34
59.47
52.76
59.5
58.76
61.82
71.47
81.32
75.38
77.74
Book Value per Share
27.41
29.33
29.24
29
34.12
43.45
51.05
57.84
57.06
48.69
54.96
54.49
58.19
68.36
78.57
72.89
75.42
Tangible Book Value per Share
16
14
12
10
9
9
9
9
9
8
7
6
6
6
5
5
5
Basic Weighted Avg Shares
477
526
546
578
587
531
469
484
527
564
502
552
566
525
521
536
541
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
8
8
8
7
7
7
7
8
8
12
12
12
11
11
10
9
9
Depreciation Expense
91
101
104
107
111
87
74
54
37
28
88
54
21
77
89
35
39
Net Income, GAAP
36.3
37.02
37.4
37.38
37.04
36.62
36.02
49.31
17.78
19.34
20.75
17.78
21.79
22.18
19.83
23.55
23.14
Effective Tax Rate (%)
19.14
19.13
19.06
18.44
18.88
16.47
15.68
11.1
7.07
4.99
17.58
9.77
3.75
14.69
17.11
6.46
7.28
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
187
279
400
506
501
375
295
245
252
554
497
780
679
578
526
661
648
LT Debt
443
419
366
307
316
392
461
541
552
412
405
373
385
424
437
351
362
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
22.11
23.38
26.51
31.65
35.58
24.71
17.26
10.71
6.81
5.84
21.61
13.86
5.6
19.03
20.72
8.78
9.96
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
677
587
573
LT Finance Leases
75
74
75
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
5
5
5
Market Capitalization
693
629
1,043

Working Capital

FRC

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
10
6
10
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
39
38
65
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-0.12%
-2.23%
-19.68%
Free Cash Flow
3.26%
4.58%
1.99%
Net Income, GAAP
23.36%
23.59%
-61.24%
Sales/Revenue/Turnover
0.38%
1.45%
2.74%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
120
121
127
154
521
2026
123
120
128
164
536
2027
128
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1.7
3.84
2.31
8.24
16.61
2026
0.29
-0.38
-0.18
7.75
7.43
2027
1.31
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
Business
World Acceptance Corporation (WRLD), founded in 1962 and headquartered in Greenville, South Carolina, engages in the consumer finance business servicing individuals with limited access to mainstream credit sources such as banks, credit unions, and credit card lenders. The company offers short-term small installment loans, medium-term larger installment loans typically ranging from $400 to $5,000 with an average origination around $1,975, related credit insurance products, and ancillary services including income tax return preparation with electronic filing, tax advance loans, and automobile or motor club memberships for roadside assistance; these offerings are provided through approximately 1,000 to 1,200 branches across 15 to 16 states including South Carolina, Georgia, Texas, Oklahoma, Louisiana, Tennessee, Missouri, Illinois, New Mexico, Kentucky, and Alabama. World Acceptance operates under primary trade names like World Finance and Loans by World, emphasizing fixed interest rates, transparent up-front pricing without hidden fees, flexible repayment terms tailored to customer budgets, and credit-building opportunities. In September 2025, the company and its subsidiary WFC Receivables I, LLC entered into a $175 million revolving warehouse credit facility secured by consumer loan receivables, providing enhanced liquidity for loan origination and management with provisions for servicing delegation and risk mitigation; this agreement supports ongoing operational efficiency amid recent quarterly earnings reports reflecting stable revenue around $571 million and net income of $57 million on a trailing twelve-month basis.

Company News

  • World Acceptance Corporation Announces Second Quarter 2027 Conference Call on the Internet

  • World Acceptance (NASDAQ:WRLD) Share Price Crosses Above 200-Day Moving Average – Here’s Why

  • PRIVACY ALERT: AWKO Law Investigates World Acceptance Corporation for Data Breach of Over 232,000 Records

  • World Acceptance Corporation Data Breach Investigation: Edelson Lechtzin LLP Probes Class Action Claims After Customer Data Is Exposed

  • World Acceptance Corporation Data Breach Exposes Personal Information: Murphy Law Firm Investigates Legal Claims

  • World Acceptance (NASDAQ:WRLD) Shares Cross Above 200-Day Moving Average – Should You Sell?

  • World Acceptance Corporation Names John L. Calmes Jr. President and Chief Executive Officer

  • Squarepoint Ops LLC Boosts Stock Holdings in World Acceptance Corporation $WRLD

  • A Look at World Acceptance Corp (WRLD) After 5.8% Gain -- GF Value $169.91 vs Price $190.57

  • World Acceptance: A Buy As The Earnings Trough Reverses And Shares Outstanding Keep Shrinking

  • Empowered Funds LLC Lowers Position in World Acceptance Corporation $WRLD

  • Why World Acceptance Stock Soared Today

  • World Acceptance Corporation (WRLD) Q1 2027 Earnings Call Transcript

  • World Acceptance Q1 Earnings Call Highlights

  • World Acceptance Corporation Reports Fiscal 2027 First Quarter Results

  • World Acceptance Corporation Reports Fiscal 2027 First Quarter Results

  • World Acceptance Corporation Announces First Quarter 2027 Conference Call on the Internet

  • Top 3 Financial Stocks That May Fall Off A Cliff In Q2

  • World Acceptance Corporation (WRLD) Q4 2026 Earnings Call Transcript

  • World Acceptance Corporation Reports Fiscal 2026 Fourth Quarter Results