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W.T.B. Financial Corporation

W.T.B. Financial Corporation

WTBFB
W.T.B. Financial CorporationUS flagOther OTC
401.00
USD
-3.01
- -
998.82MMarket Cap
W.T.B. Financial Corporation
WTBFB
(Other OTC)

Recent

price

401.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
90.45
101.3
113.23
118.82
133.93
144.73
151.51
136.67
141.67
171.71
135.97
Revenue per Share
20.33
16.42
32.52
32.62
30.09
39.46
45.32
22.3
22.33
38.1
33.47
Basic EPS, GAAP
15.22
24.48
42.24
18.71
43.41
61.92
46.87
43.76
11.8
36.45
- -
Free Cash Flow per Basic Share
3
3.36
4.6
7
7.4
9.39
10.37
7.4
7.4
9.21
- -
Dividend per Share
- -
213.44
241.53
265.02
288.51
316.71
350.73
361.36
374.82
406.7
421.28
Book Value per Share
- -
208.53
235.97
272.58
318.04
328.57
344.56
358.3
373.89
406.81
416.39
Tangible Book Value per Share
3
3
3
3
3
3
3
3
2
2
2
Basic Weighted Avg Shares
230
258
289
303
340
367
381
342
354
422
332
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
8
7
8
8
8
9
9
8
8
8
- -
Depreciation Expense
52
42
83
83
76
100
114
56
56
94
82
Net Income, GAAP
34.87
52.54
20.47
21.97
22.04
21.85
21.76
21.49
21.26
22.08
22.18
Effective Tax Rate (%)
22.48
16.21
28.72
27.45
22.47
27.26
29.91
16.31
15.76
22.19
24.62
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
20
18
37
13
1,929
540
288
250
LT Debt
- -
531
603
696
807
833
867
897
934
1,001
1,016
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
15.39
14.32
12.88
10.84
13.04
13.53
6.25
6.06
9.68
8.27
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
786
899
925

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
711
817
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
4.42%
7.13%
Free Cash Flow
- -
28.34%
204.12%
Net Income, GAAP
- -
12.39%
68%
Sales/Revenue/Turnover
- -
4.89%
19.34%
Total Cash Common Dividend
- -
5.97%
22.6%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
83
89
86
95
354
2025
97
101
- -
115
422
2026
116
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4.54
4.69
4.75
8.38
22.33
2025
6.87
7.91
- -
12.28
38.1
2026
13.34
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
7.4
2025
- -
- -
- -
- -
9.21
2026
- -
- -
- -
- -
- -
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Business
W.T.B. Financial Corporation W.T.B. Financial Corporation (WTBFB) serves as the bank holding company for Washington Trust Bank, the largest independently owned full-service commercial bank in the Northwest, which provides a wide range of banking, fiduciary, asset management, mortgage banking, private banking, wealth management, trust, and investment services to personal, private, commercial, and corporate clients; core offerings include deposit accounts, credit and debit cards, personal loans such as auto, toy, lines of credit, home equity lines and term loans, home loans, cash management, merchant services, remote deposit capture, and Clearly Cash Back rewards on Visa credit cards. Washington Trust Bank, a wholly owned subsidiary originally chartered in 1902 and headquartered alongside the holding company in Spokane, Washington, operates more than 40 branches and offices across Washington, Idaho, and Oregon, with approximately $11 billion in assets and over 1,100 employees serving the Pacific Northwest region. Recent developments include declaration of a regular quarterly cash dividend of $1.85 per Class A and B common share payable December 12, 2025, and a one-time special cash dividend of $1.85 per share payable December 19, 2025, both to shareholders of record December 5, 2025; a first-ever partnership with professional athlete Cal Raleigh announced in November 2025 to promote community commitment; year-over-year loan growth of 8.1% and deposit growth of 8.9% as of mid-2025 amid strategic investments in geographic expansion, talent acquisition, and new products.

Company News

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  • seekingalpha.com

    W.T.B. Financial: Long-Term Potential Given Potential Balance Sheet Improvement