W.T.B. Financial Corporation

WTBFB

WTBFBW.T.B. Financial Corporation US flag

Other OTC

401.50

USD

+0.50

- -

1.00BMarket Cap

Income Statement (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	230	258	289	303	340	367	381	342	354	422
+ Sales & Services Revenue	230	258	289	303	340	367	381	342	354	422
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	-148	-170	-182	-193	-209	-230	-256	-259	-275	-304
- Operating Expenses	148	170	182	193	209	230	256	259	275	304
+ Selling, General & Admin	8	11	11	10	11	13	15	15	14	18
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	140	159	171	183	197	217	241	244	261	287
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-79	-88	-104	-107	-98	-128	-146	-71	-71	-120
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-79	-88	-104	-107	-98	-128	-146	-71	-71	-120
Pretax Income	79	88	104	107	98	128	146	71	71	120
- Income Tax Expense (Benefit)	28	46	21	23	22	28	32	15	15	27
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	52	42	83	83	76	100	114	56	56	94
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	52	42	83	83	76	100	114	56	56	94
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	52	42	83	83	76	100	114	56	56	94
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	52	42	83	83	76	100	114	56	56	94
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITA	-8	-7	-8	-8	-8	-9	-9	-8	-8	-8
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	22.48	16.21	28.72	27.45	22.47	27.26	29.91	16.31	15.76	22.19
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	3	3.36	4.6	7	7.4	9.39	10.37	7.4	7.4	9.21
Depreciation Expense	8	7	8	8	8	9	9	8	8	8
Basic Weighted Avg Shares	3	3	3	3	3	3	3	3	2	2
Basic EPS, GAAP	20.33	16.42	32.52	32.62	30.09	39.46	45.32	22.3	22.33	38.1
Basic EPS from Cont Ops	20.33	16.42	32.52	32.62	30.09	39.46	45.32	22.3	22.33	38.1
Diluted Weighted Avg Shares	3	3	3	3	3	3	3	3	2	2
Diluted EPS, GAAP	20.29	16.36	32.42	32.56	30.06	39.4	45.28	22.29	22.32	38.06
Diluted EPS from Cont Ops	20.29	16.36	32.42	32.56	30.06	39.4	45.28	22.29	22.32	38.06

Balance Sheet (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	- -	855	858	627	1,565	2,049	394	1,145	575	711
+ Cash & Cash Equivalents	- -	855	858	627	1,565	2,049	394	1,145	575	711
+ ST Investments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts & Notes Receiv	- -	20	21	21	29	24	32	36	33	33
+ Accounts Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	20	21	21	29	24	32	36	33	33
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	- -	-875	-879	-648	-1,594	-2,073	-426	-1,181	-607	-744
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	51	56	106	109	104	100	99	126	134
+ Property, Plant & Equip	- -	157	156	204	210	210	211	214	245	262
- Accumulated Depreciation	- -	106	100	99	102	106	111	116	120	127
+ LT Investments & Receivables	- -	1,387	1,589	1,896	2,578	3,326	3,296	3,566	3,038	2,357
+ LT Investments	- -	1,387	1,589	1,896	2,578	3,326	3,296	3,566	3,038	2,357
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	- -	-1,438	-1,645	-2,001	-2,687	-3,430	-3,396	-3,664	-3,164	-2,491
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	- -	-1,438	-1,645	-2,001	-2,687	-3,430	-3,396	-3,664	-3,164	-2,491
Total Assets	- -	6,246	6,552	7,165	9,814	11,090	10,423	11,446	10,737	10,693
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	1	2	1	1	1	- -	54	9	6
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	-1	-2	-1	-1	-1	- -	-54	-9	-6
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	- -	- -	20	18	37	13	1,929	540	288
+ LT Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	- -	- -	- -	-20	-18	-37	-13	-1,929	-540	-288
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	- -	- -	-20	-18	-37	-13	-1,929	-540	-288
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	- -	5,715	5,950	6,469	9,007	10,257	9,556	10,548	9,803	9,692
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	63	65	59	57	52	44	46	40	24
+ Common Stock	- -	30	32	27	24	19	11	13	7	- -
+ Additional Paid in Capital	- -	33	33	33	33	33	33	33	33	24
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	- -	513	584	650	707	784	872	892	929	1,000
+ Other Equity	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Equity Before Minority Interest	- -	531	603	696	807	833	867	897	934	1,001
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	- -	531	603	696	807	833	867	897	934	1,001
Total Liabilities & Equity	- -	6,246	6,552	7,165	9,814	11,090	10,423	11,446	10,737	10,693
Shares Outstanding	- -	- -	3	3	3	3	3	3	3	2
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	- -	-855	-858	-627	-1,565	-2,049	-394	-1,145	-575	-711
Net Debt to Equity	- -	-161.08	-142.32	-90.03	-194.03	-246.04	-45.42	-127.59	-61.55	-71.08
Tangible Common Equity Ratio	- -	8.5	9.2	9.71	8.22	7.51	8.32	7.84	8.7	9.36
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	52	42	83	83	76	100	114	56	56	94
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	-1	35	21	-7	40	56	4	17	11	3
+ Stock-Based Compensation	2	2	3	3	3	3	3	3	3	3
+ Deferred Income Taxes	-1	16	-2	-2	-11	-3	1	-3	-4	-2
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	-2	17	20	-8	48	56	- -	17	12	2
+ Chg in Non-Cash Work Cap	-6	1	17	10	7	6	8	44	-27	11
+ (Inc) Dec in Accts Receiv	-3	-3	-1	- -	-8	5	-9	-4	3	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	-3	4	18	10	15	- -	17	47	-30	12
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	45	78	121	86	123	162	127	116	41	108
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	1	- -	2	1	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	1	- -	2	1	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-6	-16	-13	-38	-13	-5	-9	-7	-11	-18
+ Acq of Fixed Prod Assets	-5	-16	-13	-38	-13	-5	-9	-7	-11	-18
+ Acq of Intangible Assets	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	-3	- -	-1	-9	-5	-8	-11	-1	-9	-19
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	-3	- -	-1	-9	-5	-8	-11	-1	-9	-19
+ Net Change in LT Investment	-243	-5	-209	-277	-626	-829	-504	193	545	667
+ Dec in LT Investment	603	218	135	641	734	374	235	200	558	688
+ Inc in LT Investment	-846	-223	-344	-918	-1,360	-1,203	-739	-6	-13	-21
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-98	-576	-116	-241	-1,986	-550	1,185	-1,209	182	-582
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-346	-597	-335	-555	-2,625	-1,384	672	-1,022	716	66
+ Dividends Paid	-8	-9	-12	-18	-19	-24	-26	-19	-18	-23
+ Net Cash From Debt	- -	- -	- -	- -	- -	- -	- -	1,915	-1,415	- -
+ Cash From Debt	- -	- -	- -	- -	- -	- -	- -	1,915	- -	- -
+ Repayments of Debt	- -	- -	- -	- -	- -	- -	- -	- -	-1,415	- -
+ Other Financing Activities	330	536	228	491	2,525	1,215	-704	-971	677	-131
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	319	527	215	465	2,501	1,183	-741	925	-766	-173
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	18	9	- -	-4	-1	-39	58	19	-9	2
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow	39	62	108	48	110	157	118	110	29	90
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	39	62	108	48	110	157	118	110	29	90
Free Cash Flow to Equity	- -	63	110	49	110	157	118	2,025	-1,385	90
Free Cash Flow per Basic Share	15.22	24.48	42.24	18.71	43.41	61.92	46.87	43.76	11.8	36.45
Price/Free Cash Flow	12.81	9.63	6.06	7.88	6.21	5.87	6.36	6.25	15.04	7.13
Cash Flow to Net Income	0.87	1.87	1.45	1.03	1.62	1.62	1.11	2.08	0.73	1.15
Capital Expenditures	-6	-16	-13	-38	-13	-5	-9	-7	-11	-18