Exzeo Group, Inc.

Exzeo Group, Inc.

XZO
Exzeo Group, Inc.US flagNew York Stock Exchange
15.31
USD
+0.41
- -
1.39BMarket Cap
Exzeo Group, Inc.
XZO
(New York Stock Exchange)

Recent

price

15.31

P/E

ratio

- -

div

yld

- -

ROIC.AI

2022
2023
2024
2025
TTM
FRC
- -
- -
- -
2.71
2.5
Revenue per Share
- -
- -
- -
1.03
0.97
Basic EPS, GAAP
- -
- -
- -
1.25
1.19
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
0.32
0.52
Book Value per Share
- -
- -
- -
3.17
3.13
Tangible Book Value per Share
91
91
91
80
88
Basic Weighted Avg Shares
- -
- -
- -
217
220
Sales/Revenue/Turnover
- -
- -
- -
48.85
48.73
Operating Margin (%)
- -
- -
- -
3
3
Depreciation Expense
- -
- -
- -
83
85
Net Income, GAAP
- -
- -
- -
24.97
25.05
Effective Tax Rate (%)
- -
- -
- -
38.14
38.71
Profit Margin (%)
- -
- -
- -
241
162
Working Capital
- -
- -
- -
5
4
LT Debt
- -
- -
- -
254
275
Total Equity
- -
- -
- -
60.28
277.13
Return on Invested Capital (%)
- -
- -
- -
505.28
2,141.52
Return on Capital (%)
- -
- -
- -
648.78
5,140.76
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
2
2
2
LT Borrowings
- -
- -
- -
LT Finance Leases
5
5
4
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
91
91
91
Market Capitalization
- -
2,150
1,289

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
163
326
261
Cash, Cash Equivalents & STI
141
305
231
Accounts Receivable, Net
- -
3
3
Inventories
- -
- -
- -
Total Current Liabilities
94
84
99
Payables & Accruals
18
11
22
ST Debt
2
2
2
Deferred Revenue
73
71
74

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
- -
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
29
45
- -
- -
- -
2025
52
56
55
53
217
2026
56
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.06
- -
- -
- -
- -
2025
0.2
- -
0.23
0.26
1.03
2026
0.23
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Exzeo Group, Inc. is a technology company specializing in insurance software and operations solutions for property and casualty (P&C) insurers, with a primary focus on homeowners insurance through an internally developed Insurance-as-a-Service platform. The company provides a comprehensive suite of digital tools and services that streamline carrier and agent operations across the insurance value chain, including quoting, underwriting, policy administration, claims processing, data analytics, and financial reporting, all delivered via a configurable platform designed to improve underwriting precision and operational efficiency. Exzeo operates primarily in the United States, with headquarters in Tampa, Florida, and serves carriers, managing general agencies, and other participants in the P&C ecosystem through its platform-driven offerings. The core products and services include advanced underwriting solutions, data analytics capabilities, and insurance management modules, plus integrated modules for policy administration, claims handling, regulatory reporting, and performance analytics, all supported by API-based integrations and a modular architecture that allows clients to tailor the suite to their specific business needs. The company was founded in 2012 and maintains a focus on expanding its platform adoption across homeowners and related P&C lines, pursuing partnerships and strategic collaborations to broaden distribution and product coverage, including arrangements with insurance carriers and distribution partners to extend reach and capabilities. Exzeo positions itself as an end-to-end technology partner that combines domain expertise in P&C insurance with proprietary software to drive automation, speed-to-market, and data-driven decision making for insurers and their agents. The company’s geographic footprint centers on the U.S. market, with ongoing efforts to expand product deployment and client base through strategic alliances, platform enhancements, and targeted product launches designed to address evolving underwriting, policy administration, and claims workflows in the homeowners insurance segment. Foundationally headquartered in the United States, Exzeo maintains a corporate structure and disclosures aligned with public market reporting, reflecting its focus on scalable, software-driven insurance operations solutions for a broad P&C client community.

Company News

APIChatGPT
  • Exzeo Group Sets Second Quarter 2026 Earnings Call for Thursday, August 6, 2026, at 5:45 p.m. ET

  • XZO Investors Have Opportunity to Join Exzeo Group, Inc. Fraud Investigation with the Schall Law Firm

  • INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Exzeo Group, Inc. - XZO

  • INVESTOR ALERT: Pomerantz Law Firm Investigates Claims on Behalf of Investors of Exzeo Group, Inc. - XZO

  • XZO Investors Have Opportunity to Join Exzeo Group, Inc. Fraud Investigation with the Schall Law Firm

  • INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Exzeo Group, Inc. - XZO

  • INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Exzeo Group, Inc. - XZO

  • XZO Investors Have Opportunity to Join Exzeo Group, Inc. Fraud Investigation with the Schall Law Firm

  • XZO Investors Have Opportunity to Join Exzeo Group, Inc. Fraud Investigation with the Schall Law Firm

  • INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Exzeo Group, Inc. - XZO

  • Exzeo: Post-Earnings Selloff Met With A Buyback

  • INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Exzeo Group, Inc. - XZO

  • Exzeo Announces New Stock Repurchase Program

  • Exzeo Announces New Stock Repurchase Program

  • INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Exzeo Group, Inc. - XZO

  • INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Exzeo Group, Inc. - XZO

  • INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Exzeo Group, Inc. - XZO

  • Exzeo Group, Inc. (XZO) Q1 2026 Earnings Call Transcript

  • Exzeo Announces First Quarter 2026 Financial Results

  • Exzeo Launches WindForm Pro, Bringing AI-Driven Automation to Florida Wind Mitigation Requirements