Agricultural Bank of China Limited

Agricultural Bank of China Limited

ACGBF
Agricultural Bank of China LimitedUS flagOther OTC
0.67
USD
- -
- -
234.49BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.42
1.6
1.63
1.51
1.61
1.74
1.74
1.8
1.94
1.85
1.86
1.89
1.94
1.98
Basic EPS, GAAP
0.51
0.55
0.55
0.55
0.58
0.59
0.59
0.59
0.65
0.69
0.72
0.75
0.78
0.78
Free Cash Flow per Basic Share
0.01
0.03
2.43
2.07
1.86
0.26
0.96
-0.23
0.58
3.46
4.8
3.53
5.59
10.74
Dividend per Share
0.18
0.21
0.22
0.21
0.21
0.25
0.26
0.3
0.32
0.41
0.5
0.56
0.62
0.53
Book Value per Share
1.74
2.01
2.24
2.45
2.71
2.92
3.04
3.22
3.44
3.68
3.91
3.99
4.35
4.5
Tangible Book Value per Share
2.5
2.96
3.36
3.63
3.98
4.57
5.14
5.75
6.23
6.83
7.45
7.94
8.37
8.47
Basic Weighted Avg Shares
326,108
326,293
328,331
334,438
332,693
343,700
359,488
365,975
371,051
375,699
374,106
376,111
373,129
375,925
Sales/Revenue/Turnover
462,316
520,858
536,183
506,025
537,027
598,610
627,223
657,443
719,506
694,586
694,639
710,483
724,170
743,810
Operating Margin (%)
46.07
44.34
43.43
44.38
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
16,353
18,085
18,162
17,738
17,021
15,610
18,151
19,063
19,356
20,222
21,875
23,200
23,914
- -
Net Income, GAAP
166,315
179,461
180,582
183,941
192,962
202,783
212,098
215,925
241,183
259,232
269,356
282,083
291,041
294,295
Effective Tax Rate (%)
22.39
22.71
21.69
18.78
19.35
19.49
20.13
18.36
18.23
15.53
12.23
11.44
9.79
9.01
Profit Margin (%)
35.97
34.45
33.68
36.35
35.93
33.88
33.82
32.84
33.52
37.32
38.78
39.7
40.19
39.57
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
440,624
550,090
698,501
690,236
755,078
1,106,214
1,433,575
1,762,505
1,798,762
2,203,153
2,678,211
3,042,531
3,615,448
3,163,718
Total Equity
844,537
1,032,619
1,211,885
1,321,591
1,429,397
1,674,787
1,953,861
2,210,746
2,421,359
2,673,760
2,896,867
3,097,273
3,243,371
3,303,203
Return on Invested Capital (%)
13.34
12.03
10.17
9.15
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
30.2
29.35
25.95
23.62
22.4
21.29
20.26
19.03
19.66
19.5
18.92
19.03
18.64
18.05

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
80,000
80,000
80,000
Shares Outstanding
349,983
349,983
349,983
Market Capitalization
1,698,412
1,949,115
1,737,872

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4,455,893
4,011,911
4,303,446
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.41%
7.99%
4.72%
Free Cash Flow
27.61%
44.56%
56.95%
Net Income, GAAP
4.92%
6.2%
3.18%
Sales/Revenue/Turnover
3.18%
2.04%
1.93%
Total Cash Common Dividend
12.71%
16.8%
10.64%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
186,026
180,768
173,380
170,309
710,483
2025
186,602
182,894
180,773
173,901
724,170
2026
206,242
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.19
- -
0.19
- -
0.75
2025
0.19
- -
- -
- -
0.78
2026
0.2
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.08
- -
0.09
- -
0.56
2025
0.19
- -
- -
- -
0.62
2026
0.11
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Shu Gu
Full Time Employees
457,835
Sector
Financial Services
Industry
Banks - Diversified
Address
No. 69, Jianguomen Nei Avenue Beijing BE People's Republic of China 100005
IPO Date
Mar 14, 2012
Business
Agricultural Bank of China Limited (ABC) provides comprehensive corporate and retail banking products and services to a broad range of customers throughout China and internationally. The bank operates through Corporate Banking, Personal Banking, Treasury Operations, and Others segments; corporate banking includes demand, time, foreign currency, and negotiated deposits, housing, consumer, auto, business, fixed asset, working capital, real estate, and syndicated loans, trade finance, guarantees, investment banking, cash management, and settlement services; personal banking encompasses personal deposits, loans, credit and debit cards, private banking, wealth management, fund collection, and automatic transfer services; treasury operations cover money market and repurchase transactions, debt instruments, precious metals, and derivatives; and other activities comprise agro-related banking, financial leasing, fund management, asset custody, insurance agency, and reinsurance products. ABC maintains an extensive network with over 22,877 domestic branches and sub-branches across China, plus 13 overseas branches in locations including Hong Kong, London, New York, Tokyo, Sydney, Seoul, Frankfurt, and Singapore. Founded in 1951 as the Agricultural Cooperative Bank and headquartered at No. 69 Jianguomen Nei Avenue, Dongcheng District, Beijing, the bank restructured into a joint stock limited liability company in January 2009 and listed on the Shanghai and Hong Kong Stock Exchanges in July 2010. In recent developments, ABC reported total assets of RMB43.24 trillion, customer loans of RMB24.91 trillion, and deposits of RMB30.31 trillion as of end-2024, with a net profit of RMB282.7 billion and capital adequacy ratio of 18.19%; it formed a joint venture with BNP Paribas for asset management in 2024, achieving assets under management exceeding RMB7.6 billion by mid-year; its financial asset investment arm participated in a RMB5 billion capital increase for Seres Automobile in June 2025; and it sustained its No. 3 global ranking by Tier 1 capital while implementing strategies in rural revitalization, inclusive finance, green finance, and digitalization.

Company News

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