Alpha Services and Holdings S.A.

Alpha Services and Holdings S.A.

ALBKF
Alpha Services and Holdings S.A.US flagOther OTC
3.60
USD
- -
- -
8.32BMarket Cap
Alpha Services and Holdings S.A.
ALBKF
(Other OTC)

Recent

price

3.60

P/E

ratio

- -

div

yld

- -

ROIC.AI

2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
FRC
145.82
116.43
-129.77
76.81
17.77
9.58
5.76
1.59
1.6
1.68
1.5
1.66
-0.14
0.75
0.9
0.95
0.96
Revenue per Share
17.82
1.43
-201.18
-56.03
22
-1.34
-3.56
0.03
0.01
0.03
0.07
0.07
-1.5
0.16
0.26
0.28
0.37
Basic EPS, GAAP
152.12
-64.04
-40.61
131.71
-34.33
-5.68
-3.67
-1.91
-1.75
1.2
1.14
3.63
1.83
1.02
-2.35
-0.42
-0.26
Free Cash Flow per Basic Share
0.06
3.07
4.99
0.15
0.02
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.03
0.03
Dividend per Share
314.3
264.4
62.05
16.55
26.12
10.9
-5.41
-1.33
-1.31
-2.05
-2.01
-1.92
-2.93
0.41
0.98
1.23
1.38
Book Value per Share
297.3
240.81
92.41
31.36
54.1
29.9
22.6
5.69
5.99
4.99
5.17
5.03
2.9
2.47
2.92
3.35
3.59
Tangible Book Value per Share
16
19
19
19
133
247
385
1,537
1,543
1,544
1,544
1,544
1,931
2,347
2,348
2,314
2,295
Basic Weighted Avg Shares
2,381
2,249
-2,506
1,483
2,360
2,364
2,220
2,443
2,466
2,590
2,319
2,555
-263
1,755
2,108
2,205
2,211
Sales/Revenue/Turnover
21.2
9.61
- -
-90.44
97.89
-43.38
-93.08
-0.4
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
92
93
93
143
150
148
138
153
181
149
162
178
265
206
174
207
225
Depreciation Expense
350
86
-3,810
-1,082
2,922
-330
-1,372
42
21
53
105
104
-2,906
368
618
654
849
Net Income, GAAP
30.44
60.24
- -
- -
- -
- -
- -
- -
45.79
- -
32.53
9.1
- -
43.93
28.97
26.84
67.56
Effective Tax Rate (%)
14.69
3.81
152.03
-72.95
123.8
-13.95
-61.79
1.73
0.85
2.05
4.54
4.06
1,106.83
20.98
29.32
29.66
38.39
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
7,887
5,377
3,628
1,649
1,491
2,027
747
973
1,177
1,461
1,862
1,953
3,230
3,501
3,446
3,682
3,362
LT Debt
5,973
5,784
1,966
748
8,368
7,707
9,053
9,113
9,627
8,143
8,476
8,370
6,080
6,263
7,323
8,189
8,625
Total Equity
2.38
0.68
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
7.25
0.54
-123.25
-142.56
154.24
-10.71
- -
- -
- -
- -
- -
- -
- -
- -
37.78
25.32
29.43
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,314
2,310
2,315
Market Capitalization
3,599
5,332
6,814

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,276
3,556
3,166
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.56%
0.63%
11.83%
Free Cash Flow
-33.51%
-52.24%
-82.51%
Net Income, GAAP
-252.68%
-588.03%
5.83%
Sales/Revenue/Turnover
-84.42%
-168.73%
4.6%
Total Cash Common Dividend
- -
- -
6,000%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
475
517
547
414
2,108
2024
551
543
543
567
2,205
2025
554
546
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.05
0.08
0.08
- -
0.26
2024
0.09
0.05
0.07
- -
0.28
2025
0.1
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
0.03
- -
0.03
2025
- -
- -
- -
- -
- -
Business
Alpha Services and Holdings S.A. (ALBKF) serves as the holding company for Alpha Bank Group, a leading financial institution providing comprehensive banking, investment, and insurance products and services to individuals, small and medium-sized enterprises, large corporations, and institutional clients; core offerings encompass retail banking products including mortgage loans, consumer credit, deposits, and credit cards; corporate and wholesale banking solutions such as specialized financing, cash management, leasing, and factoring; investment banking, treasury operations, brokerage, and advisory services in capital markets; wealth management and private banking with asset management products; digital banking platforms like myAlpha Web and mobile applications; and insurance services alongside real estate management and hotel operations. The group operates primarily in Greece through approximately 1,000 branches, with international activities in South-Eastern Europe including Cyprus; headquartered at 40 Stadiou Street, Athens, Greece, it traces its origins to the founding of Alpha Bank in 1918. Recent developments include the completion in June 2025 of the merger between Alpha Services and Holdings S.A. and Alpha Bank S.A., streamlining the group structure with trading of new Alpha Bank shares commencing thereafter; acquisition of FlexFin Ltd. finalized in August 2025 to enhance financing capabilities; signing of a definitive agreement in early August 2025 for further portfolio acquisitions; increased stake by UniCredit S.p.A. to nearly 10% as of August 2025 and strengthened cross-border alliance announced in November 2025; launch of a share buyback program in September 2025; and completion of UniCredit's acquisition of majority stake in Alpha Bank Romania in late 2024, alongside anticipated closure of AstroBank assets deal by end-2025 to double Cyprus profits.